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Point Mortgage Jobs (NOW HIRING)

POINT MORTGAGE CORPORATION

Closer

Chicago, IL

$20 - $25/hr

The closer will have an extensive knowledge of mortgage loan products, loan documents, loan funding requirements and escrow/ title practices, as well as regulatory compliance laws as they apply to ...

POINT MORTGAGE CORPORATION

UNDERWRITER

Chula Vista, CA

$0.01 - $0.02/hr

Review mortgage loan files to asses risk and compliance with agency and investor underwriting guidelines. Duties & Responsibilities: Collect and analyze loan documentation to calculate risk and ...

Elite Mortgage

Mortgage Loan Originators

Sacramento, CA · On-site

Company Description Elite Mortgage is California's fastest growing, trend-setting Real Estate ... Point and computer use - Ability to multi-task in a fast past environment Join the team and apply ...

EXPERT MORTGAGE LENDING LLC

Mortgage Processor

Troy, MI · On-site

$48K - $75K/yr

As a Mortgage Processor, you will manage loan files from initial submission through final approval ... You'll serve as a key point of contact between borrowers, lenders, and vendors, helping move loans ...

EXPERT MORTGAGE LENDING LLC

Mortgage Processor

Troy, MI · On-site

$48K - $75K/yr

As a Mortgage Processor, you will manage loan files from initial submission through final approval ... You'll serve as a key point of contact between borrowers, lenders, and vendors, helping move loans ...

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All JobsPoint Mortgage Jobs

Point Mortgage information

See salary details

$23K

$79.8K

$135.5K

How much do point mortgage jobs pay per year?

As of Jul 21, 2026, the average yearly pay for point mortgage in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Mortgage Loan Officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need strong knowledge of lending practices, financial analysis, and current mortgage regulations, typically supported by a relevant license such as the NMLS (Nationwide Multistate Licensing System). Familiarity with loan origination software (LOS), credit analysis tools, and CRM systems is essential. Excellent interpersonal skills, attention to detail, and the ability to build client trust set top performers apart. These skills are crucial to ensure accurate loan processing, maintain regulatory compliance, and foster strong client relationships in a competitive market.

What are some common challenges faced by Mortgage Loan Officers at Point Mortgage, and how can applicants prepare to overcome them?

Mortgage Loan Officers at Point Mortgage often face challenges such as managing a high volume of loan applications, staying current with regulatory changes, and effectively communicating complex loan products to clients. To overcome these, applicants should be prepared to work efficiently under pressure, stay organized with documentation, and commit to continuous learning about industry updates. Strong interpersonal skills and a customer-focused mindset are also valuable for building trust and guiding borrowers through the mortgage process.

What is a Point Mortgage?

A Point Mortgage refers to a type of home loan where borrowers can pay 'points' upfront to reduce their interest rate. Each point typically costs 1% of the loan amount and lowers the interest rate, which can save money over the life of the loan. This arrangement is often chosen by buyers who plan to stay in their homes for a long time and want to minimize monthly payments. It's important to weigh the upfront cost against potential long-term savings before deciding if paying points makes sense for your situation.

What is the difference between Point Mortgage vs Mortgage Loan Officer?

AspectPoint MortgageMortgage Loan Officer
Primary RoleProvides mortgage services, including loan origination and advising clients on mortgage optionsWorks directly with clients to originate mortgage loans, assess financial situations, and guide through the application process
CredentialsTypically requires licensing, certifications like NMLS, and knowledge of mortgage productsRequires NMLS license, sales skills, and understanding of lending regulations
Work EnvironmentOffice-based, working with clients and lendersOffice or remote, client-facing, often involves sales and customer service
Industry UsageCommonly used in mortgage lending companies and banksUsed across mortgage brokerages, banks, and lending institutions

Point Mortgage generally refers to a company or platform offering mortgage services, while a Mortgage Loan Officer is a professional who works directly with clients to originate loans. Both roles require licensing and industry knowledge, but the Loan Officer is more client-facing and sales-oriented.

More about Point Mortgage jobs
What cities are hiring for Point Mortgage jobs? Cities with the most Point Mortgage job openings:
What job categories do people searching Point Mortgage jobs look for? The top searched job categories for Point Mortgage jobs are:
Point Mortgage jobs near you
Infographic showing various Point Mortgage job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 83% Full Time, 6% Part Time, and 10% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $79,825 per year, or $38.4 per hour.
Closer

Closer

POINT MORTGAGE CORPORATION

Chicago, IL

$20 - $25/hr

Full-time

Re-posted 2 days ago

Job description

Job Purpose:

The closer will have an extensive knowledge of mortgage loan products, loan documents, loan funding requirements and escrow/ title practices, as well as regulatory compliance laws as they apply to mortgage lending transactions to deliver quality execution of closing loan documents. The closer will assist in managing file flow and be an advocate from CTC Finished through Loan Documents Completed milestones.

Duties & Responsibilities:

  • Manage and monitor loans cleared for closing in Loan Documents Pipeline in Encompass.
  • Review and ensure the accuracy and timeliness of delivery of loan documents.
  • Ensure data integrity by reviewing loan data in Encompass, Final AUS & UW Approval, 1008 & 1003.
  • Verify lock information, pricing, and final doc order form are accurate and consistent.
  • Verify title report is not expired through funding.
  • Review loan for compliance with RESPA, RESPA tolerance, LE/CD.
  • Review, balance and draft initial and final CDs; ability to coordinate with settlement agent regarding balancing of fees for closing.
  • Review and confirm borrower and property information are accurate and consistent with Encompass, appraisal report, purchase contract, and title policy.
  • Review and complete loan doc audit prior to release of closing loan documents to escrow and notary.
  • Ability to cross train within Closing Department to fulfill funding duties on an as need basis.
  • Assist with logging executed closing loan documents received on an as need basis.
  • Performs other duties as assigned, including assisting other team members and management as needed.
  • Maintain a high degree of confidentiality.
  • Maintain consistent and satisfactory attendance per department needs and capacity.

Position Requirements:

  • At least 3+ years current experience as Doc Drawer and / or Funder.
  • Knowledge of Fannie Mae, Freddie Mac, FHA/VA loan process and standard guidelines, escrow/title practices, as well as regulatory compliance as they apply to mortgage transactions.
  • Proficient with mortgage operating systems, preferably Encompass.
  • Experience with Paperless and E-Documents.
  • Ability to multi task and shift priorities, as well as prioritize with a sense of urgency.

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