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Nacha Jobs (NOW HIRING)

This role will work to achieve and sustain Card Brand, NACHA and regulatory compliance while ensuring we continue to meet the requirements of our Sponsor Banks, minimizing the potential for financial ...

This role will work to achieve and sustain Card Brand, NACHA and regulatory compliance while ensuring we continue to meet the requirements of our Sponsor Banks, minimizing the potential for financial ...

This role will work to achieve and sustain Card Brand, NACHA and regulatory compliance while ensuring we continue to meet the requirements of our Sponsor Banks, minimizing the potential for financial ...

This role will work to achieve and sustain Card Brand, NACHA and regulatory compliance while ensuring we continue to meet the requirements of our Sponsor Banks, minimizing the potential for financial ...

This role will work to achieve and sustain Card Brand, NACHA and regulatory compliance while ensuring we continue to meet the requirements of our Sponsor Banks, minimizing the potential for financial ...

In addition, this role will provide expertise in ensuring Key's compliance with Nacha's ACH Operating Rules & Guidelines and Real Time Payments (RTP) across the enterprise. The Product Manager will ...

New

This role will work to achieve and sustain Card Brand, NACHA and regulatory compliance while ensuring we continue to meet the requirements of our Sponsor Banks, minimizing the potential for financial ...

This role will work to achieve and sustain Card Brand, NACHA and regulatory compliance while ensuring we continue to meet the requirements of our Sponsor Banks, minimizing the potential for financial ...

This role will work to achieve and sustain Card Brand, NACHA and regulatory compliance while ensuring we continue to meet the requirements of our Sponsor Banks, minimizing the potential for financial ...

In addition, this role will provide expertise in ensuring Key's compliance with Nacha's ACH Operating Rules & Guidelines and Real Time Payments (RTP) across the enterprise. The Product Manager will ...

Ensure 100% regulatory compliance with Regulation E, NACHA Operating Rules, UCC, FFIEC guidance, and internal policies while minimizing financial losses and delivering exceptional member experience.

VP of Risk

$129K - $173K/yr

Monitor regulatory changes and ensure ongoing compliance with NACHA, card network, and consumer protection requirements. Coordinate audits, examinations, risk assessments, and remediation efforts.

Responsibilities : • Strong in on Unix command and Shell scripting. • Knowledge of SWIFT Alliance access. • Strong in SQL an PLSQL. • Understanding of bank ACH payment, Nacha file, Wire ...

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$83.5K

$347.7K

$400K

How much do nacha jobs pay per year?

As of Sep 3, 2026, the average yearly pay for nacha in the United States is $347,715.00, according to ZipRecruiter salary data. Most workers in this role earn between $320,500.00 and $400,000.00 per year, depending on experience, location, and employer.

What is a Nacha?

A Nacha job typically refers to a role involving the administration, compliance, or processing of electronic payments under Nacha (National Automated Clearing House Association) guidelines. Nacha governs the ACH (Automated Clearing House) network, which facilitates direct deposits, bill payments, and other electronic transactions in the U.S. Professionals in this field may work in banking, finance, or payment processing, ensuring adherence to Nacha rules and regulations.

What are the key skills and qualifications needed to thrive in a Nacha position?

To excel in a Nacha (National Automated Clearing House Association) compliance role, deep expertise in electronic payments processing, ACH network regulations, and risk management is essential, typically supported by experience in banking or financial services. Familiarity with Nacha Operating Rules, compliance platforms, and certifications such as the Accredited ACH Professional (AAP) designation is highly beneficial. Attention to detail, analytical thinking, and excellent communication are standout soft skills for ensuring regulatory compliance and cross-functional collaboration. These competencies are vital for protecting organizations from compliance risks and maintaining the integrity of payment systems.

What are the typical career growth opportunities for professionals working in Nacha compliance roles?

Working in a Nacha compliance role can offer a clear path for advancement within the payments and financial compliance sector. Many professionals start as compliance analysts or specialists and, with experience, move into senior compliance management, risk management, or broader regulatory affairs roles. Some also pursue advanced certifications, such as the Accredited ACH Professional (AAP) or Certified Treasury Professional (CTP), to expand their qualifications and leadership potential. The evolving nature of payments technology ensures a dynamic work environment with the opportunity to develop expertise in emerging areas, such as faster payments and fraud prevention.

How do I become Nacha certified?

To become Nacha certified, individuals typically complete a training program approved by Nacha and pass a certification exam such as the ACH Professional Certification (ACHPC). Maintaining certification requires ongoing education and adherence to Nacha's rules and standards for electronic payments.

What cities are hiring for Nacha jobs?

Cities with the most Nacha job openings:

What states have the most Nacha jobs?

States with the most job openings for Nacha jobs include:

Infographic showing various Nacha job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, 1% Part Time, 1% Temporary, and 6% Contract. Highlights an 76% Physical, 10% Hybrid, and 14% Remote job distribution, with an average salary of $347,715 per year, or $167.2 per hour.

Dispute Processing Specialist

Burke & Herbert Bank & Trust

Moorefield, WV • On-site

Full-time

Re-posted 22 days ago


Burke & Herbert Bank rating

6.4

Company rating: 6.4 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

150th of 174 rated banks


Job description

CLASSIFICATION

Non-exempt


REPORTS TO

Deposit Operations Manager 


JOB DESCRIPTION

Summary/Objective

Responsible for the accurate and timely processing of customer transaction disputes. This role ensures compliance with applicable regulatory requirements, including Regulation E, NACHA Operating Rules, Federal Reserve Operating Circulars, and the Uniform Commercial Code (UCC), while adhering to payment network rules and internal procedures. The specialist also plays a key role in identifying potential fraud patterns, mitigating losses, and escalating suspected fraudulent activity in accordance with Bank policies.


Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Process ATM and point‑of‑sale (POS) disputes in compliance with Regulation E and applicable payment network rules.
  • Investigate unauthorized transaction claims, identify potential fraud indicators, and escalate suspicious activity per Bank procedures.
  • Process ACH disputes in accordance with NACHA Operating Rules, including unauthorized, incorrect, and improper entries.
  • Review Written Statements of Unauthorized Debit (WSUDs) and initiate returns or adjustments within required timeframes.
  • Process check disputes in compliance with Federal Reserve Operating Circulars and UCC Articles 3 and 4, including forged, altered, counterfeit, or duplicate items.
  • Submit and monitor card, ACH, and check adjustment or claim requests through applicable clearing channels.
  • Ensure timely provisional credit, final determinations, and customer notifications as required by regulation.
  • Identify dispute and fraud trends, support loss mitigation efforts, and partner with fraud and risk teams as needed.
  • Maintain accurate documentation to support audits, examinations, and regulatory compliance.
  • Respond to internal and external inquiries regarding dispute status, documentation requirements, and resolution timelines.

Other Duties

  • Scans/Images and indexes documents as requested/needed. 
  • Stays informed of relevant compliance laws and regulations. Helps to ensure processes and procedures adhere to compliance laws and regulations.
  • Perform other duties as assigned.



Skills/Abilities

  • Strong working knowledge of Regulation E, NACHA Operating Rules, payment network rules, Federal Reserve Operating Rules, and UCC.
  • Understanding of common fraud schemes involving debit cards, ACH, and checks.
  • Excellent analytical and investigative skills with strong attention to detail.
  • Ability to manage multiple cases while meeting strict regulatory timelines.
  • Strong written and verbal communication skills.
  • Proficiency with core banking systems (Silverlake) and Microsoft Office applications.
     
     

Education and Experience

  • High School Diploma or equivalent required.
  • Minimum two years’ experience in retail or banking required. 
  • Prior experience in dispute processing, fraud operations, deposit operations, ACH, card services, or banking operations preferred.


Supervisory Responsibility

This position has no supervisory responsibilities.

 

Work Environment

This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. 

 

Physical Demands

This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending or standing, as necessary.

 

Travel

Travel may be required for this position.


Equal Employment Opportunity/M/F/disability/protected veteran status


Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.


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