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Merchant Cash Advances Jobs (NOW HIRING)

Simply Capital Source Inc

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Account Executive- B2B Funding

Brooklyn, NY · On-site

$72K - $240K/yr

Merchant Cash Advances * Small Business Loans * Lines of Credit * Term Loans * Equipment Financing * Commercial Real Estate Loans * DSCR Loans Responsibilities include: * Respond to and convert ...

Simply Capital Source Inc

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Account Executive- B2B Funding

Brooklyn, NY · On-site

$72K - $240K/yr

Merchant Cash Advances * Small Business Loans * Lines of Credit * Term Loans * Equipment Financing * Commercial Real Estate Loans * DSCR Loans Responsibilities include: * Respond to and convert ...

Zolo Capital

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Remote MCA Sales Representative

New York, NY · Remote

$100K - $250K/yr

About Zolo Capital Zolo Capital is a business funding brokerage specializing in merchant cash advances and alternative lending solutions for small and mid-sized businesses. Our model is simple: give ...

Clear Path Tax Help

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Inside Sales Agent

Fountain Valley, CA · Remote

$50K - $150K/yr

Merchant cash advances * Legal services * Insurance * Mortgage products * Business services * Financial services * High-ticket coaching or consulting You Are NOT a Fit If: * You need constant ...

Credibly

Accountant

Southfield, MI · Hybrid

$60K - $65K/yr

From working capital loans and merchant cash advances to lines of credit, we offer a suite of financing products that can accommodate nearly any stage of business development or credit profile.

Credibly

Paralegal II

Tempe, AZ · Hybrid

$27 - $30/hr

From working capital loans to merchant cash advances, we offer a suite of financing products that can accommodate nearly any stage of business development or credit profile. Founded in 2010 with ...

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All JobsMerchant Cash Advances Jobs

Merchant Cash Advances information

What is the difference between Merchant Cash Advances vs Business Loan Officers?

AspectMerchant Cash AdvancesBusiness Loan Officers
CredentialsMinimal; often no formal certification neededTypically require banking or finance certifications
Work EnvironmentFast-paced, sales-driven, often in financial servicesOffice-based, client meetings, financial analysis
Industry UsageUsed by small businesses seeking quick fundingFacilitate business loans, assess creditworthiness
Comparison FocusFunding options for businessesLoan assessment and approval

Merchant Cash Advances and Business Loan Officers serve different roles in business financing. While merchant cash advances provide quick funding based on future sales, business loan officers evaluate and approve traditional loans. Understanding these differences helps businesses choose the right financial solution.

What are Merchant Cash Advances?

Merchant Cash Advances (MCAs) are a type of financing where a business receives a lump sum of cash in exchange for a percentage of its future credit card sales or daily bank deposits. Unlike traditional loans, MCAs do not require fixed monthly payments; instead, repayments are made automatically as a portion of daily sales, making them flexible for businesses with fluctuating revenues. MCAs are popular among small businesses that need quick access to capital but may not qualify for conventional loans. However, they often come with higher fees and costs compared to traditional financing options. It's important for businesses to carefully review the terms before accepting a merchant cash advance.

What are some common challenges faced by professionals working in Merchant Cash Advances, and how can they be addressed?

Professionals in Merchant Cash Advances often face challenges such as evaluating the creditworthiness of clients with limited financial documentation, managing high client expectations for quick funding, and navigating regulatory changes. Successful team members develop strong analytical skills and maintain clear communication with clients to set realistic timelines and terms. Additionally, staying updated on industry regulations and fostering collaborative relationships with underwriting and legal teams can help address these challenges effectively.

What are the key skills and qualifications needed to thrive as a Merchant Cash Advance Specialist, and why are they important?

To thrive as a Merchant Cash Advance Specialist, you need a solid understanding of financial products, sales acumen, and experience in business lending or finance. Familiarity with CRM systems, underwriting software, and financial analysis tools is commonly required, along with any relevant financial certifications. Strong interpersonal skills, negotiation abilities, and persistence help build relationships with clients and close deals. These competencies ensure effective assessment of business needs, successful transaction processing, and long-term client satisfaction in a competitive financial services environment.
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Merchant Cash Advances jobs near you
Infographic showing various Merchant Cash Advances job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 96% Full Time, 2% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Investment Analyst- Specialty Finance - Full Time - Onsite - New York, NY

GDR Defense

New York, NY • On-site

$100K/yr

Full-time

Medical, Dental, Vision, Life

Posted 5 days ago

Job description

  1. Investment Professional – Specialty Finance

Location: New York, NY (Onsite)
Employment Type: Full-Time
Salary: $100,000 per year

Position Overview

Our client is seeking a talented Investment Professional to join its Specialty Finance Group. This role offers the opportunity to evaluate and execute debt and equity investment opportunities across consumer and commercial finance sectors. Working in small deal teams alongside senior management, the professional will have significant influence on investment decisions and portfolio performance, gaining exposure to alternative investments and the full investment lifecycle.

Key Responsibilities

Deal & Investment Process

  • Participate in all phases of the investment process, including:
    • Idea generation and origination
    • Evaluation and underwriting
    • Financial modeling and valuation
    • Negotiation, structuring, closing, and execution
    • Portfolio management and exit analysis

Analysis & Diligence

  • Conduct detailed fundamental analysis of private credit and private equity opportunities
  • Evaluate specialty finance companies across various industries, credit profiles, and asset types
  • Build and maintain complex financial models to support underwriting and valuation

Portfolio Management

  • Monitor and manage ongoing investments across consumer and commercial finance strategies
  • Track performance, cash flow models, risk metrics, and covenant compliance
  • Engage with management teams and financial sponsors

Deal Team Collaboration

  • Work in small, high-performance deal teams alongside senior leadership
  • Coordinate due diligence, legal negotiations, and cross-functional workstreams
  • Prepare investment memos, recommendations, and presentations for internal committees

Desired Skills & Experience

Sector Expertise (Strong Preference)

  • Consumer lenders: installment loans, BNPL, subprime/high APR
  • Small business lenders: merchant cash advances (MCAs), factoring, working capital providers

Professional Background

  • Prior experience in:
    • Private equity
    • Investment banking
    • Credit investing
    • Management consulting
    • Other highly analytical roles

Core Competencies

  • Strong financial modeling and analytical skills
  • Exceptional written and verbal communication
  • Ownership mentality with ability to manage multiple deal workstreams
  • Strong organizational skills and attention to detail
  • Ability to interact professionally with management teams, sponsors, and senior leaders

Compensation & Benefits

  • Bonus: Annual discretionary, performance-based
  • Benefits Include:
    • 100% employer-paid medical, dental, and vision insurance
    • 100% employer-paid life & AD&D insurance
    • FSA, HSA, and commuter pretax benefit accounts
    • Daily paid breakfast and lunch
    • Company-sponsored ski and sailing trips
    • Mentorship programs and team-building events