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Overnight Life Insurance Agent Jobs (NOW HIRING)

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will ...

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will ...

Agent First Contracts LLC

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Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Final Expense Life Insurance Agent Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed We are looking for motivated, licensed Life Insurance Agents to join our growing ...

New

Alchemy Financial Group

Life Insurance Agent

Columbia, SC · On-site

$70K - $95K/yr

Insurance Agent Responsibilities * Identify opportunities to sell life insurance to a variety of clients and working with them to find the policy that best suits their needs * Go through policies ...

New York Life

Life Insurance Agent

Fayetteville, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Raleigh, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Greenville, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Wilmington, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Greensboro, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency. If you're passionate about helping individuals and families protect their financial future while ...

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency. If you're passionate about helping individuals and families protect their financial future while ...

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Overnight Life Insurance Agent information

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$18K

$89K

$145K

How much do overnight life insurance agent jobs pay per year?

As of Aug 24, 2026, the average yearly pay for overnight life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is an overnight life insurance agent?

Overnight Life Insurance Agents are professionals who work non-traditional hours, typically during the night, to assist clients with purchasing or managing life insurance policies. They may work for insurance companies or agencies that offer 24/7 customer service, helping clients who need assistance outside of regular business hours. Their responsibilities include answering questions, providing quotes, processing applications, and handling policy changes or claims. This role is especially valuable for customers in different time zones or those who prefer handling financial matters after regular work hours.

What are the key skills and qualifications needed to thrive as an overnight life insurance agent, and why are they important?

To thrive as an Overnight Life Insurance Agent, you need a solid understanding of insurance products, strong sales abilities, and an active state insurance license. Familiarity with CRM systems, digital communication platforms, and electronic quoting tools is essential. Excellent interpersonal skills, resilience, and the ability to build trust quickly are crucial soft skills for engaging clients during non-traditional hours. These competencies ensure agents can effectively connect with clients, provide accurate information, and close sales in a fast-paced, remote environment.

What are the unique challenges and expectations faced by an overnight life insurance agent?

As an Overnight Life Insurance Agent, you'll often handle inquiries from clients in different time zones or those seeking assistance outside regular business hours. This role requires strong self-motivation, excellent communication skills, and the ability to work independently with minimal supervision. You may also need to adapt quickly to changing schedules and manage client needs during periods of low team interaction. Embracing digital tools and maintaining a high level of responsiveness are key to success in this position.

What is the difference between Overnight Life Insurance Agent vs Life Insurance Agent?

AspectOvernight Life Insurance AgentLife Insurance Agent
CredentialsLicensing required, often same as regular agentsLicensing required, same as overnight agents
Work EnvironmentPrimarily remote, flexible hours, some overnight shiftsOffice or remote, regular business hours
Employer & Industry UsageInsurance companies, agencies, direct salesInsurance companies, agencies, direct sales
Search & Comparison IntentUnderstanding overnight vs regular agentsGeneral agent roles, career info

Overnight Life Insurance Agents typically work flexible or overnight hours, often remotely, focusing on policy sales and client support outside regular business hours. Regular Life Insurance Agents usually work during standard hours in offices or remotely, handling client consultations and policy management. Both roles require similar licensing and industry knowledge, but differ mainly in work hours and environment.

Can being an overnight life insurance agent be a side hustle?

Overnight life insurance agents can often work part-time or flexible hours, making it feasible to pursue the role as a side hustle. However, success depends on the company's policies, licensing requirements, and the agent's ability to balance multiple commitments.

What cities are hiring for Overnight Life Insurance Agent jobs?

Cities with the most Overnight Life Insurance Agent job openings:

What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most Overnight Life Insurance Agent jobs?

States with the most job openings for Overnight Life Insurance Agent jobs include:

Overnight Life Insurance Agent jobs near you

Life Insurance Agent

New York Life Insurance

Charlotte, NC • On-site

$60K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 19 days ago

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Job description

Life Insurance Agent

Position Summary

As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will build lasting client relationships, assess financial needs, educate clients on available coverage options, and recommend products that align with their goals. This role offers the opportunity to build your own client base while making a meaningful impact on the lives of others.

Key Responsibilities

  • Prospect and develop new client relationships through networking, referrals, and community involvement.
  • Meet with individuals and families to evaluate their financial protection needs.
  • Educate clients on life insurance products and their benefits.
  • Recommend customized insurance solutions based on each client's goals and budget.
  • Prepare and submit insurance applications while ensuring regulatory compliance.
  • Maintain ongoing relationships through annual policy reviews and client service.
  • Generate referrals and build a strong book of business.
  • Participate in company training, licensing, and professional development programs.

Qualifications

  • High school diploma or equivalent required; bachelor's degree preferred.
  • Excellent communication and interpersonal skills.
  • Strong work ethic with an entrepreneurial mindset.
  • Self-motivated and goal-oriented.
  • Sales or customer service experience is preferred but not required.
  • Ability to obtain and maintain a state Life and Health Insurance License.

Preferred Skills

  • Relationship-building and networking
  • Problem-solving and consultative sales
  • Time management and organization
  • Professional communication
  • Ability to work independently

Compensation & Benefits

  • Competitive commission-based compensation with performance incentives.
  • Flexible work schedule.
  • Comprehensive training and mentorship.
  • Career advancement opportunities.
  • Ongoing professional development and licensing support.

Why Join Our Team?

As a Life Insurance Agent, you'll have the opportunity to build a rewarding career while helping clients achieve financial security. You'll enjoy the flexibility of running your own business, unlimited earning potential, professional development, and the satisfaction of making a meaningful difference in people's lives every day.

Company Description

New York Life is a Fortune 100 mutual company with more than 180 years of experience helping individuals, families, and businesses protect what matters most. Financial Professionals receive training, support, and access to a broad portfolio of insurance and financial products while building long-term client relationships.