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Remote Indirect Auto Lending Jobs in California (NOW HIRING)

$90K - $300K/yr

Qualifications * 5+ years of experience in automotive lending, F&I, indirect auto, or dealership partnership environments * 2+ years leading or developing a field sales team (formal or informal ...

$90K - $300K/yr

Qualifications * 5+ years of experience in automotive lending, F&I, indirect auto, or dealership partnership environments * 2+ years leading or developing a field sales team (formal or informal ...

Remote Reports To: Head of Business Analytics The Company: Sunbit builds financial technology for ... Sunbit delivers industry-leading approval rates - 90%+ in auto service and 85%+ in dental - while ...

Remote Indirect Auto Lending information

What is a remote indirect auto lending?

A Remote Indirect Auto Lending job involves working with dealerships and financial institutions to facilitate auto loans for customers, all from a remote location. Professionals in this role review loan applications, verify customer information, and ensure compliance with lending policies. They may also build relationships with dealerships to encourage financing opportunities. Strong communication, analytical skills, and knowledge of auto financing are essential for success in this position.

What does a remote indirect auto lending professional do?

A Remote Indirect Auto Lending professional typically reviews and processes auto loan applications submitted by partnering dealerships, analyzes creditworthiness, communicates loan decisions to dealers, and ensures compliance with relevant lending regulations. Your day may also involve building and maintaining relationships with auto dealers to facilitate smooth transactions, resolving any issues related to documentation or funding, and staying updated on lending policies. While much of the work is independent, you’ll collaborate regularly with credit analysts, loan processors, and dealership contacts. The remote nature of the role requires efficient virtual communication and organization skills to manage multiple deals across different locations.

What are the key skills and qualifications needed to thrive in remote indirect auto lending?

To thrive in Remote Indirect Auto Lending, you need a solid understanding of auto finance, loan underwriting, and dealer relationship management, often supported by experience in financial institutions or auto lending environments. Familiarity with loan origination systems (LOS), credit analysis software, and compliance regulations is typically required. Strong interpersonal, analytical, and communication skills help you effectively collaborate with auto dealerships and process complex loan applications remotely. These skills are vital to ensure accurate lending decisions, maintain productive dealer partnerships, and uphold regulatory standards in a remote setting.

What are the most commonly searched types of Indirect Auto Lending jobs in California?

The most popular types of Indirect Auto Lending jobs in California are:

What are popular job titles related to Remote Indirect Auto Lending jobs in California?

For Remote Indirect Auto Lending jobs in California, the most frequently searched job titles are:

What cities in California are hiring for Remote Indirect Auto Lending jobs?

Cities in California with the most Remote Indirect Auto Lending job openings:

Infographic showing various Remote Indirect Auto Lending job openings in California as of August 2026, with employment types broken down into 2% Internship, and 98% Full Time. Highlights an 100% Remote job distribution.

Manager of Indirect Lending and Underwriting

Irwindale, CA • On-site, Remote

$100K - $125K/yr

Full-time

Re-posted 6 days ago


Job description

Manager of Indirect Lending and Underwriting - Consumer Lending
Remote Work - Hybrid: This hybrid remote role is based out of our Irwindale, California headquarters and offers a blend of in-office collaboration and remote work flexibility.
At Rize, we believe banking should be human, innovative, and continuously evolving. We are seeking a collaborative and forward-thinking Manager of Consumer Lending to lead our centralized underwriting operations across direct and indirect consumer lending programs.
This is an exciting opportunity for a lending leader who combines strong underwriting expertise with operational leadership, relationship-building skills, and a passion for innovation. We’re looking for someone who is energized by emerging technologies, including automation and AI-enabled tools, and excited about finding smarter, faster, and more consistent ways to enhance underwriting operations, decision quality, team effectiveness, and the member experience.
What You’ll Do
In this role, internally known as Manager of Consumer Lending, you’ll lead the day-to-day operations of our consumer underwriting function, overseeing direct and indirect lending workflows, coaching underwriting teams, and driving operational performance.
You’ll play a key role in:
  • Leading and developing a high-performing underwriting team
  • Managing underwriting operations for direct and indirect consumer loan products, including auto loans and leases
  • Supporting dealer and third-party lending partner relationships
  • Monitoring lending quality, service levels, workflow efficiency, and operational performance
  • Explore and leverage automation, analytics, workflow technologies, and AI-enabled tools to improve underwriting consistency, operational efficiency, decision quality, and team effectiveness
  • Help identify opportunities where emerging technologies and AI solutions can streamline processes, reduce manual effort, improve workflows, and enhance the overall lending experience
  • Partnering cross-functionally with Risk Management, Collections, Loan Production, and other operational teams
We’re looking for someone who thrives in a fast-paced environment, enjoys solving operational challenges, and can balance sound credit judgment with exceptional service and team leadership.

What Makes You Successful
You are:
  • Curious about emerging technologies and motivated to continuously improve operational processes
  • Comfortable experimenting with new tools, automation solutions, and AI-enabled technologies to enhance productivity and decision-making
  • Forward-thinking and adaptable, with a mindset focused on innovation, efficiency, and continuous improvement
  • An experienced consumer lending and underwriting professional with strong operational knowledge
  • A confident coach and leader who develops teams and reinforces accountability
  • Tech savvy and naturally curious about automation, AI tools, and operational innovation
  • Comfortable using data, dashboards, and metrics to drive decisions and improve performance
  • Skilled at building strong relationships with dealers, vendors, lending partners, and internal stakeholders
  • Adaptable, collaborative, and energized by continuous improvement
Qualifications
Required
  • 5+ years of experience in consumer lending, underwriting, loan production, or centralized lending operations within a financial institution
  • 2+ years of leadership or supervisory experience managing lending or underwriting teams
  • Experience making consumer credit decisions and exercising lending authority
  • Experience managing workflow, productivity, service levels, and operational performance in a high-volume environment
Preferred
  • Experience with direct and indirect lending programs, including auto lending and lease products
  • Experience with process improvement, workflow automation, or AI-enabled operational tools
  • Credit union experience
  • Bachelor’s degree in Business, Finance, or related field
  • Bilingual English/Spanish skills
Why Join Rize?
At Rize Credit Union, we’re building a modern, forward-thinking lending environment where innovation, collaboration, and member impact matter. We continue to invest in technology, automation, AI-enabled tools, and process improvement initiatives designed to create smarter workflows, stronger employee experiences, and more seamless member interactions. We’re looking for leaders who are excited to challenge traditional processes, embrace evolving technology, and help shape the future of consumer lending operations.
If you’re looking for an opportunity to help shape the future of consumer lending operations while leading a talented team in a growing and evolving organization, we’d love to hear from you.

The expected pay range for this role at Rize Federal Credit Union is $100,000 - $125,000/year. This range is based on candidates living locally in California.

Actual compensation is determined by experience, education, skills, internal equity, and other job-related factors.

As part of the hiring process, candidates who receive a contingent offer will undergo a background investigation, which may include employment verification, credit review, criminal records search, Social Security verification, and government registry checks. Candidates must also meet eligibility requirements to be bonded under a fidelity bond.

Rize Federal Credit Union is an Equal Opportunity Employer.