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Merchant Cash Advances Jobs (NOW HIRING)

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Inside Sales Representative / MCA Broker

New York, NY ยท On-site

$1.0K - $500K/yr (+ commission)

As an MCA Broker , you will be on the front lines driving revenue, building relationships with small-to-medium business owners across the country, and closing merchant cash advances and traditional ...

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Merchant Cash Advances information

What is a merchant cash advance?

Merchant Cash Advances (MCAs) are a type of financing where a business receives a lump sum of cash in exchange for a percentage of its future credit card sales or daily bank deposits. Unlike traditional loans, MCAs do not require fixed monthly payments; instead, repayments are made automatically as a portion of daily sales, making them flexible for businesses with fluctuating revenues. MCAs are popular among small businesses that need quick access to capital but may not qualify for conventional loans. However, they often come with higher fees and costs compared to traditional financing options. It's important for businesses to carefully review the terms before accepting a merchant cash advance.

What skills and qualifications are needed to work in merchant cash advances?

To thrive as a Merchant Cash Advance Specialist, you need a solid understanding of financial products, sales acumen, and experience in business lending or finance. Familiarity with CRM systems, underwriting software, and financial analysis tools is commonly required, along with any relevant financial certifications. Strong interpersonal skills, negotiation abilities, and persistence help build relationships with clients and close deals. These competencies ensure effective assessment of business needs, successful transaction processing, and long-term client satisfaction in a competitive financial services environment.

What are common challenges faced by professionals working in merchant cash advances?

Professionals in Merchant Cash Advances often face challenges such as evaluating the creditworthiness of clients with limited financial documentation, managing high client expectations for quick funding, and navigating regulatory changes. Successful team members develop strong analytical skills and maintain clear communication with clients to set realistic timelines and terms. Additionally, staying updated on industry regulations and fostering collaborative relationships with underwriting and legal teams can help address these challenges effectively.

What is the difference between Merchant Cash Advances vs Business Loan Officers?

AspectMerchant Cash AdvancesBusiness Loan Officers
CredentialsMinimal; often no formal certification neededTypically require banking or finance certifications
Work EnvironmentFast-paced, sales-driven, often in financial servicesOffice-based, client meetings, financial analysis
Industry UsageUsed by small businesses seeking quick fundingFacilitate business loans, assess creditworthiness
Comparison FocusFunding options for businessesLoan assessment and approval

Merchant Cash Advances and Business Loan Officers serve different roles in business financing. While merchant cash advances provide quick funding based on future sales, business loan officers evaluate and approve traditional loans. Understanding these differences helps businesses choose the right financial solution.

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Infographic showing various Merchant Cash Advances job openings in the United States as of August 2026, with employment types broken down into 48% Full Time, 50% Part Time, and 2% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution.

$18.50 - $25/hr

Other

Posted 3 days ago

New


Job description

Company Description Grant Phillips Law PLLC, MCA Defense Attorneys, is a law firm focused on defending businesses and individuals in matters related to merchant cash advances and commercial finance. The firm provides tailored legal strategies to help clients manage disputes, reduce financial exposure, and protect their interests. Team members work closely with clients to navigate complex contracts, negotiations, and litigation. The environment is professional, detail-oriented, and committed to delivering strong results and clear communication for every client.
Role Description The Administrative Assistant will provide daily administrative and clerical support to attorneys and staff in an on-site capacity at the Oceanside, NY office. This full-time role includes managing phone calls, greeting clients, scheduling appointments, and maintaining calendars. The position will also involve organizing and filing documents, preparing basic correspondence, and assisting with data entry and record keeping. The Administrative Assistant will help coordinate office operations, support executive-level administrative tasks when needed, and ensure that the office runs efficiently and professionally. The role requires consistent attention to detail, strong organization, and the ability to handle multiple tasks in a fast-paced legal environment.
Qualifications

  • Strong administrative assistance and executive administrative assistance skills for supporting attorneys and office leadership.
  • Professional phone etiquette and communication skills for interacting with clients, vendors, and internal team members.
  • Clerical skills, including filing, data entry, document preparation, and basic office software proficiency (e.g., MS Office, Outlook).
  • Ability to manage schedules, prioritize tasks, and maintain organized records in a detail-oriented setting.
  • Previous experience in a law firm or professional office environment preferred.
  • High school diploma or equivalent required; additional education in business, administration, or related fields is a plus.
  • Dependable, punctual, and able to maintain confidentiality with sensitive information.