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Payment Software Engineer Jobs in Minnesota (NOW HIRING)

Shipt

Senior Software Engineer

Minneapolis, MN · On-site

... enhance shopper payments systems and compliance services powered by Geo spatial foundation ... You have 5+ years of software development experience with a programming language like Golang ...

PAR Technology

$140K - $160K/yr

Our technology bridges financial payment providers, retail fuel pump technology, and customer ... Engineering Manager What We're Looking For: * Strong background in Node.js/Typescript, PostgreSQL.

Circle

Manager, Software Engineering

Minneapolis, MN · On-site +1

$195K - $257K/yr

... assets, payment applications, and programmable blockchain infrastructure. Circle's platform ... Lead agile software processes for engineering teams and introduce best-in-class industry practices

Entrust Datacard

Fullstack Engineer

Shakopee, MN · Hybrid

Today, we offer innovative digital payment solutions to customers in the banking and associated ... Design, test, deploy, debug, and implement Java/Spring Boot software applications and services.

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Payment Software Engineer information

What does a payment software engineer do?

A Payment Software Engineer designs, develops, and maintains software systems that handle financial transactions, such as credit card processing, digital wallets, and online payments. They ensure that payment systems are secure, reliable, and compliant with industry standards like PCI DSS. These engineers often work closely with banks, fintech companies, and e-commerce platforms to integrate payment solutions and resolve technical issues related to transactions.

What are the key skills and qualifications needed to thrive as a payment software engineer, and why are they important?

To thrive as a Payment Software Engineer, you need strong programming skills (such as Java, Python, or C#), a solid understanding of payment processing systems, and a degree in computer science or a related field. Familiarity with payment gateways, APIs, PCI DSS compliance, and experience with tools like Stripe, PayPal, or Square are typically required. Analytical thinking, problem-solving ability, and clear communication help you collaborate effectively and resolve complex payment issues. These skills are crucial for building secure, reliable, and scalable payment solutions in a highly regulated and fast-evolving industry.

What are some common challenges payment software engineers face when integrating with third-party payment gateways?

Payment Software Engineers often encounter challenges such as handling diverse API standards, ensuring secure data transmission, and managing compliance requirements like PCI DSS when integrating with third-party payment gateways. Additionally, they must account for various edge cases, including transaction failures and currency conversions, while maintaining a seamless user experience. Effective collaboration with product managers, QA teams, and external partners is essential to address these complexities and ensure reliable payment processing.

What is the difference between Payment Software Engineer vs Payment Systems Analyst?

AspectPayment Software EngineerPayment Systems Analyst
Required CredentialsBachelor's in CS or related field, coding skills, knowledge of payment APIsBachelor's in IT, finance, or related field, analytical skills, understanding of payment processes
Work EnvironmentDevelopment teams, coding, testing, software designAnalysis, system evaluation, process improvement, client interaction
Employer & Industry UsageFintech companies, banks, payment processorsFinancial institutions, payment service providers, consulting firms

Payment Software Engineers focus on developing and maintaining payment applications through coding and software design, while Payment Systems Analysts analyze and optimize payment processes and systems. Both roles are essential in the payment industry but differ in their core responsibilities and skill sets.

What are popular job titles related to Payment Software Engineer jobs in Minnesota?

For Payment Software Engineer jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Payment Software Engineer jobs in Minnesota look for?

The top searched job categories for Payment Software Engineer jobs in Minnesota are:

What cities in Minnesota are hiring for Payment Software Engineer jobs?

Cities in Minnesota with the most Payment Software Engineer job openings:

Payment Software Engineer jobs near you
Infographic showing various Payment Software Engineer job openings in Minnesota as of August 2026, with employment types broken down into 88% Full Time, 8% Part Time, and 4% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution.

Lead Software Engineer - Digital Assets

US Bank

Hopkins, MN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 3 days ago. Applications are no longer accepted.

U.S. Bank rating

8.1

Company rating: 8.1 out of 10

Based on 364 frontline employees who took The Breakroom Quiz

66th of 174 rated banks

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

This position will be responsible for the analysis, design, testing, development and maintenance of best in class software experiences. The candidate is a self-motivated individual who can collaborate with a team and across the organization. The candidate takes responsibility of the software artifacts produced adhering to U.S. Bank standards in order to ensure minimal impact to the customer experience. The candidate will be adept with the agile software development lifecycle and DevOps principles.
Essential Responsibilities:

  • Lead the architecture, design, development, and delivery of the bank's Digital Assets and Tokenization Platform, supporting stablecoin payments, tokenized deposits, digital asset custody, and real-time settlement capabilities.

  • Design and build secure, scalable, highly available cloud-native microservices using Java, Spring Boot, REST APIs, event-driven architecture, and distributed systems principles.

  • Drive technical strategy, solution architecture, and engineering best practices across multiple Agile teams, ensuring alignment with enterprise architecture and business objectives.

  • Develop and enhance digital asset transaction processing, payment orchestration, settlement workflows, and blockchain connectivity services with a focus on resiliency, scalability, and performance.

  • Integrate enterprise applications with blockchain networks, digital asset custody providers, wallet platforms, payment rails, and core banking systems.

  • Architect and implement real-time transaction monitoring, ledger synchronization, reconciliation, exception management, and settlement processing solutions across traditional and blockchain ecosystems.

  • Establish and champion engineering standards including domain-driven design (DDD), API-first development, secure coding practices, CI/CD automation, observability, and operational excellence.

  • Partner closely with Product Management, Architecture, Compliance, Risk, Security, and Business stakeholders to deliver compliant, secure, and innovative digital asset capabilities.

  • Mentor and develop engineers through technical leadership, design reviews, code reviews, knowledge sharing, and hands-on coaching while fostering a culture of innovation and continuous improvement.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Six to eight years of relevant experience

Preferred Skills/Experience

  • Expert in Java, Spring Boot, Microservices, REST APIs, and Distributed Systems.

  • Strong knowledge of Object-Oriented Design (OOD), Design Patterns, Domain-Driven Design (DDD), and Event-Driven Architecture.

  • Hands-on experience with Apache Kafka, Messaging Platforms, Event Streaming, and Asynchronous Processing.

  • Expertise in Azure and/or AWS, including Cloud-Native Architecture, Kubernetes, Containerization, Scalability, and Resiliency.

  • Experience building Payments, Transaction Processing, Real-Time Settlement, Ledger, and Financial Services Platforms.

  • Knowledge of Blockchain Technologies including Ethereum, Hyperledger, Besu, Canton, Corda, Smart Contracts, and Tokenization Platforms.

  • Experience with Digital Asset Custody, Wallet Solutions, and Key Management Platforms such as Fireblocks, BitGo, or similar.

  • Understanding of Cryptography, Public/Private Key Infrastructure (PKI), MPC, HSMs, Digital Signing, and Secure Transaction Authorization.

  • Proven ability to lead Architecture Reviews, Technical Design Sessions, Engineering Standards, Mentorship, and Cross-Functional Collaboration.

Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $126,820.00 - $149,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

What U.S. Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

Social media

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