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Merchant Services Rep Jobs (NOW HIRING)

These two products, Point of Sale devices and Merchant Services (can be sold separately or bundled together for best value), provide our sales team with two different ways of earning our generous ...

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You will represent a complete portfolio of payment solutions, including credit card processing, POS ... Evaluate merchants' current payment processing services, pricing, equipment, and operational needs

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Merchant Services Rep information

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$58K

$102.9K

$146K

How much do merchant services rep jobs pay per year?

As of Aug 10, 2026, the average yearly pay for merchant services rep in the United States is $102,916.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,500.00 and $130,000.00 per year, depending on experience, location, and employer.

What is the difference between Merchant Services Rep vs Sales Associate in the same industry?

AspectMerchant Services RepSales Associate
CredentialsTypically requires sales or customer service experience, sometimes certifications in payment processingUsually requires retail or product knowledge, sales experience
Work EnvironmentOffice setting, client meetings, phone and online communicationRetail stores, direct customer interaction
Employer & IndustryFinancial services, payment processing companiesRetail, sales-focused businesses
Search & Comparison IntentUnderstanding payment solutions, merchant account servicesProduct sales, retail customer service

The main difference is that Merchant Services Reps focus on selling and supporting payment processing solutions to businesses, often requiring knowledge of financial products. Sales Associates typically work in retail environments, selling products directly to consumers. While both roles involve sales skills, Merchant Services Reps are more specialized in financial services and client account management.

How much does a merchant services representative get paid?

A merchant services representative typically earns a median annual salary between $40,000 and $60,000, with additional commissions or bonuses based on sales performance. Entry-level positions may start lower, while experienced reps with certifications or specialized skills can earn higher compensation, often working in sales-driven environments.

What are the key skills and qualifications needed to thrive as a merchant services rep?

To thrive as a Merchant Services Representative, you need a solid understanding of payment processing, customer account management, and basic sales principles, usually supported by a high school diploma or equivalent. Familiarity with payment terminals, point-of-sale (POS) systems, CRM software, and industry compliance standards like PCI DSS is typically required. Exceptional communication, problem-solving, and relationship-building skills help you address client concerns and upsell services effectively. These skills are crucial for delivering seamless payment solutions, building client trust, and driving revenue growth in a competitive financial services environment.

How does a merchant services rep typically collaborate with other departments to resolve client issues?

As a Merchant Services Representative, you will often work closely with teams such as technical support, risk management, and sales to address and resolve client concerns. For example, when a merchant experiences payment processing issues, you may coordinate with technical support to troubleshoot the problem and with risk teams to ensure compliance. This role requires strong communication skills and the ability to manage multiple stakeholders to provide timely and effective solutions. Collaboration is key to maintaining client satisfaction and ensuring smooth operations.

What is a merchant services rep?

Merchant Services Representatives are professionals who help businesses set up, manage, and troubleshoot payment processing solutions, such as credit card terminals and online payment systems. They work for banks, payment processors, or financial service companies, and are responsible for onboarding new merchant accounts, providing customer support, and ensuring compliance with payment industry regulations. Their role is crucial in helping businesses accept electronic payments securely and efficiently, often serving as the main point of contact for merchants who need assistance with transactions or payment technology.
What are the most commonly searched types of Merchant Services Rep jobs? The most popular types of Merchant Services Rep jobs are:
What states have the most Merchant Services Rep jobs? States with the most job openings for Merchant Services Rep jobs include:
Infographic showing various Merchant Services Rep job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, 1% Temporary, and 4% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $102,916 per year, or $49.5 per hour.

Sales Manager (Merchant Services)

Mainstream Merchant Services

Alpharetta, GA โ€ข On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 20 days ago


Job description

Sales Manager (Merchant Services)
WHY JOIN OUR TEAM?
  • W-2 employee relationship with eligibility to participate in Mainstream's benefits package which includes Major Medical, Dental, Vision, and 401K
  • Recruit and Train Account Executives to grow your team
  • Work from a home office
  • Uncapped earning potential
  • High upfront commission multiples (50% of the estimated annualized gross margin paid upfront)
  • Residual overrides on your Account Executive's sales
  • Monthly bonuses
  • Monthly expense dollars
  • Lifetime residuals on personal sales
  • State-of-the-art sales dashboard to manage your portfolio
  • Enjoy flexible work hours
  • Help with training your team from our Sales Training Specialist
  • Sales meetings at our corporate headquarters
  • Annual President's Club trip for top performers

A Day in the Life of our Account Executives:
  • Represent Mainstream in a professional and ethical manner
  • Prospect and develop lead sources and referral relationships
  • Consult with potential merchants on pricing, hardware, software, and training, as well as servicing accounts after the sale
  • Sell Mainstream's products and services to new prospective merchants
  • Consistently reinforce Mainstream's morals to new Account Executives
  • Pair with Recruiter to interview Corporate's potential new hires.

Some of the Benefits Mainstream Customers Experience:
  • Next day funding for qualified merchants
  • Access to the latest payment acceptance technology including:
  • Tablet-based solutions (iPad, iPhone, Android)
  • Point-of-sale systems
  • Secure, high-speed credit card terminals
  • EMV (Chip & PIN ready) credit card terminals
  • Tap and Go terminals (NFC ready)
  • Web based virtual terminals
  • Level III processing solutions
  • Competitive pricing
  • 24/7 customer support
  • Do You Have What It Takes?
  • Prior experience in an outside sales environment
  • Prior Merchant services REQUIRED
  • Strong working knowledge of the sales process and a focus on customer satisfaction
  • "Above and Beyond" work ethic and self-discipline
  • Commission-focused with aspirations for uncapped earning potential
  • Ability to lead and motivate a team
  • Recruiting or management background is preferred
  • Industry experience is preferred