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Point Mortgage Jobs (NOW HIRING)

North Point Mortgage

Mortgage Loan Processor

Westborough, MA · On-site +1

$41K - $56K/yr

Northpoint Mortgage, recognized as one of the Boston Globe's 2025 Top Places to Work, is a growing New England-based mortgage lender seeking an experienced Mortgage Loan Processor to join our ...

North Point Mortgage

Mortgage Loan Processor

Westborough, MA · On-site +1

$41K - $56K/yr

Northpoint Mortgage, recognized as one of the Boston Globe's 2025 Top Places to Work, is a growing New England-based mortgage lender seeking an experienced Mortgage Loan Processor to join our ...

POINT MORTGAGE CORPORATION

Closer

Chicago, IL · On-site

$20 - $25/hr

The closer will have an extensive knowledge of mortgage loan products, loan documents, loan funding requirements and escrow/ title practices, as well as regulatory compliance laws as they apply to ...

POINT MORTGAGE CORPORATION

UNDERWRITER

Chula Vista, CA · On-site

$0.01 - $0.02/hr

Review mortgage loan files to asses risk and compliance with agency and investor underwriting guidelines. Duties & Responsibilities: Collect and analyze loan documentation to calculate risk and ...

Prosperity Home Mortgage

Mortgage Consultant

San Jose, CA · On-site

$18.45/hr

Mortgage Consultant Are you passionate about helping families achieve their homeownership dreams ... Present clear rate and point options while managing the complete application process from initial ...

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$23K

$79.8K

$135.5K

How much do point mortgage jobs pay per year?

As of Jun 6, 2026, the average yearly pay for point mortgage in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Mortgage Loan Officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need strong knowledge of lending practices, financial analysis, and current mortgage regulations, typically supported by a relevant license such as the NMLS (Nationwide Multistate Licensing System). Familiarity with loan origination software (LOS), credit analysis tools, and CRM systems is essential. Excellent interpersonal skills, attention to detail, and the ability to build client trust set top performers apart. These skills are crucial to ensure accurate loan processing, maintain regulatory compliance, and foster strong client relationships in a competitive market.

What are some common challenges faced by Mortgage Loan Officers at Point Mortgage, and how can applicants prepare to overcome them?

Mortgage Loan Officers at Point Mortgage often face challenges such as managing a high volume of loan applications, staying current with regulatory changes, and effectively communicating complex loan products to clients. To overcome these, applicants should be prepared to work efficiently under pressure, stay organized with documentation, and commit to continuous learning about industry updates. Strong interpersonal skills and a customer-focused mindset are also valuable for building trust and guiding borrowers through the mortgage process.

What is a Point Mortgage?

A Point Mortgage refers to a type of home loan where borrowers can pay 'points' upfront to reduce their interest rate. Each point typically costs 1% of the loan amount and lowers the interest rate, which can save money over the life of the loan. This arrangement is often chosen by buyers who plan to stay in their homes for a long time and want to minimize monthly payments. It's important to weigh the upfront cost against potential long-term savings before deciding if paying points makes sense for your situation.

What is the difference between Point Mortgage vs Mortgage Loan Officer?

AspectPoint MortgageMortgage Loan Officer
Primary RoleProvides mortgage services, including loan origination and advising clients on mortgage optionsWorks directly with clients to originate mortgage loans, assess financial situations, and guide through the application process
CredentialsTypically requires licensing, certifications like NMLS, and knowledge of mortgage productsRequires NMLS license, sales skills, and understanding of lending regulations
Work EnvironmentOffice-based, working with clients and lendersOffice or remote, client-facing, often involves sales and customer service
Industry UsageCommonly used in mortgage lending companies and banksUsed across mortgage brokerages, banks, and lending institutions

Point Mortgage generally refers to a company or platform offering mortgage services, while a Mortgage Loan Officer is a professional who works directly with clients to originate loans. Both roles require licensing and industry knowledge, but the Loan Officer is more client-facing and sales-oriented.

More about Point Mortgage jobs
What cities are hiring for Point Mortgage jobs? Cities with the most Point Mortgage job openings:
What job categories do people searching Point Mortgage jobs look for? The top searched job categories for Point Mortgage jobs are:
Point Mortgage jobs near you

Mortgage Loan Processor

North Point Mortgage

Westborough, MA • On-site, Remote

$41K - $56K/yr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Northpoint Mortgage, recognized as one of the Boston Globe's 2025 Top Places to Work, is a growing New England-based mortgage lender seeking an experienced Mortgage Loan Processor to join our Operations team. This full-time opportunity is ideal for a highly motivated professional with strong Encompass experience and a customer-focused approach to loan processing.
The successful candidate will bring 3+ years of mortgage processing experience, demonstrate excellent communication skills, and work effectively with loan officers and clients in a fast-paced, collaborative environment. In addition to a positive and supportive workplace culture, Northpoint Mortgage offers competitive compensation, comprehensive benefits, and an excellent work-life balance. This position is based in the Westborough, MA area and offers the potential for a hybrid or primarily remote work arrangement.
Skills & Experience Required

  • Minimum of 3 years of mortgage processing experience
  • Proficiency with Encompass Loan Origination Software
  • Experience with State Housing loan programs
  • Non-QM loan experience a PLUS
  • Strong verbal and written communication skills with a customer-service mindset
  • Ability to prioritize tasks, manage deadlines, and see files through to completion
  • Strong problem-solving and multitasking abilities
  • Accountability for managing loan production and pipeline flow
  • Solid understanding of mortgage fundamentals, including:
    • Conventional, USDA, and VA loan programs
    • Income calculations
    • Running AUS and interpreting findings
    • Reviewing guidelines and resolving complex loan scenarios
  • High level of computer and software proficiency
Key Responsibilities
  • Establish and maintain strong client relationships through consistent communication via phone, email, and text throughout the loan process
  • Provide timely, knowledgeable responses to client inquiries while collaborating closely with internal Northpoint teams
  • Set up and disclose new loan files; request, review, and clearly explain required documentation, including initial disclosures
  • Proactively communicate loan status updates and address borrower questions or concerns
  • Follow up on outstanding documentation and establish deadlines to ensure efficient and timely pipeline movement
Compensation is commensurate with experience. Laurie Nelson, Business Development Manager, is available for confidential, immediate interviews. Phone: 603-762-9010 Email: lnelson@trynorthpoint.com

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