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Nacha Jobs (NOW HIRING)

You'll assess claims, manage provisional credits, and ensure compliance with Regulation E, NACHA, and network rules. This fast-paced role requires strong analytical skills and collaboration with ...

You'll assess claims, manage provisional credits, and ensure compliance with Regulation E, NACHA, and network rules. This fast-paced role requires strong analytical skills and collaboration with ...

Business Analyst with Experience in FinTech, Working with Payments (Swift - MT, MX messages, ACH - NACHA formats), Securities messages. Technical Knowledge (Must) - JIRA, Confluence, Strong SQL ...

Partner with Compliance/Security on PCI/SOC/NACHA impacts and audit readiness. Requirements What You Will Need to Succeed * Advanced knowledge of payment methods and flows: card-not-present, ACH/EFT ...

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$83.5K

$347.7K

$400K

How much do nacha jobs pay per year?

As of Jun 1, 2026, the average yearly pay for nacha in the United States is $347,715.00, according to ZipRecruiter salary data. Most workers in this role earn between $320,500.00 and $400,000.00 per year, depending on experience, location, and employer.

What is a Nacha job?

A Nacha job typically refers to a role involving the administration, compliance, or processing of electronic payments under Nacha (National Automated Clearing House Association) guidelines. Nacha governs the ACH (Automated Clearing House) network, which facilitates direct deposits, bill payments, and other electronic transactions in the U.S. Professionals in this field may work in banking, finance, or payment processing, ensuring adherence to Nacha rules and regulations.

What are the key skills and qualifications needed to thrive in the Nacha position, and why are they important?

To excel in a Nacha (National Automated Clearing House Association) compliance role, deep expertise in electronic payments processing, ACH network regulations, and risk management is essential, typically supported by experience in banking or financial services. Familiarity with Nacha Operating Rules, compliance platforms, and certifications such as the Accredited ACH Professional (AAP) designation is highly beneficial. Attention to detail, analytical thinking, and excellent communication are standout soft skills for ensuring regulatory compliance and cross-functional collaboration. These competencies are vital for protecting organizations from compliance risks and maintaining the integrity of payment systems.

What are the typical career growth opportunities for professionals working in Nacha compliance roles?

Working in a Nacha compliance role can offer a clear path for advancement within the payments and financial compliance sector. Many professionals start as compliance analysts or specialists and, with experience, move into senior compliance management, risk management, or broader regulatory affairs roles. Some also pursue advanced certifications, such as the Accredited ACH Professional (AAP) or Certified Treasury Professional (CTP), to expand their qualifications and leadership potential. The evolving nature of payments technology ensures a dynamic work environment with the opportunity to develop expertise in emerging areas, such as faster payments and fraud prevention.
What cities are hiring for Nacha jobs? Cities with the most Nacha job openings:
What states have the most Nacha jobs? States with the most job openings for Nacha jobs include:
Infographic showing various Nacha job openings in the United States as of May 2026, with employment types broken down into 96% Full Time, and 4% Contract. Highlights an 74% Physical, 11% Hybrid, and 15% Remote job distribution, with an average salary of $347,715 per year, or $167.2 per hour.
Dispute Processing Specialist

Dispute Processing Specialist

Burke & Herbert Bank & Trust

Camp Hill, PA • On-site

Full-time

Posted 18 days ago


Burke & Herbert Bank rating

5.6

Company rating: 5.6 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

131st of 141 rated banks


Job description

CLASSIFICATION

Non-exempt


REPORTS TO

Deposit Operations Manager


JOB DESCRIPTION

Summary/Objective

Responsible for the accurate and timely processing of customer transaction disputes. This role ensures compliance with applicable regulatory requirements, including Regulation E, NACHA Operating Rules, Federal Reserve Operating Circulars, and the Uniform Commercial Code (UCC), while adhering to payment network rules and internal procedures. The specialist also plays a key role in identifying potential fraud patterns, mitigating losses, and escalating suspected fraudulent activity in accordance with Bank policies.


Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Process ATM and point‑of‑sale (POS) disputes in compliance with Regulation E and applicable payment network rules.
  • Investigate unauthorized transaction claims, identify potential fraud indicators, and escalate suspicious activity per Bank procedures.
  • Process ACH disputes in accordance with NACHA Operating Rules, including unauthorized, incorrect, and improper entries.
  • Review Written Statements of Unauthorized Debit (WSUDs) and initiate returns or adjustments within required timeframes.
  • Process check disputes in compliance with Federal Reserve Operating Circulars and UCC Articles 3 and 4, including forged, altered, counterfeit, or duplicate items.
  • Submit and monitor card, ACH, and check adjustment or claim requests through applicable clearing channels.
  • Ensure timely provisional credit, final determinations, and customer notifications as required by regulation.
  • Identify dispute and fraud trends, support loss mitigation efforts, and partner with fraud and risk teams as needed.
  • Maintain accurate documentation to support audits, examinations, and regulatory compliance.
  • Respond to internal and external inquiries regarding dispute status, documentation requirements, and resolution timelines.

Other Duties

  • Scans/Images and indexes documents as requested/needed.
  • Stays informed of relevant compliance laws and regulations. Helps to ensure processes and procedures adhere to compliance laws and regulations.
  • Perform other duties as assigned.



Skills/Abilities

  • Strong working knowledge of Regulation E, NACHA Operating Rules, payment network rules, Federal Reserve Operating Rules, and UCC.
  • Understanding of common fraud schemes involving debit cards, ACH, and checks.
  • Excellent analytical and investigative skills with strong attention to detail.
  • Ability to manage multiple cases while meeting strict regulatory timelines.
  • Strong written and verbal communication skills.
  • Proficiency with core banking systems (Silverlake) and Microsoft Office applications.

Education and Experience

  • High School Diploma or equivalent required.
  • Minimum two years’ experience in retail or banking required.
  • Prior experience in dispute processing, fraud operations, deposit operations, ACH, card services, or banking operations preferred.


Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment

This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.

Physical Demands

This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending or standing, as necessary.

Travel

Travel may be required for this position.


Equal Employment Opportunity/M/F/disability/protected veteran status


Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.