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Mortgage Originator Jobs (NOW HIRING)

Union Savings Bank

Mortgage Originator

Danbury, CT · On-site

The Mortgage Originators will participate in the development and implementation of the Bank's external mortgage origination process. In collaboration with mortgage sales team leader, develop ...

Union Savings Bank

Mortgage Originator

Danbury, CT

The Mortgage Originators will participate in the development and implementation of the Bank's external mortgage origination process. In collaboration with mortgage sales team leader, develop ...

Union Savings Bank

Mortgage Originator

Danbury, CT · On-site

The Mortgage Originators will participate in the development and implementation of the Bank's external mortgage origination process. In collaboration with mortgage sales team leader, develop ...

Five Star Bank

Mortgage Originator

Syracuse, NY · On-site

Mortgage Originator Reports To: Regional Mortgage Sales Manager Department: Residential Lending Purpose : At Five Star Bank, our people are our greatest competitive advantage. As a Mortgage Loan ...

Trustco Bank

Mortgage Originator

Bronxville, NY · On-site

Mortgage Originator Reports to: Assistant Vice President of Mortgage Services Salary: Six-Month Ramp-Up Compensation Package follow by a Commission Based Structure ($15,000 sign on bonus) Why Join Us?

Five Star Bank

Mortgage Originator

Rochester, NY · On-site

Mortgage Originator Reports To: Regional Mortgage Sales Manager Department: Residential Lending Purpose : At Five Star Bank, our people are our greatest competitive advantage. As a Mortgage Loan ...

Five Star Bank

Mortgage Originator

Buffalo, NY · On-site

Mortgage Originator Reports To: Regional Mortgage Sales Manager Department: Residential Lending Purpose : At Five Star Bank, our people are our greatest competitive advantage. As a Mortgage Loan ...

PSECU

Internal Mortgage Originator

Harrisburg, PA · On-site

The Internal Mortgage Originator is a mortgage origination position for PSECU's Mortgage products. Monday - Friday: 9:00am - 5:00pm 2 days a week onsite. In this position, you will • Consult with ...

PSECU

Mortgage Originator

PSECU is looking for an experienced Mortgage Loan Originator in the Lehigh Valley Area and/or Lancaster Area for PSECU's mortgage products. Schedule: Monday - Friday 9:00am - 5:00pm, some weekend ...

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Mortgage Originator information

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How much do mortgage originator jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for mortgage originator in the United States is $28.95, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $42.79 per hour, depending on experience, location, and employer.

Is a mortgage loan originator a good career?

A mortgage loan originator is a professional who helps clients secure mortgage loans, often working in a commission-based environment. The role requires strong communication, sales skills, and knowledge of lending regulations, with job stability influenced by the housing market and economic conditions.

Is it hard to make money as a mortgage loan originator?

Mortgage loan originators typically earn commissions based on the loans they close, so income can vary widely depending on sales performance, market conditions, and experience. Success often requires strong sales skills, networking, and industry knowledge, and income may be inconsistent initially. Many originators also need to obtain licensing and build a client base to increase earning potential.

How much does a loan officer make on a $500,000 loan?

Mortgage originators or loan officers typically earn a commission or fee based on the loan amount, often around 0.5% to 1% of the loan. For a $500,000 loan, this could translate to $2,500 to $5,000 in fees or commissions, depending on the lender and compensation structure. Actual earnings vary based on experience, location, and the specific terms of the loan agreement.

How much does a mortgage broker make on a $500,000 mortgage?

Mortgage originators or brokers typically earn a commission based on the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 on a $500,000 mortgage. Their income can also include fees or bonuses, and it depends on the lender, location, and experience. Overall, earnings vary widely but are primarily commission-based, reflecting their role in facilitating mortgage loans.

What are the key skills and qualifications needed to thrive as a Mortgage Originator, and why are they important?

To thrive as a Mortgage Originator, you need a strong knowledge of loan products, underwriting guidelines, and financial analysis, typically supported by a relevant license such as the NMLS (Nationwide Multistate Licensing System) certification. Proficiency in loan origination systems (LOS), CRM software, and financial calculators is essential for managing applications and client information efficiently. Excellent communication, sales acumen, and relationship-building skills help you stand out by attracting and retaining clients. These skills and qualifications are vital to ensure compliance, close loans efficiently, and deliver a positive client experience in a competitive market.

What are some common challenges Mortgage Originators face when working with clients, and how can they overcome them?

Mortgage Originators often encounter challenges such as managing complex client financial situations, navigating changing lending regulations, and juggling multiple loan applications simultaneously. Effective communication, staying updated on lending guidelines, and leveraging technology for workflow management can help overcome these hurdles. Building strong relationships with clients and real estate partners also plays a key role in resolving issues quickly and ensuring a smooth loan process.

What are mortgage originators?

Mortgage originators are professionals or institutions responsible for working with borrowers to complete the initial steps of obtaining a home loan. They help clients choose appropriate mortgage products, gather necessary documentation, and guide them through the application process. Mortgage originators can be individuals, such as mortgage loan officers, or entities like banks and mortgage companies. Their primary goal is to assist borrowers in securing financing for real estate purchases.
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Mortgage Originator jobs near you
Infographic showing various Mortgage Originator job openings in the United States as of July 2026, with employment types broken down into 84% Full Time, 6% Part Time, and 10% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $60,206 per year, or $28.9 per hour.

Mortgage Originator

Reliant Community Credit Union

Sodus, NY • On-site

Full-time

Retirement, PTO

Posted 26 days ago

Job description

Description:

Location: N.Y. - Multiple Locations - Monroe, Wayne, and Ontario Counties*

Shift/Hours: Full-time based on business needs.


General Summary:


Reliant Community Federal Credit Union, ranked one of Rochester's top mid-sized companies eight years in a row, is seeking a Mortgage Originator to serve our members in our Monroe, Wayne, and Ontario County area branches.


The Mortgage Loan Originator participates in the daily origination of residential mortgages including but not limited to discussions and interviews to evaluate needs, explain mortgage programs, match needs to credit union products, and assist with residential mortgage application process.


As a Mortgage Loan Originator at Reliant, you will:

  • Achieve defined mortgage production goals.
  • Participate in the daily origination of residential mortgages.
  • Ensure the accuracy, completeness, and timely origination of residential mortgage requests and related documentation.
  • Prospect, develops and maintains active, ongoing referral relationships with realtors, attorneys, branch staff and other key constituent groups to develop and source business.

Reliant offers an excellent work environment based on Accountability, Respect, and Teamwork (ART), along with an exceptional benefits package, including:

  • Ability to work remotely
  • 401k retirement plan with up to a 4% employer match, plus a 3% safe harbor contribution
  • Affordable Insurance (as little as $7.50/month!)
  • Generous Paid Time Off
  • Branded Apparel
  • Competitive Wages


Requirements:

Knowledge, Skills, and Abilities:

  • Broad knowledge of the mortgage industry and mortgage lending practices. General knowledge of secondary market underwriting and other quality standards. Functional understanding of FHA, VA, SONYMA, USDA and conventional mortgage program guidelines.
  • Ability to work outside of traditional office hours.
  • Excellent verbal, written, and listening skills.
  • Demonstrated record of positive customer service performance.

Position Qualifications:

  • Minimum of 3 years secondary market mortgage origination experience required.
  • Established referral source network required.
  • Experience with mortgage Loan Origination System required.
  • High school diploma or equivalent required; college degree preferred.

Physical Requirements:

  • Use keyboard, monitor, telephone, and other standard office equipment.
  • Ability to travel within the Credit Union's geographic service area, with a valid NYS driver's license and dependable transportation.

Candidates considered for hire are subject to credit and other employment reference checks. Reliant Community Federal Credit Union is proud to be an Equal Opportunity Employer, AA Disability/Veteran. If you are interested in applying for employment and need special assistance or an accommodation to apply for a position, contact our Human Resources department via phone at 800-724-9282 or email at careers@reliantcu.com.


The listed pay range includes base salary as well as variable compensation tied to goal attainment and performance metrics.