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Mortgage Risk Jobs in Florida (NOW HIRING)

Quanta Search

Mortgage Analyst

Fort Lauderdale, FL · On-site

The Mortgage Analyst will be responsible for performing day-to-day tasks related to mortgage ... Interpret data on yield, price trends, risk, stability, economic influences, and other factors ...

Quanta Search

Mortgage Analyst

Fort Lauderdale, FL · On-site

The Mortgage Analyst will be responsible for performing day-to-day tasks related to mortgage ... Interpret data on yield, price trends, risk, stability, economic influences, and other factors ...

Zentech Consulting

Mortgage Underwriter

Clearwater, FL · Hybrid

$36/hr

The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are ...

Zentech Consulting

Mortgage Underwriter

Clearwater, FL · On-site

$36/hr

The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Individuals in this role are ...

Fifth Third

Mortgage Loan Originator

Boca Raton, FL

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...

Fifth Third

Mortgage Loan Originator.

Tampa, FL · On-site

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...

Fifth Third

Mortgage Loan Originator.

Venice, FL · On-site

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...

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Mortgage Risk information

See Florida salary details

$18.7K

$84.7K

$112.4K

How much do mortgage risk jobs pay per year?

As of Jun 11, 2026, the average yearly pay for mortgage risk in Florida is $84,736.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,400.00 and $89,700.00 per year, depending on experience, location, and employer.

What is a mortgage risk analyst?

A mortgage risk analyst is a financial professional who assesses the potential risks involved in lending money for real estate purchases. They analyze borrowers' creditworthiness, property values, market trends, and economic conditions to determine the likelihood of default. Their goal is to help lenders make informed decisions that minimize financial losses while ensuring responsible lending practices. Mortgage risk analysts play a crucial role in maintaining the stability and profitability of mortgage portfolios.

How much does a Risk Manager get paid?

A Risk Manager in the mortgage industry typically earns between $70,000 and $130,000 annually, depending on experience, location, and company size. Senior Risk Managers or those with specialized skills may earn higher salaries, often supplemented with bonuses or incentives.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer or Risk Director tend to be the highest paying, often earning six-figure salaries. These positions require extensive experience, advanced certifications like FRM or CRM, and oversight of enterprise-wide risk strategies.

What are the typical challenges faced by professionals in a Mortgage Risk role, and how can they be addressed?

Professionals in Mortgage Risk often encounter challenges such as assessing the creditworthiness of borrowers, staying compliant with evolving regulations, and managing large volumes of data to identify potential risks. Staying updated on regulatory changes and leveraging advanced analytics tools can help address these hurdles. Collaboration with underwriting, compliance, and data analytics teams is crucial to ensure accurate risk assessments and maintain the integrity of the mortgage portfolio. Continuous professional development and strong communication skills also contribute to effectively navigating these challenges.

What are the key skills and qualifications needed to thrive as a Mortgage Risk Analyst, and why are they important?

To thrive as a Mortgage Risk Analyst, you need a solid background in finance, data analysis, and risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling tools, loan origination systems, and regulatory compliance software is typically required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for evaluating complex financial data and conveying risk insights. These skills ensure accurate risk evaluation, regulatory adherence, and sound decision-making in mortgage lending.

What does a mortgage risk analyst do?

A mortgage risk analyst evaluates the potential risks associated with mortgage loans by analyzing borrower creditworthiness, financial data, and property values. They use statistical models and risk assessment tools to help lenders make informed lending decisions and manage portfolio risk. Strong analytical skills and knowledge of credit scoring and financial regulations are essential for this role.

What jobs make the most in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Underwriters, Loan Officers, and Mortgage Branch Managers tend to have the highest salaries. These positions often require specialized knowledge, certifications, and experience, and they typically offer higher compensation due to their responsibilities and expertise.

What is the difference between Mortgage Risk vs Mortgage Underwriter?

AspectMortgage RiskMortgage Underwriter
Primary RoleAssess and manage risks associated with mortgage lendingEvaluate loan applications to ensure compliance and approve or deny loans
CredentialsRisk management certifications, finance backgroundLoan processing certifications, mortgage licensing
Work EnvironmentRisk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageRisk assessment teams within mortgage lendingLoan approval teams within mortgage lending

Mortgage Risk professionals focus on identifying and mitigating potential risks in mortgage portfolios, while Mortgage Underwriters evaluate individual loan applications to determine approval. Both roles require financial knowledge and industry certifications, but their responsibilities differ in scope and focus.

What are popular job titles related to Mortgage Risk jobs in Florida? For Mortgage Risk jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk jobs in Florida look for? The top searched job categories for Mortgage Risk jobs in Florida are:
What cities in Florida are hiring for Mortgage Risk jobs? Cities in Florida with the most Mortgage Risk job openings:
Mortgage Risk jobs near you
Mortgage Consultant

Mortgage Consultant

Prosperity Home Mortgage

Coral Gables, FL

Full-time

Posted 16 days ago

Job description

Job Summary:

Under the supervision of the Regional Mortgage Leader, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sources including realtors, builders, newspaper ads, and other nontraditional sources.

Essential Responsibilities:

  • Produces high quality loans which meet Prosperity Mortgage guidelines while providing excellent customer service.
  • Advises prospective and existing customers of Prosperity’s programs, rates, policies and procedures. Develops and maintains a high degree of visibility for Prosperity in the marketplace.
  • Analyzes detailed financial and credit data; matches customer needs to an appropriate loan program and level of risk.

Minimum Requirements:

These specifications are general guidelines based on the minimum requirements. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Individual abilities may result in some deviation from these guidelines.

  • College degree or equivalent combination of training and experience required.
  • Experience in mortgage sales or operations with an established track record of agency, government and jumbo origination.
  • Phone skills and social media experience required.
  • Required to possess all applicable licenses.
  • Ability to travel within the local area; must be able to provide own transportation.

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.

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