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Per Diem Life Insurance Agent Jobs in Arizona (NOW HIRING)

Life Insurance Agent | $100K+ Opportunity | Leads Provided | Career Growth Chandler, AZ (On-Site at 3133 W Frye Rd) Full-Time | Monday-Friday W2 Position with Base + Commission + Full Benefits A ...

Life Insurance Agent

Queen Creek, AZ · On-site

$50K - $100K/yr

Contractor Compensation $50,000 to $100,000 per year (plus commission) If you're reading this and ... Department Account Executive Role Life Insurance Agent Locations Queen Creek Remote status Fully ...

Life Insurance Agent

Queen Creek, AZ · Remote

$50K - $100K/yr

Contractor Compensation $50,000 to $100,000 per year (plus commission) If you're reading this and ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Life Insurance Agent, Remote

Scottsdale, AZ · On-site +1

$80K - $190K/yr

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Full-time underwriters write about 6 or more applications per week. * Part-Time agents make ...

Life Insurance Agent, Remote

Scottsdale, AZ · On-site +1

$80K - $190K/yr

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Full-time underwriters write about 6 or more applications per week. * Part-Time agents make ...

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Full-time underwriters write about 6 or more applications per week. * Part-Time agents make ...

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Full-time underwriters write about 6 or more applications per week. * Part-Time agents make ...

Department Licensed Life Insurance Agent Locations Phoenix, AZ Remote status Fully Remote

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Showing results 1-20

Per Diem Life Insurance Agent information

See Arizona salary details

$16.8K

$82.9K

$135.1K

How much do per diem life insurance agent jobs pay per year?

As of Sep 4, 2026, the average yearly pay for per diem life insurance agent in Arizona is $82,908.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,600.00 and $113,700.00 per year, depending on experience, location, and employer.

What is a per diem life insurance agent?

Per Diem Life Insurance Agents are licensed professionals who work on an as-needed or day-to-day basis, rather than as full-time employees. They help clients choose and purchase life insurance policies, often filling in for regular agents during busy periods, vacations, or special events. These agents are usually compensated per day or per assignment, offering flexibility for both the insurance agency and the agent. This role is ideal for those seeking flexible work schedules or supplemental income.

How does the per diem structure impact the daily responsibilities and scheduling flexibility of a life insurance agent?

As a Per Diem Life Insurance Agent, you have the flexibility to set your own schedule and take on assignments as needed, which can be ideal for balancing work with other commitments. However, this also means that your daily responsibilities may vary significantly based on client demand and agency needs. You may find yourself working intensively some days—conducting consultations, processing applications, and following up with leads—while having lighter schedules on others. This role requires strong self-motivation, effective time management, and the ability to adapt quickly to changing workloads. Collaboration with agency teams is often project-based, so clear communication and reliability are essential for maintaining strong professional relationships.

What are the key skills and qualifications needed to thrive as a per diem life insurance agent, and why are they important?

To thrive as a Per Diem Life Insurance Agent, you need a valid state insurance license, strong sales acumen, and an understanding of life insurance products and regulations. Familiarity with CRM software, online quoting tools, and e-signature platforms is typically required for managing leads and processing applications. Exceptional interpersonal skills, self-motivation, and effective time management make agents stand out in this flexible, client-facing role. These skills and qualities are crucial for building trust with clients, closing sales, and efficiently managing a variable schedule.

What is the difference between Per Diem Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectPer Diem Life Insurance AgentFull-Time Life Insurance Agent
Work ScheduleOn-demand, flexible, per diem basisConsistent, full-time hours
CredentialsLicensing required, similar to full-time agentsLicensing required, often with additional certifications
Work EnvironmentRemote or client visits, independentOffice or client meetings, team-based
CompensationPaid per diem or commission-basedSalary plus commissions

Per Diem Life Insurance Agents work on a flexible, as-needed basis, often handling individual client policies, while Full-Time Life Insurance Agents have a consistent schedule, typically working full-time hours with a steady income. Both roles require licensing and industry knowledge, but differ mainly in work hours and compensation structure.

Why do most per diem life insurance agents quit?

Per diem life insurance agents often quit due to the inconsistent income, high rejection rates, and the need for self-motivation in a commission-based environment. The job requires strong sales skills, persistence, and the ability to manage a flexible schedule, which can be challenging over time.

What are the most commonly searched types of Life Insurance Agent jobs in Arizona?

The most popular types of Life Insurance Agent jobs in Arizona are:

Infographic showing various Per Diem Life Insurance Agent job openings in Arizona as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $82,908 per year, or $39.9 per hour.

Life Insurance Agent

Capital Direct Insurance Services

Chandler, AZ • On-site

$30K - $100K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 23 days ago


Job description

Life Insurance Agent | $100K+ Opportunity | Leads Provided | Career Growth

???? Chandler, AZ (On-Site at 3133 W Frye Rd)

???? Full-Time | Monday–Friday

???? W2 Position with Base + Commission + Full Benefits


A Different Kind of Opportunity

Most life insurance agents are stuck chasing cold leads, fighting for support, or waiting for someone else’s book of business to open up. At Capital Direct Insurance Services, we’re changing that.

When you join our team, you’ll step into a growth-focused environment with multiple targeted lead sources provided daily, as well as an established database of opportunities. We invest in you with tools, training, and support so you can focus on what you do best: closing deals, serving clients, and building your future.


This isn’t about being just another salesperson. It’s about being part of a company that values your voice, backs your growth, and hands you the tools and support while you control the outcome.


What You’ll Do

  • Meet with pre-qualified leads to recommend the best life insurance options
  • Work in-office Monday through Friday
  • Deliver excellent service and consistent follow-up
  • Take advantage of ongoing training, mentorship, and career coaching


What You’ll Get

  • Choose your comp plan: steady base pay plus commission, or a high-commission structure with overrides
  • $100K+ earning potential
  • Full benefits package (health, 401k, PTO)
  • Career growth path with a voice in shaping your direction
  • A supportive, results-driven culture that values diversity and welcomes bilingual talent


Requirements

  • Active Life Insurance License (Arizona or reciprocal state)
  • Sales-minded, coachable, and motivated to grow
  • Bilingual (especially Spanish) is a strong plus


How to Apply

Send your resume and a brief cover letter highlighting your experience, achievements, and why this opportunity excites you. Include any relevant certifications and professional references.


This is more than a job. It’s your chance to build a career with real influence over your path while helping clients protect what matters most.