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Mortgage Closing Jobs (NOW HIRING)

TexasBank

Mortgage Closing Manager

Fort Worth, TX · On-site

$14 - $18/hr

The Mortgage Closing Manager is responsible for preparing mortgage loan closing packages to ensure that all necessary documentation has been received, correctly completed, and completed in entirety ...

TexasBank

Mortgage Closing Manager

Fort Worth, TX

$14 - $18/hr

The Mortgage Closing Manager is responsible for preparing mortgage loan closing packages to ensure that all necessary documentation has been received, correctly completed, and completed in entirety ...

CapCenter

Mortgage Closing Consultant

Glen Allen, VA · On-site

$45K - $80K/yr

Our commitment to innovation, including our Zero Closing Cost mortgage, has earned the trust of thousands of clients and fueled our growth through repeat business and referrals. At CapCenter, our ...

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Mortgage Closing information

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$10

$25

$56

How much do mortgage closing jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for mortgage closing in the United States is $25.56, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $26.44 per hour, depending on experience, location, and employer.

What is mortgage closing?

Mortgage closing, also known as settlement, is the final step in the home buying process where the ownership of the property is legally transferred from the seller to the buyer. During closing, all necessary documents are signed, closing costs and the down payment are paid, and the mortgage loan is finalized. After closing, the buyer receives the keys to the home, and the transaction is officially complete.

What is the difference between Mortgage Closing vs Mortgage Underwriting?

AspectMortgage ClosingMortgage Underwriting
Primary RoleFinalizes the loan process, prepares closing documents, and ensures all conditions are met for loan disbursement.Evaluates the borrower's creditworthiness, verifies documents, and approves or denies the loan application.
Required CredentialsReal estate or mortgage licensing, knowledge of closing procedures, and compliance regulations.Loan officer or mortgage license, underwriting certifications, and financial analysis skills.
Work EnvironmentOffice setting, collaborating with title companies, attorneys, and lenders during closing.Office environment, analyzing financial documents and assessing risk.

Mortgage Closing focuses on finalizing loans and preparing for disbursement, while Mortgage Underwriting assesses risk and approves or denies loan applications. Both roles are essential in the mortgage process but serve different functions within the industry.

What are the key skills and qualifications needed to thrive as a Mortgage Closer, and why are they important?

To thrive as a Mortgage Closer, you need a solid understanding of real estate lending, loan documentation, and compliance regulations, often supported by experience in mortgage processing or a related field. Familiarity with loan origination systems (LOS), e-signature platforms, and regulatory compliance software is typically required. Attention to detail, strong organizational skills, and effective communication are crucial soft skills for ensuring accuracy and timely closings. These competencies are essential to minimize errors, maintain legal compliance, and deliver a smooth closing experience for clients and lenders.

What are some common challenges faced in a mortgage closing role, and how can they be managed effectively?

Professionals in mortgage closing often encounter challenges such as tight deadlines, last-minute document changes, and coordination among multiple parties like lenders, title companies, and borrowers. Effective organization, attention to detail, and strong communication skills are essential for managing these pressures. Staying proactive by double-checking documentation, confirming timelines with all stakeholders, and keeping thorough records can help ensure a smooth closing process and minimize errors or delays.

How much does a loan officer make on a $500,000 loan?

A mortgage loan officer typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be approximately $2,500 to $5,000 on a $500,000 loan. In addition to commissions, some may receive a base salary, and earnings can vary based on experience, location, and the lender's compensation structure.

Is becoming a MLO worth it?

Becoming a mortgage loan originator (MLO) can be a worthwhile career due to earning potential through commissions and the demand for mortgage services. It requires licensing, typically a background check, and strong sales and communication skills. Job stability and income vary based on market conditions and individual performance.

Will MLO be replaced by AI?

Mortgage Loan Officers (MLOs) perform tasks that involve assessing borrower needs, explaining loan options, and guiding clients through the closing process. While AI can automate certain administrative and data analysis tasks, the interpersonal skills and judgment required for MLOs make complete replacement unlikely in the near future. MLOs will likely continue to adapt by integrating AI tools into their workflow to improve efficiency and accuracy.

How do you become a mortgage closer?

To become a mortgage closer, you typically need a high school diploma or equivalent, along with experience in mortgage processing or loan administration. Knowledge of loan documents, attention to detail, and familiarity with mortgage software are important; some employers may require industry certifications such as the Mortgage Loan Originator (MLO) license. On-the-job training is common, and strong organizational skills are essential for managing closing procedures efficiently.
More about Mortgage Closing jobs
What cities are hiring for Mortgage Closing jobs? Cities with the most Mortgage Closing job openings:
What are the most commonly searched types of Mortgage Closing jobs? The most popular types of Mortgage Closing jobs are:
What states have the most Mortgage Closing jobs? States with the most job openings for Mortgage Closing jobs include:
What job categories do people searching Mortgage Closing jobs look for? The top searched job categories for Mortgage Closing jobs are:
Mortgage Closing jobs near you
Infographic showing various Mortgage Closing job openings in the United States as of July 2026, with employment types broken down into 77% Full Time, 21% Part Time, 1% Temporary, and 1% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $53,165 per year, or $25.6 per hour.
Mortgage Closing Specialist I

Mortgage Closing Specialist I

Imagine Staffing Technology

Getzville, NY • Remote

$25/hr

Full-time

Posted 3 days ago

Job description

Job Title: Mortgage Closing Specialist I
Location: Buffalo, NY
Hire Type: Temp-to-hire
Pay Range: $25/hr
Work Model: Remote EST/CST
Recruiter Contact: Natalie Dunn ndunn@imaginegroup.com
Nature & Scope:
Positional Overview
The Imagine Group is hiring a Remote Mortgage Closing Specialist on behalf of our client, a leading financial organization in Buffalo, New York. Successful candidates will serve as a liaison for the gathering of information for submission of loans for Closing Disclosure (CD) Issuance. They will collaborate with applicable parties to meet target close date through time management of tasks and pipeline reporting, while ensuring accuracy of data being submitted for CD Issuance: homeowners, taxes, fees, payoffs and applicable invoices for third party fees.

Role & Responsibility:
Tasks That Will Lead To Your Success
  • Prepare and issue initial and final Closing Disclosures (CDs).
  • Assemble and complete final residential mortgage closing packages.
  • Review loan files to ensure compliance with investor, state, and federal guidelines.
  • Coordinate with borrowers, loan officers, settlement agents, brokers, title companies, and internal partners to facilitate timely closings.
  • Obtain and review required closing documentation, including title, tax, insurance, flood, payoff, and employment verification information.
  • Monitor rate lock and document expiration dates to help ensure closing timelines are met.
  • Communicate proactively with settlement agents to gather fees and closing information for Closing Disclosure preparation.
  • Track closing milestones and communicate schedule changes to all appropriate parties.
  • Maintain compliance with company policies, regulatory requirements, and quality standards.
Skills & Experience
Qualifications That Will Help You Thrive
  • Minimum of 2 years of recent residential mortgage closing experience.
  • Experience preparing both initial and final Closing Disclosures.
  • Experience producing complete final mortgage closing packages.
  • Strong understanding of residential mortgage closing processes and regulatory requirements.
    Ability to review loan documentation for accuracy and compliance.
  • Strong organizational, time management, and multitasking skills.
  • Excellent written and verbal communication skills.
  • Proficiency with Microsoft Office, including Word, Excel, and Outlook.
  • Ability to work independently in a fast-paced, deadline-driven environment while maintaining exceptional attention to detail.
Education and Experience Preferred
  • Associate's degree or equivalent combination of education and professional experience.
  • Previous experience working for a mortgage lender, title company, or settlement agency.
  • Knowledge of mortgage products, investor guidelines, and compliance requirements.
  • Experience with mortgage closing software and related systems.
  • Customer service experience within the mortgage or financial services industry.