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Loan Officer Jobs in Decatur, GA (NOW HIRING)

Panorama Mortgage Group LLC

Loan Officer

Norcross, GA · On-site

The Outside Loan Officer's primary role is to source, qualify and originate mortgage loans for by working primarily outside the Company's offices to solicit and obtain business from referral sources ...

Panorama Mortgage Group LLC

Loan Officer

Norcross, GA · On-site

The Outside Loan Officer's primary role is to source, qualify and originate mortgage loans for by working primarily outside the Company's offices to solicit and obtain business from referral sources ...

Newrez LLC

Loan Officer

Atlanta, GA · On-site

Shelter Home Mortgage Your mortgage experience is only as good as your loan officer - and our loan officers are the best in the mortgage industry! Shelter was founded in 1984 and has been originating ...

Guild

Loan Officer

Atlanta, GA · On-site

Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily ...

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Loan Officer information

See Decatur, GA salary details

$22K

$68.7K

$123.5K

How much do loan officer jobs pay per year?

As of Aug 29, 2026, the average yearly pay for loan officer in Decatur, GA is $68,670.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,900.00 and $87,900.00 per year, depending on experience, location, and employer.

What is a loan officer?

As a loan officer, you help clients understand their loan options and find the best loan to fit their needs. You may be asked to research loan programs and help customers complete applications. Your responsibilities as a loan officer include clear and honest communication with clients regarding the terms and conditions of various loan programs and the accurate completion and submission of necessary documents.

What are the key skills and qualifications needed to thrive as a loan officer, and why are they important?

To thrive as a Loan Officer, you need a solid understanding of financial products, credit analysis, and lending regulations, usually supported by a bachelor’s degree in finance or a related field. Familiarity with loan origination software, credit scoring systems, and compliance tools is typically required. Strong interpersonal skills, attention to detail, and sales acumen help build client trust and drive successful loan approvals. These skills are crucial for accurately assessing borrower risk, ensuring regulatory compliance, and maintaining positive client relationships in a competitive lending environment.

What are some common challenges loan officers face when managing multiple clients and loan applications simultaneously?

Loan Officers often juggle several clients and loan applications at once, which can create challenges in time management and organization. Keeping track of different application statuses, ensuring all required documentation is collected, and meeting tight deadlines are frequent hurdles. Effective communication with clients, underwriters, and other team members is crucial to avoid delays and maintain accuracy throughout the loan process. Utilizing loan origination software and maintaining detailed records can help Loan Officers stay organized and provide timely updates to all parties involved.

How much do most loan officers make?

Most loan officers earn a median annual salary of around $63,000, with top earners making over $100,000. Compensation often includes commissions or bonuses based on loan volume, and experience, location, and employer size can significantly impact earnings.

Is a loan officer a good career?

A loan officer is a financial professional who evaluates and authorizes loan applications, often working in banks or lending institutions. The role typically requires strong communication skills, knowledge of financial regulations, and sometimes certification, with job prospects influenced by economic conditions and lending demand.

Is a loan officer an entry level job?

A loan officer can be an entry-level position, especially for those starting in the financial services industry, but many roles require some prior experience or knowledge of banking, finance, or sales. Entry-level loan officers often receive on-the-job training and may need relevant certifications or licenses depending on the region. Advancement typically involves gaining experience and developing skills in credit analysis and customer service.

Is being a loan officer a good career?

A loan officer is a financial professional who evaluates and authorizes loan applications, often working in banks or lending institutions. The role typically requires strong communication skills, knowledge of financial regulations, and proficiency with loan processing software. It can offer a stable career with opportunities for advancement, but income may vary based on commissions and experience.
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Loan Officer jobs near you
Infographic showing various Loan Officer job openings in Decatur, GA as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $68,670 per year, or $33 per hour.

Loan Officer

Panorama Mortgage Group LLC

Norcross, GA • On-site

Full-time

Re-posted 21 days ago

Job description

Description:

Position Overview:

The Outside Loan Officer’s primary role is to source, qualify and originate mortgage loans for by working primarily outside the Company’s offices to solicit and obtain business from referral sources such as realtors, builders, financial service providers and others as well as borrowers directly.

Key Responsibilities:

  • Comply with outside sales and reporting obligations, duties, requirements and guidelines.
  • Produce loans according to targets set by manager.
  • Uphold the integrity of the brand.
  • Must be familiar with originating loans.
  • Properly qualify consumers and assure that you are issuing pre-approvals according to guidelines.
  • Monitor loan pipeline through Lenders Office.
  • Monitor productivity via reporting tools.
  • Ensure compliance with all government and regulatory requirements.
  • Loan Officer shall determine his or her hours or work.
  • Loan Officers are not required to work any specific number of hours per week and when you do work it is at your discretion.
  • Take information from the prospective borrower and complete the loan application form.
  • Set yearly goals/attend meetings with manager.
  • Educate borrowers/communicate on a regular basis with borrowers, listing brokers and selling brokers.
  • Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford.
  • Educate the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available and demonstrating how closing costs and monthly payments could vary under each product.
  • Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any addition information.
  • Collect financial information (tax returns, bank statements) and other related documents that are part of the application process.
  • Order in file credit report, when required by the Company.
  • Determine whether the property is in a flood area, where required by the Company.
  • Attend the closing of the mortgage loan, if requested by the company.
  • Under no circumstances shall the Loan Officer be compensated greater than the amount negotiated in the Loan Officer Compensation Agreement.
  • Able to comply with the policies and procedures outlined in the Company handbook
  • Perform other duties as assigned.
Requirements:

Education/Experience:

  • Able to comply with the policies and procedures outlined in the Company Handbook
  • Must have a current license through NMLS and be in good standing
  • Knowledge of Freddie Mac (FHLMC), Fannie Mae (FNMA), FHA, and VA
  • Two (2) years prior mortgage or mortgage banking experience
  • Ability to deliver effective results and to meet deadlines
  • History of exceeding sales goals
  • Reliable transportation, valid driver’s license and current automotive insurance
  • Sound judgment and decision-making skills
  • Ability to work under pressure and meet deadlines with minimal supervision
  • Excellent phone and service skills
  • Develop and maintain relationships within the real estate community
  • Timely communication and response times according to department standards

Travel:

  • As needed travel internationally between United States and Mexico to meet business needs.

Language:

  • English preferred, Bi-Lingual (English/Spanish) desired.

Compensation:

  • PMG will offer a competitive compensation package commensurate with the background and experience of the applicant.

AAP/EEO Statement: Panorama Mortgage Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, physical or mental disability, protected veteran status, or any other characteristic protected by applicable federal, state.