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Medical Stop Loss Underwriter Jobs (NOW HIRING)

Novacore

Underwriter, Stop Loss

Conshohocken, PA · On-site

$100 - $140/hr

## Medical Stop Loss UnderwriterApplylocations: Conshohocken-PAposted on: Posted 5 Days Agojob ... Medical Stop Loss UnderwriterThe Medical Stop-Loss Underwriter is a pivotal team member responsible ...

Novacore

Sr. Underwriter, Stop Loss

Conshohocken, PA · On-site

$96K - $114K/yr

Underwriter, Stop Loss The Sr. Medical Stop-Loss Underwriter is a pivotal team member responsible for managing and underwriting a self-created portfolio of medical stop-loss products. This role ...

Novacore

Sr. Underwriter, Stop Loss

Conshohocken, PA · On-site

$96K - $114K/yr

Underwriter, Stop Loss The Sr. Medical Stop-Loss Underwriter is a pivotal team member responsible for managing and underwriting a self-created portfolio of medical stop-loss products. This role ...

ProspectBlue

Underwriter

Minneapolis, MN · Hybrid

These roles are responsible for evaluating employer group medical stop loss submissions and supporting underwriting decisions for both new business and renewal opportunities. The ideal candidate will ...

Berkley

Stop Loss Underwriter

Trenton, NJ · Remote

$90K - $110K/yr

Establish the basics of medical underwriting by training with and learning from the Company ... Bachelors' degree * 3+ years of progressive Stop Loss Underwriting experience or equivalent ...

Acrisure

Stop Loss Underwriter

Las Vegas, NV · On-site +1

$60K - $85K/yr

The Stop Loss Underwriter is responsible for evaluating, pricing, and managing risk for employer ... Experience reviewing large claimant reports and medical diagnoses * Proficiency in underwriting ...

Berkley

Stop Loss Underwriter

Trenton, NJ · On-site

$90K - $110K/yr

Establish the basics of medical underwriting by training with and learning from the Company ... Bachelors' degree * 3+ years of progressive Stop Loss Underwriting experience or equivalent ...

Berkley

Stop Loss Underwriter

Trenton, NJ · Remote

$90K - $110K/yr

Establish the basics of medical underwriting by training with and learning from the Company ... Bachelors' degree * 3+ years of progressive Stop Loss Underwriting experience or equivalent ...

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How much do medical stop loss underwriter jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for medical stop loss underwriter in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

What is a medical stop loss underwriter?

A Medical Stop Loss Underwriter is a professional who evaluates and manages risk for insurance policies that protect self-funded employers from large medical claims. Their main responsibility is to assess the health risks of a group and determine appropriate premiums, terms, and coverage limits for stop loss insurance. They analyze claims data, review medical histories, and collaborate with brokers and clients to create tailored insurance solutions. This role is critical in helping employers control healthcare costs and manage financial risk associated with high-cost medical claims.

What are the key skills and qualifications needed to thrive as a medical stop loss underwriter?

To thrive as a Medical Stop Loss Underwriter, you need strong analytical skills, in-depth knowledge of healthcare insurance, and expertise in risk assessment, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, claims management systems, and industry certifications such as ARe (Associate in Reinsurance) are typically beneficial. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating complex cases and negotiating terms. These skills ensure accurate risk evaluation, profitable decision-making, and strong relationships with clients and brokers in a highly specialized insurance market.

What are some common challenges faced by medical stop loss underwriters, and how are these typically addressed?

Medical Stop Loss Underwriters often face the challenge of accurately assessing risk in a constantly changing healthcare landscape, including new treatments, evolving regulations, and fluctuating claims trends. To address these challenges, underwriters rely on robust data analytics, close collaboration with actuaries, and frequent communication with brokers and clients to stay current on claims activity and industry developments. Ongoing professional development and access to up-to-date medical and insurance data are key to maintaining accuracy and competitiveness in this role.

What is the difference between Medical Stop Loss Underwriter vs Medical Underwriter?

AspectMedical Stop Loss UnderwriterMedical Underwriter
CredentialsTypically requires actuarial or insurance certifications, healthcare knowledgeRequires medical licensing or healthcare credentials, insurance knowledge
Work EnvironmentInsurance companies, healthcare risk assessmentHospitals, insurance companies, healthcare organizations
Industry UsageFocuses on high-dollar health insurance policies for self-funded plansEvaluates individual health insurance applications and medical records

Medical Stop Loss Underwriters and Medical Underwriters both work within the healthcare and insurance industries, but their roles differ. Stop Loss Underwriters focus on assessing risk for high-dollar insurance policies, requiring actuarial skills and insurance certifications. Medical Underwriters evaluate individual health applications, often requiring medical credentials. Understanding these differences helps clarify career paths and employer expectations in healthcare insurance.

How much do medical stop loss underwriters make?

Medical stop loss underwriters typically earn a median annual salary between $70,000 and $120,000, depending on experience, location, and employer size. Senior underwriters or those with specialized skills can earn higher, often exceeding $150,000 annually. Compensation may also include bonuses and benefits related to the insurance industry environment.
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Medical Stop Loss Underwriter jobs near you
Infographic showing various Medical Stop Loss Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, and 6% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.

Stop Loss Underwriter

Strategic Staffing Solutions

Minneapolis, MN

$40 - $58/hr

Full-time

Posted 14 days ago

Job description

Job Description Medical Stop Loss Group Underwriter | Associate, Senior & Lead Location: Minneapolis, MN / Hybrid Preferred Employment Type: W-2 Contract Contract Duration: Through December 31, 2026 Opportunity: Multiple Openings Strategic Staffing Solutions (S3) is seeking experienced Medical Stop Loss Group Underwriters for multiple opportunities with a leading financial services and employee benefits organization. We are recruiting across Associate, Senior, and Lead Group Underwriter levels. Level will be determined based on Medical Stop Loss experience, complexity and size of groups underwritten, and individual underwriting authority.

This is an excellent opportunity for professionals with experience in Employer Stop Loss, Medical Stop Loss, self-funded health plans, Specific and Aggregate Stop Loss, group underwriting, or health reinsurance. Medical Stop Loss Underwriter Responsibilities Underwrite new and renewal Employer Medical Stop Loss business Evaluate Specific and Aggregate Stop Loss coverage Analyze group demographics, historical claims experience, large claimants, plan design, participation, and overall medical and financial risk Evaluate high-cost claimants and determine appropriate underwriting actions, including individual lasers, when applicable Develop pricing, rates, deductibles, contract terms, and underwriting recommendations Analyze account profitability while balancing competitive pricing with appropriate risk selection Review underwriting submissions and supporting claims and financial data Make independent underwriting decisions within established authority levels and escalate cases when appropriate Partner with brokers, sales, account management, actuarial, clinical, and other internal stakeholders Manage new business and renewal activity while meeting established turnaround expectations Qualifications Qualified candidates should have experience in one or more of the following areas: Medical Stop Loss underwriting Employer Stop Loss underwriting Specific and Aggregate Stop Loss Self-funded or ASO employer health plans Group health underwriting Health insurance or reinsurance underwriting Medical claims and large claimant analysis Stop Loss pricing and financial risk analysis New business and renewal underwriting Individual claimant or laser evaluation Experience level and underwriting authority will be considered when determining alignment with the Associate, Senior, or Lead Group Underwriter level. Candidates should be comfortable discussing the largest employer groups/lives they have personally underwritten, individual underwriting authority, case complexity, and experience with Specific and Aggregate Stop Loss coverage.

What We're Looking For We are especially interested in Medical Stop Loss professionals who can bring strong analytical judgment and practical knowledge of the self-funded employer health insurance market. Successful candidates will understand how claims experience, large claimants, medical risk, plan design, contract provisions, deductibles, pricing, and financial exposure come together in an Employer Stop Loss underwriting decision. Work Arrangement Hybrid in Minneapolis is preferred.

Candidates should be commutable to the Minneapolis location if converting to permanent employment. Strong Medical Stop Loss candidates who require a different work arrangement may still be considered based on experience and business needs. Why Apply.

Medical Stop Loss is a highly specialized area, and we are interested in speaking with professionals at multiple career levels. If your background includes Employer Stop Loss, Medical Stop Loss, self-funded health plans, Specific/Aggregate coverage, or Stop Loss reinsurance, we encourage you to apply. Apply today to be considered for one of several Medical Stop Loss Group Underwriter openings.

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