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Origination Associate Jobs in Virginia (NOW HIRING)

Ensures lending compliance with all origination procedures including bank policies and procedures ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

Ensures lending compliance with all origination procedures including bank policies and procedures ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

Ensures lending compliance with all origination procedures including bank policies and procedures ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

Ensures lending compliance with all origination procedures including bank policies and procedures ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

Ensures lending compliance with all origination procedures including bank policies and procedures ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

Ensures lending compliance with all origination procedures including bank policies and procedures ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

Postdoctoral Associate Apply now Back to search results Job no: 536028 Work type: Research Faculty ... those originating from low-Earth-orbit (LEO) satellite systems. The successful candidate will ...

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Origination Associate information

What are the key skills and qualifications needed to thrive as an Origination Associate?

To thrive as an Origination Associate, you need strong analytical skills, financial acumen, and a background in finance, business, or a related field. Familiarity with CRM systems, financial modeling tools like Excel, and deal management software is typically required. Excellent communication, relationship-building abilities, and attention to detail are important soft skills for working with clients and internal teams. These skills ensure the efficient sourcing, evaluation, and execution of new business opportunities, which are critical to driving growth and successful deal outcomes.

How does an Origination Associate typically collaborate with other teams during the deal origination process?

An Origination Associate works closely with cross-functional teams such as underwriting, due diligence, legal, and sales to ensure the smooth progression of deals from initial contact through to closing. They often coordinate meetings, share market insights, and gather necessary documentation to help evaluate potential opportunities. Effective communication and strong organizational skills are critical, as the role requires managing multiple stakeholders and timelines simultaneously. This collaborative environment provides valuable exposure to different aspects of the business and helps build a strong professional network.

What is the difference between Origination Associate vs Loan Officer?

AspectOrigination AssociateLoan Officer
CredentialsTypically requires a bachelor's degree; licensing may be needed for certain loan typesRequires licensing (e.g., NMLS) and often a similar educational background
Work EnvironmentWorks in banks, mortgage companies, or financial institutions, supporting loan origination processesWorks directly with clients to evaluate and approve loan applications
Industry UsageCommonly used in mortgage and commercial lending sectorsWidely used across retail banking, mortgage, and consumer lending

While both roles involve supporting the loan process, an Origination Associate primarily assists with administrative tasks and initial documentation, whereas a Loan Officer actively evaluates, approves, and interacts directly with clients to facilitate loans.

What does an origination associate do?

An origination associate is responsible for evaluating and processing loan or credit applications, gathering necessary documentation, and assessing borrower eligibility. They often work closely with clients and use specialized software to ensure compliance with lending policies and procedures.

What are popular job titles related to Origination Associate jobs in Virginia?

For Origination Associate jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Origination Associate jobs in Virginia look for?

The top searched job categories for Origination Associate jobs in Virginia are:

What cities in Virginia are hiring for Origination Associate jobs?

Cities in Virginia with the most Origination Associate job openings:

Infographic showing various Origination Associate job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 26% Part Time, 1% Temporary, and 2% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Mortgage Loan Originator

Carter Bank and Trust

Fredericksburg, VA • On-site

$18.93 - $29.60/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago


Job description

SUMMARY:
The Mortgage Loan Originator (MLO) is responsible for soliciting, structuring and closing 1-4 family real estate loans as well as developing new mortgage loan business. The MLO develops a plan for collaborating with assigned bank branches to cause quality mortgage loan referrals. Additionally, the MLO develops an external network of Realtor, builder, and other referral partners. The MLO takes loan applications, collects relevant loan documentation and ensures that borrowers receive a quality origination experience. The MLO represents the bank in the local community through active involvement in key trade and other groups such as Realtor associations.
ESSENTIAL JOB FUNCTIONS:
  • Source and develop loans for residential real estate and new construction lending, both internally and externally
  • Collaborate with bank Branch Managers to establish a referral plan and system
  • Conduct regular training, share best practices and successes
  • Conducts loan interview with borrowers to understand their needs and match suitable loan solutions
  • Take applications, collect documentation and run ratio and other calculations
  • Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan including responsibility for collecting payments in a timely manner
  • Submit complete loan files to underwriting
  • Maximize bank profitability through appropriate pricing of new loan originations and fee income.
  • Work with loan team to ensure that all pertinent account documentation is complete and accurate and that all collateral has been properly secured
  • Support the bank's strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge
  • Build and maintain positive relations with all customers, potential customers and co-workers
  • Perform as a team member in allocating and coordinating the work flow
  • Contribute to the fulfillment of department and company objectives and goals to include looking for other banking relationship opportunities with borrowers
  • Comply with all department and company policies, procedures and regulations

JOB REQUIREMENTS:
  • High school diploma or equivalence required
  • Must have prior mortgage origination experience
  • Must be goal oriented and able to meet loan production objectives
  • Able to maintain NMLS registration and /or licensing status

KNOWLEDGE/SKILLS REQUIRED:
  • Knowledge of mortgage loan origination, underwriting, processing, documentation, and post closing review
  • Knowledge of both portfolio and secondary market loan origination programs and guidelines to include conventional, FHA, VA, USDA, and Jumbo loan programs
  • Knowledge of the appraisal process, title insurance process, and loan closing process.
  • Proven credit analysis skills
  • Knowledge of state and federal lending and compliance regulations and bank lending policies
  • Excellent organization and time management skills
  • Experience with originating loans using Loan Origination Systems
  • Intermediate math skills, ability to calculate interest, commissions, proportions, debt-to-income ratios, loan to values
  • Excellent customer service skills, attentiveness, and information retention
  • Must be a proficient communicator and listener, as well as strong organizational skills
  • Must possess excellent relationship-building and sales skills

PHYSICAL AND MENTAL QUALIFICATIONS:
  • Standing, walking, bending and stooping required
  • Must be able to sit at a desk for long periods of time and use a computer
  • Must be able to occasionally move or lift up to 10 pounds
  • May be asked to work supplemental hours periodically
  • Limited travel required occasionally during and after business hours

Hourly Pay Range: $18.93 - $29.60 per hour
Benefits: Eligible associates may participate in Carter Bank's benefits package, including medical, dental, vision, life insurance, disability coverage, other voluntary benefits, 401(k), paid time off, and paid holidays