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Mortgage Operations Jobs (NOW HIRING)

Manage daily mortgage operations within the market, including pipeline management, workflow, and overall production quality. * Partner with executive leadership to set strategic goals for mortgage ...

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Mortgage Operations information

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$23.5K

$86.6K

$286.5K

How much do mortgage operations jobs pay per year?

As of Jun 9, 2026, the average yearly pay for mortgage operations in the United States is $86,571.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $103,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Mortgage Operations, and why are they important?

To thrive in Mortgage Operations, you need a solid understanding of loan processing, compliance regulations, and financial documentation, often supported by a degree in finance or business. Familiarity with loan origination systems (LOS), automated underwriting systems, and industry certifications like Certified Mortgage Banker (CMB) are commonly required. Attention to detail, organizational skills, and effective communication are vital soft skills for managing complex transactions and collaborating with clients and team members. These skills and qualifications ensure accuracy, regulatory compliance, and a smooth mortgage process for all stakeholders.

What are some common challenges faced by professionals in Mortgage Operations, and how can they be effectively managed?

Professionals in Mortgage Operations often encounter challenges such as tight loan processing timelines, evolving regulatory requirements, and managing high volumes of documentation. Staying organized and detail-oriented is essential to ensure compliance and avoid errors that can delay closings. Successful team members also prioritize clear communication and collaboration with underwriters, loan officers, and clients to resolve discrepancies quickly and maintain smooth workflow. Leveraging technology and staying updated with industry changes can further streamline processes and reduce operational bottlenecks.

What is the difference between Mortgage Operations vs Mortgage Underwriting?

AspectMortgage OperationsMortgage Underwriting
Primary RoleManages loan processing, documentation, and workflow coordinationEvaluates loan applications to assess risk and approve or deny loans
Required CredentialsTypically requires mortgage processing experience, knowledge of loan systemsRequires underwriting certifications, such as AUS or MLO licenses
Work EnvironmentOffice-based, collaborative with loan officers and processorsOffice or remote, focused on detailed financial analysis
Industry UsageCommonly found in mortgage lenders, banks, and financial institutionsIntegral part of loan approval process in similar settings

Mortgage Operations focuses on managing the loan process and ensuring smooth workflow, while Mortgage Underwriting assesses the risk and approves loans based on financial criteria. Both roles are essential in the mortgage industry but serve different functions within the loan lifecycle.

What are Mortgage Operations?

Mortgage Operations refers to the end-to-end processes involved in originating, processing, underwriting, closing, funding, and servicing mortgage loans. This department ensures that home loans are managed efficiently and in compliance with regulations from the initial application through to final repayment or servicing. Key responsibilities include document verification, coordinating with third parties, maintaining records, and ensuring timely loan disbursement. Mortgage Operations professionals play a crucial role in facilitating home purchases and refinancing for borrowers.
More about Mortgage Operations jobs
What cities are hiring for Mortgage Operations jobs? Cities with the most Mortgage Operations job openings:
What are the most commonly searched types of Mortgage Operations jobs? The most popular types of Mortgage Operations jobs are:
What states have the most Mortgage Operations jobs? States with the most job openings for Mortgage Operations jobs include:
Infographic showing various Mortgage Operations job openings in the United States as of May 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $86,571 per year, or $41.6 per hour.
Mortgage Operations - Loan Originator

Mortgage Operations - Loan Originator

Wealthfront

New York, NY โ€ข Remote

$56K - $88K/yr

Full-time

Posted 6 days ago


Job description

About Wealthfront Mortgage Operations (MOps)

Wealthfront MOps is built around efficiency, critical problem-solving, and modernizing the lending experience. Our goal is a seamless, tech-enabled mortgage process. Our primary tool is automation.

  • We automate mortgage origination. We partner with engineers and product leaders to build systems that eliminate manual toil and deliver a self-service mortgage experience. The result: rates significantly below the national average, saving clients thousands over the life of their loans.

  • We're systems builders, not process followers. Team members execute high-quality mortgage processes while actively identifying opportunities to improve automation โ€” better logic, better design, less toil.

  • We hire critical thinkers. We want people who don't just want better tools โ€” they think carefully about how every tool should work. Every team member understands the "why" behind each step.

  • We operate as one integrated unit. We work as a single team with end-to-end fluency across the origination lifecycle. No traditional silos. This cross-functional depth is what lets us move faster, catch problems earlier, and evolve quickly.

  • Our interview process is intended to be insightful for you and us. We're charting a unique path in home lending, so mutual fit is a top priority. After a conversation with our recruiting team, you will complete a 15โ€“20 minute take-home assignment. From there, you'll meet our mortgage operations leads before a cross-functional final round.

If this sounds like the right fit, we'd love to hear from you.


Wealthfront is seeking a licensed mortgage loan originator to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment.ย 
Responsibilties
  • Support and educate clients as they work through the intake process and finalize their loan closing
  • Ensure all initial application data and documents are accurate and complete before submitting to Processing
  • Act as primary point of contact and set clear client expectations on timelines and requirements
  • Responsible for timely delivery of initial loan disclosures and adherence to all regulatory requirements
  • Operates independently on standard files and escalates to Team Leads as needed for scenario questions or guideline interpretation
  • Ensure that all loans originate in full compliance with federal and state regulations
  • Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions
  • Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
  • Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work
  • Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA
  • Deep understanding of mortgage loan products and underwriting guidelines
  • Self-driven with the ability to work independently and collaboratively
  • Excellent organizational skills, able to set and meet deadlines in a high paced environment
  • Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization
  • Intellectually curious and interested in applying technology to enhance business processesย 
  • Prior experience in wholesale and/or correspondent channels
  • Excellent communication skills focusing on both internal and external communications
  • Openness to adapting to industry changes
Requirements
  • Mortgage Loan Originator License
  • 2-4+ years of experience
  • Strong knowledge of Conventional Conforming and Jumbo guidelines
  • Solid understanding of state and federal lending regulations
  • Extensive knowledge and understanding of customer service and intrapersonal best practices
Estimated annual salary range: $56,000 - $88,000 plus Equity and a discretionary bonus.
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Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!

About Wealthfront
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Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
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We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
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โ€ข A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
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โ€ข A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.
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โ€ข Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexingโ€”which we offer at industry-leading low costs and accessible minimums.
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Our award-winning products have attracted over 1 million clients who trust us with more than $90 billion of their hard earned savingsโ€”and we're far from done. If youโ€™re inspired to help us reshape the financial industry as we create our next chapter, letโ€™s talk!
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For more information please visit www.wealthfront.com.We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
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Please review our candidate privacy notice.ย 
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Disclosures:ย All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesnโ€™t provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (โ€œWealthfront Brokerageโ€), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory servicesโ€“which are not FDIC insuredโ€“are provided by Wealthfront Advisers LLC (โ€œWealthfront Advisersโ€), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.
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By โ€œaward-winning productsโ€, please refer to www.wealthfront.com/reviews for more information.ย Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.ย ย