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Payment Risk Manager Jobs in Arizona (NOW HIRING)

... risk management documentation (e.g., certificates of insurance, local policies) to ensure accuracy and consistency across entities. * Partner with Finance to ensure premium payments are timely ...

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Operating with a high degree of independence and receiving guidance from management as needed, this ... Experience within fraud strategy related to online banking and digital payments preferred

Lead end-to-end risk assessments for Circle Payments Network, managed payments, and regulated digital asset payment flows * Oversee comprehensive assessments for the Payments Pillar, including ...

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Payment Risk Manager information

What is the difference between Payment Risk Manager vs Credit Analyst?

AspectPayment Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, certifications like CRCM or RMA often preferredBachelor's degree in finance, economics, or related field; certifications like CFA or credit analysis courses
Work EnvironmentFinancial institutions, payment processing companies, e-commerce firmsBanks, lending institutions, credit bureaus
Employer & Industry UsageFocuses on managing payment fraud and risk in transaction environmentsEvaluates creditworthiness of individuals or businesses for lending decisions

The Payment Risk Manager primarily focuses on mitigating risks associated with payment transactions, while the Credit Analyst assesses creditworthiness for lending. Both roles require financial knowledge and analytical skills but serve different aspects of financial risk management.

What does a payment risk manager do?

A Payment Risk Manager is responsible for identifying, assessing, and mitigating risks related to payment transactions within a company. They develop strategies to detect and prevent fraud, monitor payment activities, ensure compliance with relevant regulations, and analyze transaction data to identify suspicious patterns. Their work helps protect both the organization and its customers from financial losses and ensures secure and efficient payment processes.

What are the key skills and qualifications needed to thrive as a payment risk manager, and why are they important?

To thrive as a Payment Risk Manager, you need a strong background in finance, risk assessment, data analysis, and a relevant degree in business, finance, or a related field. Familiarity with payment processing systems, fraud detection tools, and risk management software, as well as certifications like Certified Fraud Examiner (CFE), are typically required. Excellent problem-solving, critical thinking, and communication skills help professionals stand out in this role. These skills and qualifications are crucial for effectively identifying, mitigating, and preventing payment risks, ensuring financial security and compliance within organizations.

What are some common challenges a payment risk manager faces when implementing fraud prevention strategies?

Payment Risk Managers often encounter challenges balancing effective fraud prevention with a smooth customer experience. Implementing robust controls can sometimes result in false positives, inadvertently blocking legitimate transactions and frustrating customers. Additionally, staying ahead of constantly evolving fraud tactics requires continuous learning and adaptation, as well as close collaboration with IT, compliance, and customer support teams. Regularly updating risk models and fostering communication across departments are key to addressing these challenges effectively.
What are popular job titles related to Payment Risk Manager jobs in Arizona? For Payment Risk Manager jobs in Arizona, the most frequently searched job titles are:
Infographic showing various Payment Risk Manager job openings in Arizona as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution.

VP, Global Head of Product Security and Risk

Circle

Phoenix, AZ

Full-time

Re-posted 19 days ago


Job description

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you'll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What You'll Be Responsible For

Circle is building the next generation of global financial infrastructure through programmable money, blockchain-based payments, and cloud-native APIs. As VP, Global Head of Product Security & Risk, you will define and lead the enterprise framework that enables Circle's products to scale securely, compliantly, and responsibly across jurisdictions worldwide.

You will operate at the intersection of Product, Security, Compliance, Risk, Legal, Policy, and Engineering-translating complex regulatory and risk requirements into practical, product-aligned strategies that accelerate innovation while protecting customers and the company. This role requires both strategic vision and operational rigor: you will architect the systems, governance models, and organizational capabilities that ensure Circle's products are designed, launched, and operated with strong, risk-based controls from inception through global scale.

As a global cross-functional leader, you will represent Circle with regulators, auditors, partners, and key customers, building trust externally while establishing scalable internal tooling, processes, and teams. You will stay at the forefront of emerging technologies-including blockchain, decentralized systems, and digital assets-integrating innovation with strong security, integrity, and regulatory alignment.

What You'll Work On
  • Own and evolve Circle's global product security and risk strategy, ensuring APIs, blockchain solutions, and financial products are secure, compliant, and launch-ready across jurisdictions.

  • Embed security, compliance, and risk requirements directly into product design, roadmaps, and engineering delivery processes.

  • Enable rapid customer adoption by reducing friction through automation, scalable control frameworks, and clear governance models.

  • Evaluate emerging blockchain technologies, payment models, and decentralized architectures, defining risk-based approaches aligned with global regulatory expectations.

  • Build and lead high-performing teams across product security, compliance operations, and risk management.

  • Serve as a primary executive interface with regulators, auditors, partners, and strategic customers on product-related security and compliance matters.

  • Monitor and interpret evolving AML, payments, cybersecurity, and digital asset regulations, driving timely and pragmatic responses across the organization.

  • Oversee product risk assessments, control design, monitoring, testing, reporting, and remediation efforts.

  • Guide remediation of security and compliance findings through collaborative leadership with engineering and system owners.

What You'll Bring to CircleCore Requirements
  • 12-15+ years of experience in crypto, fintech, financial services, or financial infrastructure.

  • Deep technical and strategic knowledge of blockchain, distributed ledger technologies, decentralized finance, digital identity, and emerging Web3 ecosystems.

  • Proven experience designing and scaling product risk, compliance, and security programs in highly regulated environments.

  • 10+ years of experience leading high-performing global teams.

  • Experience securing and operating cloud-native applications and services across AWS, GCP, or similar platforms.

  • Demonstrated success partnering with Product and Engineering leaders to deliver secure, compliant, customer-centric products.

  • Executive presence and experience interfacing with regulators, auditors, and senior external stakeholders.

  • Ability to lead through ambiguity, manage multiple fast-moving priorities, and build durable, scalable foundations.

  • Exceptional written and verbal communication skills.

Preferred Requirements
  • Experience with regulatory and security frameworks such as ISO 27001/27002, NIST Cybersecurity Framework, or similar standards.

  • Advanced degree in computer science, cybersecurity, engineering, or related field (or equivalent experience).

  • Industry certifications such as CISSP, CCSP, CEH, CCSK, or similar.

  • Builder's mindset with a passion for creating structure, clarity, and velocity in complex environments.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

Base Pay Range: $317,500-$365,000

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out toaccommodations@circle.comfor support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

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