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Payments Risk Analyst Jobs in Ontario (NOW HIRING)

CA$180K - CA$230K/yr

Define and advance best practices to enable system-level solutions to reduce fraud and payment risk. * Analyze the effectiveness of existing methods and partner with Machine Learning and Trust ...

... payments, fintech, risk management] Proven experience in [credit risk strategy, portfolio management, analytics] Experience operating across global or regional markets Experience engaging regulators ...

Manager, Global Risk Management

Toronto, ON · On-site

$82.43 - $103.04/hr

... payments are remitted * Prepares insurance reporting ... Prepares insurance market research and analytics * Oversees placement of project specific wrap up ...

Head of Risk

Toronto, ON · On-site

$120 - $140/hr

Sharp analytical thinking and clear communication, paired with sound judgment and high ethical ... Experience at a FinTech, especially in cross‑border payments, banking, or lending. * Comfort with ...

Showing results 21-40

Payments Risk Analyst information

What is a payments risk analyst?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.

What skills and qualifications are needed to be a payments risk analyst?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

Do payments risk analysts make good money?

Payments risk analysts typically earn a competitive salary that varies based on experience, location, and industry. Entry-level positions may start around $50,000 annually, while experienced analysts can earn over $100,000, especially with specialized skills in fraud detection and data analysis. Certifications such as Certified Fraud Examiner (CFE) can also enhance earning potential.

How much do payments risk analysts get paid?

Payments risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, especially in financial services or technology sectors.

Is a payments risk analyst a good job?

A payments risk analyst is a role focused on identifying and mitigating fraud and financial risks in payment systems. It typically requires analytical skills, knowledge of financial regulations, and familiarity with risk management tools. The job offers opportunities for career growth in finance and technology sectors but can involve high-pressure situations and the need for continuous learning.

What are popular job titles related to Payments Risk Analyst jobs in Ontario?

For Payments Risk Analyst jobs in Ontario, the most frequently searched job titles are:

What job categories do people searching Payments Risk Analyst jobs in Ontario look for?

The top searched job categories for Payments Risk Analyst jobs in Ontario are:

What cities in Ontario are hiring for Payments Risk Analyst jobs?

Cities in Ontario with the most Payments Risk Analyst job openings:

Infographic showing various Payments Risk Analyst job openings in Ontario as of August 2026, with employment types broken down into 70% Full Time, 16% Part Time, and 14% Contract. Highlights an 81% In-person, 14% Hybrid, and 5% Remote job distribution.

Staff Software Engineer, Product Risk

Stripe

Toronto, ON

Full-time

Posted 27 days ago


Job description

Who we areAbout Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies-from the world's largest enterprises to the most ambitious startups-use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

Product and Risk Data Engineering is Stripe's single source of truth data engineering layer for Payments, Risk, and Product - we enable Stripe to confidently run, measure, and grow the business by making accurate information easy to access. We curate and maintain high-quality data warehouses and pipelines that serve as the authoritative foundation for product and financial activity across Stripe, powering analytics, ML capabilities, agentic workflows, and merchant-facing data interfaces. Beyond building data, we act as the internal experts in data technologies and partner with Data Platform to deliver high-quality, low-friction data processing frameworks. We also serve as the bridge between data producers and data consumers - championing best-in-class data engineering practices and guiding product teams on event-driven data API modeling - so that every team at Stripe can build, decide, and grow from a trusted, well-engineered data foundation.

What you'll do

We're looking for a person who could contribute to the team by solving high-impact, cutting-edge data problems. The ideal candidate will be someone that has built data pipelines for large scale volume, is deeply knowledgeable of key tools including Airflow/Spark/Kafka/Flink, is empathetic, excels at building strong relationships, and collaborates effectively with other Stripe teams to understand their use cases and unlock new capabilities.

Responsibilities
  • Lead the technical outcomes for a team of ambitious, talented engineers, providing mentorship, guidance, and support to ensure their success
  • Partner with our recruiting team to attract and hire top talent
  • Deliver cutting-edge data pipelines that scale to users' needs, focusing on reliability and efficiency
  • Develop strong subject matter expertise and manage the SLAs of data pipelines and full stack web applications that support critical stakeholders
  • Collaborate with product managers and peers across the company to create/improve canonical datasets and data warehouses, use golden paths, and ensure Stripes and customers are using trustworthy data
  • Leverage AI/LLM and Agents at scale to produce and analyze high-quality data on ambiguous problems
  • Have the opportunity to drive the execution of key data initiatives for Stripe, overseeing the entire development lifecycle from planning to delivery while maintaining high standards of quality and timely completion
  • Foster a collaborative and inclusive work environment, promoting innovation, knowledge sharing, and continuous improvement within the team
Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements
  • This is a Staff-level role - that typically means 10+ years of experience building and operating data systems, pipelines, warehouses, infrastructure, and leading teams to deliver exceptional solutions
  • A strong engineering background and passion for data as well as prior experience with writing and debugging data pipelines using a distributed data framework
  • An inquisitive nature in diving into data inconsistencies to pinpoint issues, and resolve deep rooted data quality issues
  • Knowledge of a backend development language (such as Scala, Java, or Go) and strong SQL experience
  • Extreme customer focus, with a commitment to partnering with product, leaders across the business, and other Stripe engineers to understand their use cases
  • Effective cross-functional collaboration, with the ability to think rigorously, communicate clearly, and make or coordinate difficult decisions and trade-offs
  • Thrive with high autonomy and responsibility in an ambiguous environment
  • Ability to foster and work in a healthy, inclusive, challenging, and supportive work environment
Preferred qualifications
  • Our stack is made up of Iceberg, Kafka, Change Data Capture, Flink, Spark, Airflow, Hive Metastore, Pinot, Trino, and AWS Cloud - experience with all or some of these tools is a huge plus
  • Influencing open-source contributions
  • Experience creating and maintaining data marts / warehouses to power business reporting needs
  • Experience collaborating with Product, Go-To-Market, or Sales / Marketing teams
  • Genuine enjoyment of innovation and a deep interest in understanding how things work, with the ability to question and direct architectural decisions
  • Strong written and verbal communication skills for various audiences, including leadership, users, and company-wide