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Payment Product Jobs (NOW HIRING)

Credit Genie

Payment Product Lead

Manhattan, NY · On-site

They are hiring their first Payments Product Lead to own the payments system, including strategy, orchestration, and reliability, while reporting to the Head of Product. Responsibilities : • Rail ...

Credit Genie

Payment Product Lead

New York, NY · On-site

$150K - $250K/yr

We're hiring our first Payments Product Lead to own that system as a product. This is a net-new function. You will be the single owner of how money moves: the rails, the funding instruments, the ...

Capital One Group

$152 - $173/hr

Principal Payment Product Readiness Manager The Principal Payment Product Readiness Manager is responsible for creating Go-to-Market (GTM) strategies to support product adoption for consumer and ...

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Piermont Bank

Payments Product Manager

Manhattan, NY · On-site

... payment product initiatives and work with both internal and external stakeholders (risk, legal, operations) to ensure successful product implementations. New products may include RTP, FedNow ...

Piermont Bank

Payments Product Manager

New York, NY · On-site

$120K - $170K/yr

Lead new payment product initiatives and work with both internal and external stakeholders (risk, legal, operations) to ensure successful product implementations. New products may include RTP, FedNow ...

Piermont Bank

Payments Product Manager

New York, NY · On-site

$120K - $170K/yr

Lead new payment product initiatives and work with both internal and external stakeholders (risk, legal, operations) to ensure successful product implementations. New products may include RTP, FedNow ...

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How much do payment product jobs pay per year?

As of Aug 24, 2026, the average yearly pay for payment product in the United States is $112,891.00, according to ZipRecruiter salary data. Most workers in this role earn between $93,500.00 and $129,500.00 per year, depending on experience, location, and employer.

What is a payment product manager?

A Payment Product Manager is a professional responsible for developing, launching, and managing payment-related products or services such as mobile payments, digital wallets, or online payment gateways. They work with cross-functional teams to define product strategy, prioritize features, and ensure the product meets market and customer needs. Payment Product Managers monitor industry trends, regulatory requirements, and customer feedback to enhance product offerings and maintain competitiveness. Their goal is to deliver seamless, secure, and innovative payment solutions that drive business growth.

What are the key skills and qualifications needed to thrive as a payment product manager?

To thrive as a Payment Product Manager, you need expertise in product management, a strong understanding of payment systems, and experience with financial or fintech products, often supported by a relevant degree. Familiarity with APIs, payment gateways, compliance frameworks (such as PCI DSS), and tools like Jira or SQL is typically required. Outstanding communication, stakeholder management, and problem-solving skills set candidates apart in this role. These skills are crucial for developing secure, user-centric payment solutions that meet regulatory standards and drive business growth.

What are the main challenges faced by professionals in payment product roles, and how can they overcome them?

Professionals in Payment Product roles often face challenges such as staying compliant with rapidly changing regulations, ensuring seamless user experiences, and keeping up with evolving technologies. Navigating these challenges requires close collaboration with legal, compliance, engineering, and UX teams to quickly adapt products to new requirements and consumer expectations. Building strong cross-functional relationships and maintaining a proactive approach to industry trends can help Payment Product professionals effectively manage these complexities and drive successful product outcomes.

What is the difference between Payment Product vs Payment Analyst?

AspectPayment ProductPayment Analyst
Required CredentialsBusiness or finance degree, knowledge of payment systemsFinance or related degree, analytical skills, certifications like CFA (optional)
Work EnvironmentProduct development teams, payment technology companiesFinancial institutions, payment processing firms, e-commerce companies
Employer & Industry UsageUsed by companies creating or managing payment solutionsUsed by organizations analyzing payment data and performance
Search & Comparison IntentUnderstanding payment solutions, product featuresAnalyzing payment performance, data insights

The Payment Product role focuses on developing and managing payment solutions, while the Payment Analyst specializes in analyzing payment data to optimize processes. Both roles are integral to the payments industry but serve different functions within organizations.

More about Payment Product jobs

What cities are hiring for Payment Product jobs?

Cities with the most Payment Product job openings:

What are the most commonly searched types of Payment Product jobs?

The most popular types of Payment Product jobs are:

What states have the most Payment Product jobs?

States with the most job openings for Payment Product jobs include:

What job categories do people searching Payment Product jobs look for?

The top searched job categories for Payment Product jobs are:

Payment Product jobs near you
Infographic showing various Payment Product job openings in the United States as of August 2026, with employment types broken down into 80% Full Time, 17% Part Time, 2% Contract, and 1% Nights. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $112,891 per year, or $54.3 per hour.

Payment Product Lead

Credit Genie

Manhattan, NY • On-site

Full-time

Re-posted 2 days ago

Job description

Job Summary:
Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. They are hiring their first Payments Product Lead to own the payments system, including strategy, orchestration, and reliability, while reporting to the Head of Product.
Responsibilities:
• Rail and instrument strategy. Decide when we use ACH vs. card, how fallbacks work, and how funding instruments are kept healthy. Put change-control around it so payment logic never ships un-designed.
• Funding-instrument health. Own the card-update, AVS, and re-instrument flows that ensure funding instruments remain healthy
• Payment orchestration. Own cadence, retries, and the prevention of stuck or orphaned transactions at the system level.
• Reconciliation and settlement. Own ledger integrity, settlement timing, and the money-movement path across our systems.
• Reliability and cost as outcomes. Own the payments scorecard (approval rate, outcomes, cost per dollar moved, money-movement uptime) and drive Engineering to hit it.
Qualifications:
Required:
• 8+ years in payments product, including meaningful time owning strategy and roadmap end to end.
• Deep ACH and card-network expertise: return/response codes, retry and representment rules, AVS/BIN behavior, settlement timing. You can explain why a specific instrument fails and design around it.
• System-level fluency in rail orchestration, fallback design, reconciliation, and ledgering.
• You leverage AI and diagnose from data. You define the metric; you don't wait for a dashboard.
• A track record shipping on high-volume payment systems where you owned outcomes (rates, cost, reliability), not just features.
Preferred:
• EWA or consumer fintech lending experience.
• Familiarity with reconciliation and financial-close processes.
• Hands-on with applying AI/automation to payment operations.
Company:
Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. Founded in 2019, the company is headquartered in Conshohocken, USA, with a team of 51-200 employees. The company is currently Growth Stage.

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