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Mortgage Collection Jobs in California (NOW HIRING)

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... collection, and ensure efficient loan progression. * Exercise independent judgment in determining ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$117K/yr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... collection, and ensure efficient loan progression. * Exercise independent judgment in determining ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... collection, and ensure efficient loan progression. * Exercise independent judgment in determining ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$117K/yr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... collection, and ensure efficient loan progression. * Exercise independent judgment in determining ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$117K/yr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... collection, and ensure efficient loan progression. * Exercise independent judgment in determining ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... collection, and ensure efficient loan progression. * Exercise independent judgment in determining ...

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Mortgage Collection information

See California salary details

$14

$21

$29

How much do mortgage collection jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for mortgage collection in California is $21.09, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $20.87 per hour, depending on experience, location, and employer.

What is mortgage collection?

Mortgage collection refers to the process by which lenders contact and work with borrowers who have fallen behind on their mortgage payments. The goal is to recover missed payments and bring the loan current, often through repayment plans, loan modifications, or other arrangements. If efforts to collect are unsuccessful, the process can eventually lead to foreclosure, which is the legal process of taking ownership of the property. Mortgage collectors play a crucial role in helping both the lender and the borrower find solutions to avoid foreclosure when possible.

What are the key skills and qualifications needed to thrive as a mortgage collection specialist?

A Mortgage Collection Specialist needs strong knowledge of loan servicing, account reconciliation, and relevant financial regulations, often supported by a high school diploma or associate degree. Familiarity with loan management systems, collections software, and regulatory compliance tools is typically required. Excellent negotiation skills, problem-solving abilities, and resilience are crucial soft skills for handling sensitive borrower interactions. These competencies ensure effective recovery of overdue payments while maintaining positive customer relationships and compliance with industry standards.

What are some common challenges faced by professionals in mortgage collection, and how can they be addressed?

One common challenge in mortgage collection is handling sensitive conversations with borrowers who may be experiencing financial hardship or emotional distress. Professionals must balance empathy with effective negotiation to find solutions that work for both the lender and the borrower. Staying organized while managing multiple accounts and adhering to strict regulatory requirements is also essential. Building strong communication skills and maintaining up-to-date knowledge of foreclosure laws and loss mitigation options can help mortgage collection specialists navigate these challenges successfully.

What is the difference between Mortgage Collection vs Mortgage Underwriter?

AspectMortgage CollectionMortgage Underwriter
Primary RoleContact borrowers to collect overdue mortgage payments and resolve delinquenciesAssess loan applications, evaluate risk, and approve or deny mortgage loans
Required CredentialsBasic financial knowledge, customer service skillsMortgage licensing, financial or real estate background, underwriting certifications
Work EnvironmentCall centers, customer service departmentsBanking or lending offices, underwriting departments
Industry UsageCommon in mortgage servicing and collections departmentsIntegral to mortgage loan approval process

Mortgage Collection specialists focus on managing overdue payments and communicating with borrowers, while Mortgage Underwriters evaluate loan applications to determine approval. Both roles are essential in the mortgage industry but serve different functions within the loan lifecycle.

How much does a mortgage collection specialist make?

A mortgage collection specialist typically earns between $35,000 and $55,000 annually, depending on experience, location, and employer. They often work in office environments, utilizing collection software and communication skills to recover overdue mortgage payments.

What are popular job titles related to Mortgage Collection jobs in California?

For Mortgage Collection jobs in California, the most frequently searched job titles are:

What job categories do people searching Mortgage Collection jobs in California look for?

The top searched job categories for Mortgage Collection jobs in California are:

What cities in California are hiring for Mortgage Collection jobs?

Cities in California with the most Mortgage Collection job openings:

Mortgage Collection jobs near you
Infographic showing various Mortgage Collection job openings in California as of August 2026, with employment types broken down into 95% Full Time, 1% Part Time, 1% Temporary, and 3% Contract. Highlights an 92% In-person, 5% Hybrid, and 3% Remote job distribution, with an average salary of $43,865 per year, or $21.1 per hour.

Chief Financial Officer- Mortgage Industry exp required

National Mortgage Staffing

Anaheim, CA

$150K - $200K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago

Job description

Position: Chief Financial Officer
Location: Brea, CA
Work Model: On-site
Compensation: $150,000–$200,000+ base salary depending on experience
Bonus: Performance-based annual bonus tied to financial accuracy, reporting timeliness, cost optimization, and company profitability targets
Schedule: Full-time, Monday–Friday; executive-level flexibility expected
Benefits: Health insurance, PTO, 401(k) match, vision, dental
Overview
A growing TPO/wholesale lending company is hiring a Chief Financial Officer to lead financial operations, accounting, servicing financial workflows, HR/payroll administration, broker financial workflows, and regulatory financial reporting.
This is a hands-on executive role for someone with deep mortgage finance and accounting experience who can manage both strategic financial leadership and day-to-day operational execution. The CFO will oversee everything from daily funding reconciliation, broker commission payments, banking operations, and warehouse line follow-up to NMLS reporting, servicing financial operations, and HR/payroll administration.
Responsibilities
• Oversee accounting operations, including daily bookkeeping, QuickBooks journal entries, bank account reconciliation, and period-end financial closings
• Reconcile daily LOS data against warehouse actuals and escalate discrepancies to the funding team
• Manage broker commission payments and monthly brokerage incentive payments
• Manage origination-related vendor payments and administrative expenditures
• Lead banking operations, including daily multi-account review, journal reconciliation, Positive Pay administration, wire/ACH activity, and bank payment processing
• Manage loan-purchase financial follow-up before and after purchase
• Prepare period-end journal reconciliations and financial statement closings
• File quarterly NMLS Call Reports
• Submit financial statements to NMLS, warehouse lenders, and investors upon request
• Oversee servicing financial operations, including payment collection, borrower statement mailing, payment deposits, transfer/goodbye letters, and delinquent account follow-up
• Manage TPO/broker onboarding financial workflows, including application review, broker portal setup, welcome packages, and NMLS follow-up
• Manage payroll processing for W-2 and 1099 employees
• Oversee payroll bookkeeping, PTO/leave tracking, employment administration, employment verification administration, 401(k) contributions, health insurance enrollment, and monthly premium payments
• Work closely with CEO/ownership, operations/funding, warehouse lenders, broker relations, loan officers, investors, vendors, and external auditors
• Build scalable financial processes as the company grows
Qualifications
• 10+ years of mortgage finance/accounting experience
• At least 5 years in a senior leadership role
• Prior CFO, VP of Finance, or Controller experience at a mortgage lender, TPO/wholesale shop, or similar financial institution preferred
• CPA or equivalent professional certification strongly preferred
• Deep knowledge of mortgage lending accounting, warehouse line operations, and NMLS regulatory financial reporting
• Hands-on experience with QuickBooks and loan origination systems such as Byte or similar
• Advanced Microsoft Excel skills
• Experience with banking platforms, DocuSign, NMLS system, and payroll platforms
• Expertise in TPO/wholesale lending financial workflows, broker commission structures, and investor reporting
• Strong banking operations background, including Positive Pay systems, multi-account reconciliation, and wire/ACH management
• Experience managing payroll, benefits administration, 401(k), health insurance, and HR financial functions
• Experience with NMLS Call Reports and state-level regulatory filings preferred
• Servicing portfolio management experience preferred, including payment collection, escrow, and delinquency follow-up
• Highly detail-oriented with the ability to manage daily, monthly, and quarterly deadlines simultaneously
• Comfortable operating across accounting, servicing, TPO, and HR functions
• Self-starter who can work with minimal supervision and scale processes as the company grows
NMS Disclaimer
Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!
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About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010

View All National Mortgage Staffing Jobs