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Nacha Jobs (NOW HIRING)

SECU

ACH File Processor

Linthicum Heights, MD

$21.35 - $32.02/hr

The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines The ACH File Processor adheres to regulations and ...

xAI

Dispute Analyst - X Payments

Bastrop, TX

You'll assess claims, manage provisional credits, and ensure compliance with Regulation E, NACHA, and network rules. This fast-paced role requires strong analytical skills and collaboration with ...

FIRST SERVICE CREDIT UNION

Fraud Manager

Houston, TX · On-site

Ensure 100% regulatory compliance with Regulation E, NACHA Operating Rules, UCC, FFIEC guidance, and internal policies while minimizing financial losses and delivering exceptional member experience.

xAI

Dispute Analyst - X Payments

Bastrop, TX · On-site

You'll assess claims, manage provisional credits, and ensure compliance with Regulation E, NACHA, and network rules. This fast-paced role requires strong analytical skills and collaboration with ...

xAI

Dispute Analyst - X Payments

Bastrop, TX · On-site

You'll assess claims, manage provisional credits, and ensure compliance with Regulation E, NACHA, and network rules. This fast-paced role requires strong analytical skills and collaboration with ...

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Nacha information

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$83.5K

$347.7K

$400K

How much do nacha jobs pay per year?

As of Jun 28, 2026, the average yearly pay for nacha in the United States is $347,715.00, according to ZipRecruiter salary data. Most workers in this role earn between $320,500.00 and $400,000.00 per year, depending on experience, location, and employer.

What is a Nacha job?

A Nacha job typically refers to a role involving the administration, compliance, or processing of electronic payments under Nacha (National Automated Clearing House Association) guidelines. Nacha governs the ACH (Automated Clearing House) network, which facilitates direct deposits, bill payments, and other electronic transactions in the U.S. Professionals in this field may work in banking, finance, or payment processing, ensuring adherence to Nacha rules and regulations.

What are the key skills and qualifications needed to thrive in the Nacha position, and why are they important?

To excel in a Nacha (National Automated Clearing House Association) compliance role, deep expertise in electronic payments processing, ACH network regulations, and risk management is essential, typically supported by experience in banking or financial services. Familiarity with Nacha Operating Rules, compliance platforms, and certifications such as the Accredited ACH Professional (AAP) designation is highly beneficial. Attention to detail, analytical thinking, and excellent communication are standout soft skills for ensuring regulatory compliance and cross-functional collaboration. These competencies are vital for protecting organizations from compliance risks and maintaining the integrity of payment systems.

What is the 3 month rule for jobs?

The 3 month rule for jobs generally refers to the expectation that new employees, including those in roles like Nacha, should demonstrate their skills and adapt to the position within the first three months of employment. This period is often used for onboarding, training, and performance evaluation to ensure the employee is a good fit for the role and organization.

What jobs pay 2000 a day?

High-paying jobs that can pay around $2,000 a day typically include specialized roles such as experienced surgeons, anesthesiologists, corporate lawyers, or senior executives. These positions often require advanced education, extensive experience, and sometimes certification or licensing, and may involve high-stakes environments or demanding schedules.

What are the typical career growth opportunities for professionals working in Nacha compliance roles?

Working in a Nacha compliance role can offer a clear path for advancement within the payments and financial compliance sector. Many professionals start as compliance analysts or specialists and, with experience, move into senior compliance management, risk management, or broader regulatory affairs roles. Some also pursue advanced certifications, such as the Accredited ACH Professional (AAP) or Certified Treasury Professional (CTP), to expand their qualifications and leadership potential. The evolving nature of payments technology ensures a dynamic work environment with the opportunity to develop expertise in emerging areas, such as faster payments and fraud prevention.

What job makes $10,000 a month without a degree?

High-paying sales roles, such as real estate brokers or insurance agents, can earn $10,000 or more monthly through commissions and performance. Skilled trades like commercial plumbing or electrical work, especially with experience and certifications, can also reach this income level without a college degree.

What does Nacha stand for?

Nacha stands for the National Automated Clearing House Association, which oversees the ACH network used for electronic payments and fund transfers. The organization sets rules and standards for secure and efficient electronic transactions in the financial industry.
More about Nacha jobs
What cities are hiring for Nacha jobs? Cities with the most Nacha job openings:
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What job categories do people searching Nacha jobs look for? The top searched job categories for Nacha jobs are:
Nacha jobs near you
Infographic showing various Nacha job openings in the United States as of June 2026, with employment types broken down into 94% Full Time, 1% Part Time, and 5% Contract. Highlights an 78% Physical, 10% Hybrid, and 12% Remote job distribution, with an average salary of $347,715 per year, or $167.2 per hour.
ACH File Processor

ACH File Processor

SECU

Linthicum Heights, MD

$21.35 - $32.02/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 27 days ago

Job description

Who we are:
At SECU, we put our employees first, recognizing that their well-being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long-term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization.
Every employee at SECU contributes to our members’ financial well-being, and we’ll always do what’s right for our members, employees, and communities.
Feel good about what you do. Belong to a place where you matter and can make a difference.
What you will do:
The ACH File Processor is a member of a team composed of experienced ACH professionals who contribute their knowledge and ACH file processing experience to provide outstanding service to our members. ACH File Processors are detailed oriented individuals that have a track record of achieving departmental and institutional goals. The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines
The ACH File Processor adheres to regulations and organizational policies, maintaining awareness and knowledge required to perform the duties of the position, including all aspects of the Bank Secrecy Act and related regulations, such as OFAC, and the USA Patriot Act, Fair Lending and Information Security.
A day in your life might include:
• Process multiple incoming daily Federal Reserve ACH return files in accordance with Nacha governing regulations
• Prepare and send daily completed ACH files to partner Accounting/Recon teams.
• Research and respond daily to ACH return file member escalations.
• Perform Federal Reserve/ EPN ACH adjustments and assists Recon/Accounting teams with balancing and settlement.
• Partner with other internal departments to research and resolve ACH processing issues.
Additional Responsibilities may include:
• Perform ACH testing of new products of systems.
• Attend three NACHA training webinars annually.
• Assist with ACH dispute, stop payment, EFT and ACH research as needed.
• Additional job-related projects and duties as assigned by management.
Education Requirements
• High School Degree or Equivalent Required
• At least 1 year of ACH file processing work experience required.
• AAP certified professional, preferred.
• Knowledge of Reg E and NACHA Regulations, preferred.
• Strong analytical skills.
• Ability to multitask under tight deadlines.
• Problem resolution experience.
• Proficient in Microsoft office (Word, Excel, Outlook).
• Ability to prioritize workload commitments.
• Excellent verbal and written communication skills.
Physical Requirements
• Must be able to remain in a stationary position, often standing or sitting for prolonged periods
• Must be able to lift up to 25 pounds

Compensation Information: Offers will be commensurate with experience and education.

  • The full hourly range for this Grade is $21.35 – $32.02; however, the hourly range for this specific position is $21.35 - $26.50, dependent on skills and experience level.

Other Compensation Includes:

  • Annual corporate-wide incentives

We provide comprehensive benefits, with a focus on total well-being:

  • Medical, vision, dental benefits
  • 401k plan with company matching
  • Generous sick, vacation and personal leave
  • And more...2026 SECU Benefits Guide
SECU is committed to fostering a diverse, equitable, and inclusive workforce where all individuals are valued and respected. We take pride in providing equal opportunities for all qualified applicants regardless of race, ethnicity, national origin, gender, sexual orientation, gender identity or expression, religion, military or veteran status, or any other characteristics protected by law.