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Mortgage Lender Jobs (NOW HIRING)

Civista Bank

Senior Mortgage Lender

Sandusky, OH · On-site

$108K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community ...

Civista Bank

Senior Mortgage Lender

Gahanna, OH · On-site

$26K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community ...

Civista Bank

Senior Mortgage Lender

Gahanna, OH

$26K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community ...

Civista Bank

Senior Mortgage Lender

Dublin, OH

$112K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community ...

Civista Bank

Senior Mortgage Lender

Dayton, OH · On-site

$113K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community ...

Civista Bank

Senior Mortgage Lender

Dublin, OH · On-site

$112K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community ...

Civista Bank

Senior Mortgage Lender

Sandusky, OH

$108K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community ...

Zionsbank Corp

Senior Mortgage Lender-Arizona

Phoenix, AZ · On-site

$115K/yr

We are looking for a Seasoned Residential Mortgage Lender to provide top notch customer service to our clients and customers. If you are passionate about being part of a community, being a team ...

Zionsbank Corp

Senior Mortgage Lender-Arizona

Phoenix, AZ · On-site

$115K/yr

We are looking for a Seasoned Residential Mortgage Lender to provide top notch customer service to our clients and customers. If you are passionate about being part of a community, being a team ...

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Mortgage Lender information

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How much do mortgage lender jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for mortgage lender in the United States is $20.67, according to ZipRecruiter salary data. Most workers in this role earn between $19.95 and $21.39 per hour, depending on experience, location, and employer.

What is a mortgage lender?

A mortgage lender provides home loan options for homeowners or buyers. Job duties include finding clients a reasonable interest rate based on their credit history and explaining the bank's mortgage products to potential borrowers. This job also includes working with homeowners who want to refinance their mortgage. A mortgage lender works directly for a bank or other lending institution. A mortgage broker is someone who works independently from a bank.

How much does a mortgage lender get paid?

Mortgage lenders typically earn a combination of base salary and commissions or bonuses based on the number and value of loans they close. The average annual income for mortgage lenders ranges from $50,000 to $150,000, with top performers earning more, especially in high-volume markets. Compensation often depends on experience, location, and the lender's sales performance.

What are some common challenges mortgage lenders face when working with clients, and how can they be managed?

Mortgage Lenders often encounter challenges such as navigating complex financial situations, managing client expectations about loan eligibility, and keeping up with changing lending regulations. To manage these challenges, it's crucial to maintain clear and consistent communication with clients, stay updated on industry guidelines, and work closely with underwriters and real estate professionals. Building strong relationships and providing thorough explanations can help clients feel more confident throughout the mortgage process.

What is a mortgage lender?

Mortgage lenders are financial institutions or individuals that provide loans to borrowers for the purpose of purchasing real estate. They assess the borrower's creditworthiness, determine loan terms, and supply the funds needed to buy a home or property. Mortgage lenders can include banks, credit unions, mortgage companies, and online lenders. They play a crucial role in the home-buying process by helping buyers finance their purchase through various mortgage options.

What are the key skills and qualifications needed to thrive as a mortgage lender, and why are they important?

To thrive as a Mortgage Lender, you need a strong understanding of loan products, credit analysis, and financial regulations, typically supported by a bachelor's degree in finance or a related field. Familiarity with loan origination software, underwriting systems, and compliance tools is essential. Excellent interpersonal skills, attention to detail, and the ability to build trust with clients set top performers apart. These skills and qualifications are vital for accurately assessing borrower eligibility, ensuring regulatory compliance, and delivering exceptional customer service throughout the lending process.
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Mortgage Lender jobs near you
Infographic showing various Mortgage Lender job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 6% Part Time, and 8% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $43,000 per year, or $20.7 per hour.

Senior Mortgage Lender

Civista Bank

Sandusky, OH • On-site

$108K/yr

Full-time

Re-posted 7 days ago

Civista Bank rating

8.3

Company rating: 8.3 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

47th of 171 rated banks

Job description

Job Type
Full-time
Description
Position Purpose:
The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
We are looking for mortgage professionals currently working in the field.
Key Accountabilities, Responsibilities, and Expectations:
  • Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
  • Meet with customers and prospective customers at various locations.
  • Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
  • Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.
  • Screen loan requests based on bank policies and on types of loans offered by the institution.
  • Propose and review various loan options with prospective clients.
  • Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
  • Answer incoming phone calls and schedule appointments.
  • Communicate complex approvals or denials to the borrower, real estate agent or builder.
  • Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
  • Promotes and participates in the bank's special credit programs and other CRA programs.
  • Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
  • All other duties as assigned and any activities that support the key accountabilities.

Requirements
Qualifications, Knowledge and Skills:
  • Five + years Mortgage Lending experience in a financial institution or loan office setting.
  • Bachelor's Degree in Business or Finance or three years equivalent work experience.
  • Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
  • Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
  • Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
  • A high level of initiative, thoroughness, accuracy and organizational skills required.
  • Detail oriented with strong analytical skills.
  • High level of confidentiality required.
  • Solid oral and written communication skills.
  • Ability to manage multiple priorities/projects with varied deadlines.

Physical Requirements:
  • This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
  • Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
  • Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
  • Work involves lifting and moving loan files of up to 15 lbs.
  • Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.

EOE - Race/Sex/Disability/Veteran
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.

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