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Non Conforming Underwriter Jobs (NOW HIRING)

Mortgage Processor/Closer II

State College, PA ยท On-site +1

$39K - $53K/yr

... estate loans- conforming and non-conforming. Assists with training of staff. Supports the ... meet underwriting standards. Also, provides detailed comments/rationale on loans to the various ...

Mortgage Processor/Closer II

Indiana, PA ยท On-site +1

$36K - $50K/yr

... estate loans- conforming and non-conforming. Assists with training of staff. Supports the ... meet underwriting standards. Also, provides detailed comments/rationale on loans to the various ...

Mortgage Processor/Closer II

Harrisburg, PA ยท On-site +1

$39K - $54K/yr

... conforming and non-conforming. โ€ข Assists with training of staff. Supports the processing and ... meet underwriting standards. Also, provides detailed comments/rationale on loans to the various ...

Mortgage Processor/Closer II

Harrisburg, PA ยท On-site +1

$39K - $54K/yr

... estate loans- conforming and non-conforming. Assists with training of staff. Supports the ... meet underwriting standards. Also, provides detailed comments/rationale on loans to the various ...

... Non-Confirming and Conforming, and Sub-Prime residential, Non-QM and QM products. Compensation and Benefits * Covius offers an extensive benefits package for all employees, including medical, dental ...

... Non-Confirming and Conforming, and Sub-Prime residential, Non-QM and QM products. Compensation and Benefits * Covius offers an extensive benefits package for all employees, including medical, dental ...

... Non-Confirming and Conforming, and Sub-Prime residential, Non-QM and QM products. Compensation and Benefits * Covius offers an extensive benefits package for all employees, including medical, dental ...

Interface with realtors, processors, and underwriters to ensure a smooth transaction while ... Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming ...

Senior Loan Officer

Houston, TX ยท On-site

$165K/yr

Interface with realtors, processors, and underwriters to ensure a smooth transaction while ... FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home ...

Showing results 41-60

Non Conforming Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do non conforming underwriter jobs pay per year?

As of Sep 4, 2026, the average yearly pay for non conforming underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a non conforming underwriter?

Non Conforming Underwriters are mortgage professionals who assess and approve or deny loan applications that do not meet standard (conforming) lending guidelines, such as those set by Fannie Mae or Freddie Mac. These loans, often referred to as 'non-conforming' or 'jumbo' loans, may involve unique borrower situations, higher loan amounts, or credit challenges. Non Conforming Underwriters evaluate the financial risks involved, review documentation, and ensure that loans comply with both investor and regulatory requirements. Their expertise helps lenders manage risk while providing financing options to clients who may not qualify for conventional loans.

What are the key skills and qualifications needed to thrive as a non conforming underwriter?

To thrive as a Non Conforming Underwriter, you need in-depth knowledge of mortgage underwriting guidelines, risk assessment, and a strong background in finance or related fields. Proficiency with loan origination systems (LOS), automated underwriting systems (AUS), and familiarity with tools like Encompass or DU/LP is typically required. Exceptional analytical skills, attention to detail, and effective communication help you navigate complex loan scenarios and collaborate with stakeholders. These skills are crucial for accurately assessing non-standard loans, mitigating risk, and ensuring regulatory compliance in mortgage lending.

What are some common challenges faced by non conforming underwriters, and how can they be addressed?

Non Conforming Underwriters often encounter unique challenges such as assessing higher-risk or unconventional loan applications that fall outside traditional lending guidelines. These cases require careful risk analysis, strong attention to detail, and creative problem-solving to structure deals that benefit both the lender and borrower while remaining compliant. Collaboration with loan officers, sales teams, and compliance departments is key to navigating complex scenarios, and ongoing education about evolving regulations and market trends helps underwriters stay effective in this dynamic role.

What is the difference between Non Conforming Underwriter vs Conforming Underwriter?

AspectNon Conforming UnderwriterConforming Underwriter
CredentialsTypically requires underwriting certifications and industry experienceSimilar credentials, often with additional certifications for conforming loans
Work EnvironmentWorks with higher-risk, non-standard loan filesHandles standard, conforming loan applications
Industry UsageCommon in mortgage lending for non-standard loansUsed in mainstream mortgage lending for standard loans
Search IntentComparison for specialized underwriting rolesUnderstanding standard vs non-standard underwriting

Non Conforming Underwriters focus on higher-risk, non-standard loans, requiring specialized knowledge and certifications. Conforming Underwriters handle standard loans that meet agency guidelines. The main difference lies in the loan types they process and the risk levels involved.

More about Non Conforming Underwriter jobs

What cities are hiring for Non Conforming Underwriter jobs?

Cities with the most Non Conforming Underwriter job openings:

What states have the most Non Conforming Underwriter jobs?

States with the most job openings for Non Conforming Underwriter jobs include:

Infographic showing various Non Conforming Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Post Closing Auditor - TruHome Solutions

Truhome Solutions Llc

Overland Park, KS โ€ข On-site

Full-time

Re-posted 21 days ago


Job description

Summary
GENERAL FUNCTIONS:
This position is responsible for ensuring that closing documents are signed appropriately and conform to industry guidelines.
Duties & Responsibilities
PRINCIPAL ACCOUNTABILITIES:
  • Must have experience in paying and insuring government loans.
  • Review all closed loan packages upon receipt for properly executed documents. This includes government loans and conventional, conforming and non-conforming. System requirements on each type of loan will vary, but must be complete, including moving milestones.
  • Review file to ensure appropriate riders, correct legal description, names, etc are on all documents. Clear all underwriting closing conditions as required; activate mortgage insurance. Monitor security instrument and assignments for proper filing and recording.
  • Scan closing packages into the system in a neat, orderly fashion.
  • Process trailing documents as needed.
  • Follow up at appropriate intervals on corrections of errors with closers.
  • Achieve minimal turn times in delivery of closed loans to servicing.
  • Promotes honest and open communication throughout the organization.
  • Demonstrate behaviors that are consistent with the organizations' values, philosophies, and leadership characteristics.
  • Other duties as assigned.

KNOWLEDGE, SKILLS AND ABILITIES:
  • Ability to communicate effectively in writing and orally.
  • Ability to resolve interpersonal conflict and miscommunications.
  • Understanding or mortgage regulations
  • Keenly aware of timing to fulfill required deadlines
  • Knowledge of spreadsheet software and ability to use word processing software.
  • Must be able to be bonded.
  • Broad knowledge of mortgage lending and auditing.
  • Experience a PC based loan management system, which includes pipeline tracking, reporting, and management capabilities.

Requirements
EXPERIENCE/EDUCATIONAL REQUIREMENTS:
1-3 years mortgage post-closing auditor or equivalent experience. Must be self-motivating and task oriented.