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Per Diem Life Insurance Agent Jobs (NOW HIRING)

Agent First Contracts LLC

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Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Final Expense Life Insurance Agent Build Your Book With the Leads, Tools, and Support, Everything ... per year . What We Provide When you join our team, you get the resources necessary to start ...

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New York Life

Life Insurance Agent

Fayetteville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Greenville, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Wilmington, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency. If you're passionate about helping individuals and families protect their financial future while ...

King Legacy & Life LLC

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Life Insurance Agent

Atlanta, GA · Remote

$60K - $120K/yr

Licensed Life Insurance Agent Location: 100% Remote / Work From Home Benefits * Health insurance ... Pay Potential: $60,000.00 - $120,000.00 per year Application Question(s): * Basic Computer Skills

Dorr Agency

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Life Insurance Agent

Tampa, FL · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Lawrenceville, GA · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

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Per Diem Life Insurance Agent information

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$145K

How much do per diem life insurance agent jobs pay per year?

As of Aug 24, 2026, the average yearly pay for per diem life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a per diem life insurance agent?

Per Diem Life Insurance Agents are licensed professionals who work on an as-needed or day-to-day basis, rather than as full-time employees. They help clients choose and purchase life insurance policies, often filling in for regular agents during busy periods, vacations, or special events. These agents are usually compensated per day or per assignment, offering flexibility for both the insurance agency and the agent. This role is ideal for those seeking flexible work schedules or supplemental income.

How does the per diem structure impact the daily responsibilities and scheduling flexibility of a life insurance agent?

As a Per Diem Life Insurance Agent, you have the flexibility to set your own schedule and take on assignments as needed, which can be ideal for balancing work with other commitments. However, this also means that your daily responsibilities may vary significantly based on client demand and agency needs. You may find yourself working intensively some days—conducting consultations, processing applications, and following up with leads—while having lighter schedules on others. This role requires strong self-motivation, effective time management, and the ability to adapt quickly to changing workloads. Collaboration with agency teams is often project-based, so clear communication and reliability are essential for maintaining strong professional relationships.

What are the key skills and qualifications needed to thrive as a per diem life insurance agent, and why are they important?

To thrive as a Per Diem Life Insurance Agent, you need a valid state insurance license, strong sales acumen, and an understanding of life insurance products and regulations. Familiarity with CRM software, online quoting tools, and e-signature platforms is typically required for managing leads and processing applications. Exceptional interpersonal skills, self-motivation, and effective time management make agents stand out in this flexible, client-facing role. These skills and qualities are crucial for building trust with clients, closing sales, and efficiently managing a variable schedule.

What is the difference between Per Diem Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectPer Diem Life Insurance AgentFull-Time Life Insurance Agent
Work ScheduleOn-demand, flexible, per diem basisConsistent, full-time hours
CredentialsLicensing required, similar to full-time agentsLicensing required, often with additional certifications
Work EnvironmentRemote or client visits, independentOffice or client meetings, team-based
CompensationPaid per diem or commission-basedSalary plus commissions

Per Diem Life Insurance Agents work on a flexible, as-needed basis, often handling individual client policies, while Full-Time Life Insurance Agents have a consistent schedule, typically working full-time hours with a steady income. Both roles require licensing and industry knowledge, but differ mainly in work hours and compensation structure.

Why do most per diem life insurance agents quit?

Per diem life insurance agents often quit due to the inconsistent income, high rejection rates, and the need for self-motivation in a commission-based environment. The job requires strong sales skills, persistence, and the ability to manage a flexible schedule, which can be challenging over time.

What cities are hiring for Per Diem Life Insurance Agent jobs?

Cities with the most Per Diem Life Insurance Agent job openings:

What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most Per Diem Life Insurance Agent jobs?

States with the most job openings for Per Diem Life Insurance Agent jobs include:

Per Diem Life Insurance Agent jobs near you
Infographic showing various Per Diem Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Agent First Contracts LLC

Saint Louis, MO • On-site

$60K - $300K/yr

Full-time

Posted 3 days ago

New

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Job description

Final Expense Life Insurance Agent

Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed


We are looking for motivated, licensed Life Insurance Agents to join our growing sales team.

This is an opportunity for agents who want to sell insurance instead of spending all day searching for their own prospects.


We provide the tools, leads, training, sales process, and support you need to focus on what you do best: meeting with clients, presenting solutions, and closing business.


Compensation & Schedule

100% Commission | $60,000–$300,000+ Earning Potential

This is a 100% commission opportunity with uncapped earning potential. Even our lower-producing agents have the opportunity to earn around $60,000 annually, while strong producers can earn $300,000+ per year.


What We Provide

When you join our team, you get the resources necessary to start producing:

  • Qualified leads so you can spend more time selling and less time prospecting
  • Existing Clients and book of business opportunities
  • A Proven presentation
  • Appointment-setting support
  • CRM and technology support
  • Access to multiple insurance products/carriers
  • Guidance with applications and the underwriting process
  • A team environment focused on helping agents become consistent producers
  • Opportunities to build your own long-term book of business
  • High Commissions


What You Need to Get Started

We keep the requirements simple.

You need:

  • Active life insurance license
  • Reliable tablet capable of completing electronic applications and accessing required systems
  • Reliable vehicle
  • Valid driver's license
  • Smartphone
  • Professional attitude and willingness to learn
  • Strong work ethic and desire to earn based on your performance

You do not need to purchase expensive leads or build a marketing system from scratch.

We provide the sales infrastructure so you can focus on working your leads and writing business.

What You'll Do

As a Life Insurance Agent, you will:

  • Contact and follow up with assigned leads
  • Meet with prospective clients in their homes
  • Identify the client's needs and financial situation
  • Explain final expense and life insurance options in a simple, professional manner
  • Present appropriate coverage options
  • Complete electronic applications
  • Work with clients through the underwriting process
  • Follow up with prospects and existing clients
  • Maintain accurate records in the CRM
  • Build relationships with your clients
  • Ask for referrals and identify additional insurance opportunities
  • Develop and maintain a personal book of business
  • Consistently work your assigned leads and appointments


Who We're Looking For

We are looking for people who are:

  • Licensed life insurance agents
  • Competitive and motivated
  • Comfortable speaking with people face-to-face and over the phone
  • Coachable and willing to follow a proven system
  • Organized and disciplined
  • Comfortable working independently
  • Professional and trustworthy
  • Goal-oriented and motivated by performance-based income

Insurance sales experience is preferred, but newly licensed agent with strong drive and a willingness to learn will be succeed here this is plug and play.


This is not a traditional 9-to-5 sales position.

Your income is directly connected to your production, consistency, and ability to work your leads.

The agents who succeed are the ones who:

Work the leads → Meet the clients → Present the solution → Close the sale → Follow up → Build the book.


If you're licensed, have the equipment to get started, and are ready to work, we'll provide the rest of the sales infrastructure to help you produce.

Ready to Get Started?

If you're a licensed life insurance agent looking for leads, support, training, and a proven system to help you write more business, we'd like to talk with you.

Apply today and let's discuss whether you're a fit for our team.