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Payment Processor Jobs in Houston, TX (NOW HIRING)

Energy Capital Credit Union

Loan Processor

Houston, TX · On-site

$18 - $23.75/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Come join our Lending Team as a Direct Loan Processor! The primary role of this position is to ... including skip payments, due date changes, and other account servicing requests. Escalate ...

Quanta Services

AP Processor

Houston, TX

  • Medical

  • Dental

  • Vision

  • Retirement

This role involves reviewing invoices for accuracy, posting transactions to the ledger, processing payments, and handling inquiries from vendors. Additionally, the clerk may be tasked with scanning ...

W.T. Byler Co., LLC

AP Processor

Houston, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

This role involves reviewing invoices for accuracy, posting transactions to the ledger, processing payments, and handling inquiries from vendors. Additionally, the clerk may be tasked with scanning ...

W.T. Byler Co., LLC

AP Processor

Houston, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

This role involves reviewing invoices for accuracy, posting transactions to the ledger, processing payments, and handling inquiries from vendors. Additionally, the clerk may be tasked with scanning ...

Guild Mortgage

Loan Processor III

Houston, TX · On-site

$38K - $52K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Loan Processor Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage ... down payment funds and examine supporting documentation to identify potential fraud or ...

Guild Mortgage

Loan Processor III

Houston, TX

$38K - $52K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure ... down payment funds and examine supporting documentation to identify potential fraud or ...

Guild

Loan Processor III

Houston, TX · On-site

$38K - $52K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure ... down payment funds and examine supporting documentation to identify potential fraud or ...

Guild

Loan Processor III

Houston, TX · On-site

$38K - $52K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure ... down payment funds and examine supporting documentation to identify potential fraud or ...

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Payment Processor information

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How much do payment processor jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for payment processor in Houston, TX is $16.29, according to ZipRecruiter salary data. Most workers in this role earn between $13.94 and $17.84 per hour, depending on experience, location, and employer.

What is a payment processor?

Payment processors perform a variety of bookkeeping duties for a financial institution, such as a bank, mortgage lending company, or another kind of financial merchant. They document and catalog all payments that come through their systems and oversee credit card transactions made by customers. In addition to overseeing all payments and financial transactions, payment processors may perform clerical duties, such as documenting customer payment plans, writing reports, pulling customer information, and providing customer service whenever account or payment questions arise.

What is a payment processor?

Payment processors are companies or services that handle transactions between merchants and customers, ensuring the secure transfer of payment information. They facilitate the authorization, processing, and settlement of credit card, debit card, and electronic payments. Payment processors act as intermediaries between the bank of the customer and the bank of the merchant, making sure funds are transferred quickly and securely. These services are essential for businesses that accept non-cash payments, both online and in-person.

What are the key skills and qualifications needed to thrive as a payment processor?

To thrive as a Payment Processor, you need strong attention to detail, accuracy in data entry, and a foundational knowledge of financial transactions, often supported by a high school diploma or equivalent. Familiarity with payment processing software, accounting systems, and compliance tools such as PCI DSS standards is typically required. Excellent organizational skills, integrity, and the ability to communicate effectively with both clients and colleagues are standout soft skills in this role. These skills ensure timely, secure, and error-free processing of payments, which is critical for maintaining client trust and operational efficiency.

What are some common challenges faced by payment processors, and how can they be effectively managed?

Payment Processors often encounter challenges such as handling high transaction volumes, detecting fraudulent activity, and resolving discrepancies quickly. Staying organized and detail-oriented is essential, as even small errors can impact financial records. Building strong communication with internal teams and external clients can help resolve issues efficiently. Regularly updating knowledge on compliance regulations and payment technologies also ensures accuracy and security in daily operations.

What is the difference between Payment Processor vs Payment Clerk?

AspectPayment ProcessorPayment Clerk
Required CredentialsBasic financial knowledge, sometimes certifications in payment systemsHigh school diploma, basic accounting or clerical skills
Work EnvironmentFinancial institutions, e-commerce companies, payment service providersAccounting departments, retail stores, administrative offices
Employer & Industry UsageUsed in industries handling electronic payments and transactionsCommon in retail, hospitality, and administrative roles
Search & Comparison IntentUnderstanding payment processing roles, career optionsAdministrative payment tasks, clerical roles in finance

The main difference is that a Payment Processor manages electronic payment transactions and systems, often requiring technical knowledge of payment platforms. A Payment Clerk handles manual payment processing, record-keeping, and administrative tasks related to payments. Both roles are essential in financial operations but differ in complexity, environment, and responsibilities.

More about Payment Processor jobs

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For Payment Processor jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Payment Processor jobs in Houston, TX look for?

The top searched job categories for Payment Processor jobs in Houston, TX are:

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Cities near Houston, TX with the most Payment Processor job openings:

Payment Processor jobs near you
Infographic showing various Payment Processor job openings in Houston, TX as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $33,873 per year, or $16.3 per hour.

Principal Product Manager | Payments

HighRadius

Houston, TX • On-site

Full-time

Re-posted yesterday

Job description

About HighRadius
HighRadius is a leading provider of Autonomous Software for Order-to-Cash, Treasury, and Record-to-Report processes. Trusted by over 1000+ Global 2000 companies, we are reshaping the office of the CFO using modern AI, automation, and hyper-efficient payment rails. Our mission is to eliminate friction in financial operations, helping enterprises manage credit risk, accelerate cash application, optimize collection cycles, and process billions of dollars in transaction volume daily.
Role Overview
As a Principal Payments Product Manager at HighRadius, you will own the end-to-end strategic vision, roadmap, and execution for our next-generation B2B merchant card processing infrastructure and ACH networks. You will drive the convergence of traditional business payments with enterprise AI automation, enabling Global 2000 clients to optimize transactional cash flow, structurally lower transaction costs, and unify global payment channels.
This high-impact, individual contributor (IC) leadership role demands a rigorous synthesis of technical payment gateway infrastructure architecture, hands-on data analytics, and high-stakes stakeholder management. You will serve as the premier payment architect bridging commercial sales opportunities, complex consulting deployment cycles, and deep platform engineering teams.
Key Roles & Responsibilities
1. Payment Domain Expertise & Cost Analytics
  • Payment SME Leadership: Act as the definitive enterprise Subject Matter Expert on global B2B infrastructure, covering payment gateways, merchant acquiring, merchant card-not-present (CNP) flows, and clearing rails (ACH, FedNow, SEPA, Real-Time Payments).
  • Processing Cost Optimization: Conduct exhaustive quantitative analysis of payment processing costs, interchange brackets, and card scheme rules to design platform routing capabilities (e.g., Level 2/3 processing data enrichment) that dramatically compress client acceptance fees.
  • Data Analytics & Prototyping: Write standalone data-analysis scripts and build functional data use cases (utilizing SQL or Python/scripting logic) to surface macro transaction trends, troubleshoot routing anomalies, and validate infrastructure optimization.
2. B2B Client Solutioning & GTM Enablement
  • Best-in-Class Strategy Definition: Lead the definition of a best-in-class payments strategy for individual clients to maximize processing outcomes, reduce friction, and align with their unique operational goals.
  • Solution Design: Architect end-to-end payment topologies, specialized multi-entity settlement configurations, and complex reconciliation workflows tailored for massive corporate ecosystems, considering HighRadius products.
  • High-Impact Demonstrations: Design and deliver sophisticated, technically precise gateway capability demos that clearly articulate architectural advantages and business value to corporate C-suites (CFOs, CIOs, Treasurers).
  • Cross-Functional Support Operations: Serve as the primary product pillar reinforcing Sales (accelerating pre-sales technical validation), Consulting (authoring deployment blueprints), and Support (providing tier-3 infrastructure escalation resolution).
3. Stakeholder Management & Ecosystem Relations
  • Direct Client Feedback Loops: Organically lead client-facing feedback sessions and technical discovery panels, transforming disparate merchant pain points into clear, prioritized engineering deliverables.
  • Payment Partner Management: Cultivate and negotiate strategic partnerships with card networks, payment processors, acquiring banks, and regional Alternative Payment Method (APM) institutions to optimize unit economics and platform breadth.
  • Internal Stakeholder Alignment: Masterfully manage expectations and unify priorities across competing commercial timelines, consulting delivery boundaries, and engineering constraints.
4. Gateway Architecture & Growth Strategy
  • Product Gateway Strategy: Drive the structural, API-first strategy for HighRadius's processing engine, maintaining rigid PCI-DSS compliance, minimal latency, and robust multi-acquirer failover rules.
  • Processor Agnostic Strategy: Architect a flexible, processor-agnostic processing model that enables seamless interoperability across various payment gateways and acquirers, ensuring platform flexibility and reducing vendor dependency.
  • Product-Led Growth (PLG): Design and execute product adoption loops aimed at maximizing Gross Transaction Volume (GTV), capturing broader wallet share from existing platforms, and lowering user friction.
Key Performance Indicators (KPIs)
Performance Category
Target Metric Alignment
Financial & Volume Growth
  • Gross Transaction Volume (GTV): Scale total network processing volume through feature adoption and expansion.
  • Net Take Rate Expansion: Secure margin expansion by optimizing processor costs and dynamic routing spreads.

Client Optimization
  • Total Cost of Acceptance (TCA): Measure direct savings delivered to enterprise client balances via Level 2/3 card compliance.
  • Payment Attachment Rate: Drive native payment module attachment velocity across core software modules.

Operational Health
  • Transaction Authorization Success Rate: Maximize structural settlement success across various bank networks.
  • Time-To-Value (TTV): Compress delivery timeframes via highly automated configuration structures.
Requirements & Profile
  • Experience: 8+ years of technical Product Management tenure, with 5+ years dedicated strictly to processing networks, gateway API layout, or complex merchant infrastructure.
  • Technical & Analytical Skill: Proven capacity to build data parsing scripts, run advanced SQL routines, and design intricate API structures. Extensive familiarity mapping data schemas to prominent ERP frameworks (SAP, Oracle, NetSuite).
  • Solution Engineering & Communication: Distinct background operating within high-visibility client consulting or sales-engineering environments. Superb verbal and written communication profile tailored for executive stakeholders.
  • Strong relationships with payment partners: Demonstrated ability to cultivate and manage strategic partnerships with payment processors, card networks, and acquiring banks to optimize platform breadth and economics.
  • Cross-functional Collaboration: Proven ability to effectively collaborate across sales, marketing, consulting, and support teams to align product strategy with organizational goals.
  • Core Profile DNA: High Emotional Intelligence (EQ) capable of productively reconciling different priorities among fast-paced commercial targets, stable engineering sprints, and rigid compliance constraints.

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