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Mortgage Risk Jobs (NOW HIRING)

At HMA Mortgage, we move with purpose. We're a residential lending company built for those who ... Evaluating loan applications for risk and criteria to meet agency and investor requirements.

Mortgage Underwriter

Suffern, NY · Remote

$110K - $125K/yr

Summary: Ark Mortgage is seeking an experienced and detail-oriented Mortgage Underwriter to join ... Evaluate risk, identify potential fraud, and ensure compliance with applicable federal and state ...

At HMA Mortgage, we move with purpose. We're a residential lending company built for those who ... Evaluating loan applications for risk and criteria to meet agency and investor requirements.

Mortgage Underwriter

Montebello, NY · On-site +1

$110K - $125K/yr

Summary: Ark Mortgage is seeking an experienced and detail-oriented Mortgage Underwriter to join ... Evaluate risk, identify potential fraud, and ensure compliance with applicable federal and state ...

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Mortgage Risk information

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$25

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$34

How much do mortgage risk jobs pay per hour?

As of Jun 11, 2026, the average hourly pay for mortgage risk in the United States is $30.69, according to ZipRecruiter salary data. Most workers in this role earn between $30.05 and $30.05 per hour, depending on experience, location, and employer.

What is a mortgage risk analyst?

A mortgage risk analyst is a financial professional who assesses the potential risks involved in lending money for real estate purchases. They analyze borrowers' creditworthiness, property values, market trends, and economic conditions to determine the likelihood of default. Their goal is to help lenders make informed decisions that minimize financial losses while ensuring responsible lending practices. Mortgage risk analysts play a crucial role in maintaining the stability and profitability of mortgage portfolios.

How much does a Risk Manager get paid?

A Risk Manager in the mortgage industry typically earns between $70,000 and $130,000 annually, depending on experience, location, and company size. Senior Risk Managers or those with specialized skills may earn higher salaries, often supplemented with bonuses or incentives.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer or Risk Director tend to be the highest paying, often earning six-figure salaries. These positions require extensive experience, advanced certifications like FRM or CRM, and oversight of enterprise-wide risk strategies.

What are the typical challenges faced by professionals in a Mortgage Risk role, and how can they be addressed?

Professionals in Mortgage Risk often encounter challenges such as assessing the creditworthiness of borrowers, staying compliant with evolving regulations, and managing large volumes of data to identify potential risks. Staying updated on regulatory changes and leveraging advanced analytics tools can help address these hurdles. Collaboration with underwriting, compliance, and data analytics teams is crucial to ensure accurate risk assessments and maintain the integrity of the mortgage portfolio. Continuous professional development and strong communication skills also contribute to effectively navigating these challenges.

What are the key skills and qualifications needed to thrive as a Mortgage Risk Analyst, and why are they important?

To thrive as a Mortgage Risk Analyst, you need a solid background in finance, data analysis, and risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling tools, loan origination systems, and regulatory compliance software is typically required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for evaluating complex financial data and conveying risk insights. These skills ensure accurate risk evaluation, regulatory adherence, and sound decision-making in mortgage lending.

What does a mortgage risk analyst do?

A mortgage risk analyst evaluates the potential risks associated with mortgage loans by analyzing borrower creditworthiness, financial data, and property values. They use statistical models and risk assessment tools to help lenders make informed lending decisions and manage portfolio risk. Strong analytical skills and knowledge of credit scoring and financial regulations are essential for this role.

What jobs make the most in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Underwriters, Loan Officers, and Mortgage Branch Managers tend to have the highest salaries. These positions often require specialized knowledge, certifications, and experience, and they typically offer higher compensation due to their responsibilities and expertise.

What is the difference between Mortgage Risk vs Mortgage Underwriter?

AspectMortgage RiskMortgage Underwriter
Primary RoleAssess and manage risks associated with mortgage lendingEvaluate loan applications to ensure compliance and approve or deny loans
CredentialsRisk management certifications, finance backgroundLoan processing certifications, mortgage licensing
Work EnvironmentRisk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageRisk assessment teams within mortgage lendingLoan approval teams within mortgage lending

Mortgage Risk professionals focus on identifying and mitigating potential risks in mortgage portfolios, while Mortgage Underwriters evaluate individual loan applications to determine approval. Both roles require financial knowledge and industry certifications, but their responsibilities differ in scope and focus.

More about Mortgage Risk jobs
What cities are hiring for Mortgage Risk jobs? Cities with the most Mortgage Risk job openings:
What are the most commonly searched types of Mortgage Risk jobs? The most popular types of Mortgage Risk jobs are:
What states have the most Mortgage Risk jobs? States with the most job openings for Mortgage Risk jobs include:
Mortgage Backed Securities Risk Analyst GMRC002

Mortgage Backed Securities Risk Analyst GMRC002

ProSidian Consulting

Washington, DC

Contractor

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago


Job description

Company Description

ProSidian is a Management and Operations Consulting Services Firm focusing on providing value to clients through tailored solutions based on industry leading practices.  ProSidian services focus on the broad spectrum of Risk Management, Compliance, Business Process, IT Effectiveness, Energy & Sustainability, and Talent Management.  We help forward thinking clients solve problems and improve operations.

Launched by former Big 4 Management Consultants; our multidisciplinary teams bring together the talents of nearly 190 professionals nationally to complete a wide variety of engagements for Private Companies, Fortune 1,000 Enterprises, and Government Agencies of all sizes.  Our Services are deployed across the enterprise, target drivers of economic profit (growth, margin and efficiency), and are aligned at the intersections of assets, processes, policies and people delivering value. 

ProSidian clients represent a broad spectrum of industries to include but are not limited to Energy, Manufacturing, Chemical, Retail, Healthcare, Telecommunications, Hospitality, Pharmaceuticals, Banking & Financial Services, Transportation, Federal and State Government Agencies.  Learn More About ProSidian Consulting at www.ProSidian.com.

Job Description

ProSidian Supports Private Companies, Fortune 1,000 Enterprises, and Government Agencies of all sizes with Financial and Business Professional Services to assist with the implementation of strategic and management objectives. The ProSidian Federal Govt. Client's Mortgage Backed Securities (MBS) programs help to channel funds from the nation's capital markets into the housing market. The U.S. Government's full faith and credit guarantee makes MBS widely acceptable to capital markets investors which choose to invest in primary mortgages because of the guarantee. Issuers that receive funds through the sale of MBS securities can use the capital to make additional residential and other types of mortgage loans. Through this process, the MBS program increases the overall supply of credit available for housing and helps to ensure that credit is available at reasonable interest rates.

The scope of this role is to provide a streamlined process to support a number of our client's specialized initiatives in the mortgage industry. The task orders to be issued will be based on scopes of work defining specific requirements in the following areas:

  • Corporate Risk Activities
  • Mortgage Banking Industry Monitoring and Surveillance
  • Mortgage Industry Transaction and Asset Management Services
  • Mortgage-Backed Securities Program and Policy Management

In addition, ProSidian Consulting is intending to secure the services of strategic partner(s) who possess the specific housing finance expertise and capability to help define key initiatives in an effort to significantly transform the way our client does business and to successfully leverage resources and improve our client's ability to be effective at the community level.

A Risk Analyst focuses on the inherent and potential risk factors involved with running a business. These risk factors, which may affect the entire enterprise or may be isolated to one or multiple business units, must be identified, communicated, and tracked. Risk analysts will leverage leading industry practices or develop specialized methodologies in determining these risk factors. Additionally, risk analysts manage and implement the recommendations and or change internal programs or policies to safeguard the organization against the risks. The majority of risk analysts work in offices and must occasionally go into the field to accurately measure and pull additional information directly from the working environment.

Qualifications

Approximately 4-6 years of experience is required in this field for this position.

Additional Information

CORE COMPETENCIES

  • Teamwork - ability to foster teamwork collaboratively as a participant, and effectively as a team leader
  • Leadership - ability to guide and lead colleagues on projects and initiatives
  • Business Acumen - understanding and insight into how organizations perform, including business processes, data, systems, and people
  • Communication - ability to effectively communicate to stakeholders of all levels orally and in writing
  • Motivation - persistent in pursuit of quality and optimal client and company solutions
  • Agility - ability to quickly understand and transition between different projects, concepts, initiatives, or work streams
  • Judgment - exercises prudence and insight in decision-making process while mindful of other stakeholders and long-term ramifications
  • Organization - ability to manage projects and activity, and prioritize tasks

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OTHER REQUIREMENTS

  • Business Tools - understanding and proficiency with business tools and technology, including Microsoft Office.  The ideal candidate is advanced with Excel, Outlook, PowerPoint and Word, and proficient with Adobe Acrobat, data analytic tools, and Visio with the ability to quickly learn other tools as necessary.
  • Commitment - to work with smart, interesting people with diverse backgrounds to solve the biggest challenges across private, public and social sectors
  • Curiosity - the ideal candidate exhibits an inquisitive nature and the ability to question the status quo among a community of people they enjoy and teams that work well together
  • Humility - exhibits grace in success and failure while doing meaningful work where skills have impact and make a difference
  • Willingness - to constantly learn, share, and grow and to view the world as their classroom

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BENEFITS AND HIGHLIGHTS

At ProSidian, we invest in our employees to help them stay healthy and achieve work-life balance. Our full time team members receive a comprehensive benefits package that includes Competitive Compensation, Group Health Insurance Health Benefits, 401(k) Retirement Savings Plan Contributions, Vacation and Paid Time off (PTO) Benefits, Pre-Tax Payment Programs, Purchasing Discounts & Savings Plans, a ProSidian Employee & Contractor Referral Bonus Program, Performance Incentives, etc.  Our comprehensive benefits package includes a medical, dental and vision plan.  Our growing list of benefits currently include the following for internships:

  • Competitive Compensation:  ProSidian provides an opportunity to gain college credit through requirements set and approved by your university as well as a stipend granted by ProSidian Consulting when all requirements for such are met at the termination of the internship. ProSidian will work with your university to meet any and all requirements which will allow you to achieve your goals in this position and obtain college credit transferable to your school.
  • Purchasing Discounts & Savings Plans:  We want you to achieve financial success. We offer a Purchasing Discounts & Savings Plan through The ProSidian Corporate Perks Benefit Program - Helping You Do More With Less:  https://ProSidian.CorporatePerks.com.  This provides special discounts for eligible employees on products and services you buy on a daily basis.
  • Security Clearance: Due to the nature of our management and operations consulting engagements for Private Companies, Fortune 1,000 Enterprises, and Government Agencies of all sizes; oftentimes there are Security Clearance requirements for Engagement Teams handling sensitive Engagements in the Federal Marketplace.  A Security Clearance is a valued asset in your professional portfolio and adds to your credentials based on past, present, and future work.
  • Leverageable Experience and Thought Leadership:  By collaborating with firm leadership, other members of the team, as well as Fellows and collaborating partners in what is a flat organization, you'll make valuable professional connections, interact with clients daily, gain leverageable Experience, and contribute to Thought Leadership while you build a basket of marketable experiences.
  • ProSidian Employee &  Contractor Referral Bonus Program:  ProSidian Consulting will pay up to $5k for all referrals (payments made after new hire has been employed for 90 days) for candidates submitted through our Employee Referral Program.
  • Performance Incentives:  Due to the nature of our management and operations consulting engagements for Private Companies, Fortune 1,000 Enterprises, and Government Agencies of all sizes there are performance incentives associated with each new client that each employee works to pursue and support.

ADDITIONAL INFORMATION -

See Below Instructions On The Best Way To Apply

  • ProSidian Consulting is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, or Vietnam era, or other eligible veteran status, or any other protected factor. All your information will be kept confidential according to EEO guidelines.
  • ProSidian Consulting has made a pledge to the Hiring Our Heroes Program of the U.S. Chamber of Commerce Foundation and the "I Hire Military" Initiative of The North Carolina Military Business Center (NCMBC) for the State of North Carolina.  All applicants are encouraged to apply regardless of Veteran Status.
  • Furthermore, we believe in "HONOR ABOVE ALL" - be successful while doing things with the right way.  The pride comes out of the challenge; the reward is excellence in the work.  FOR EASY APPLICATION USE OUR CAREER SITE LOCATED ON http://www.ProSidian.com/ OR SEND YOUR RESUME'S, BIOS, AND SALARY EXPECTATION / RATES TO CAREERS @PROSIDIAN.COM.  ONLY CANDIDATES WITH REQUIRED CRITERIA ARE CONSIDERED. Be sure to place the job reference code in the subject line of your email.  Be sure to include your name, address, telephone number, total compensation package, employment history, and educational credentials.

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About ProSidian Consulting

Sourced by ZipRecruiter

ProSidian is a management and operations consulting firm with a reputation for its strong national practice spanning six solution areas including Risk Management, Energy & Sustainability, Compliance, Business Process, IT Effectiveness, and Talent Management. We help clients improve their operations. Linking strategy to execution, ProSidian assists client leaders in maximizing company return on investment capital through design and execution of operations core to delivering value to customers. Visit www.ProSidian.com or follow the company on Twitter at www.twitter.com/ProSidianfor more information.

Industry

Business schools and computer and management training

Company size

11 - 50 Employees

Headquarters location

Charlotte, NC, US

Year founded

2004

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