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Usda Mortgage Officer Jobs in Decatur, GA (NOW HIRING)

FirstBank

Mortgage Closing Manager

Atlanta, GA · Remote

Interface professionally with title companies, clients, real estate agents, mortgage loan officers ... Understanding of lending industry trends and various mortgage products such as FHA, USDA ...

Beacon Talent

Mortgage Closing Specialist

Atlanta, GA · Remote

$95K - $105K/yr

Collaborate with internal stakeholders (loan officers, underwriting, processing) to resolve issues ... Jumbo * Government (FHA, VA, USDA) * Non-QM * Proven experience developing or improving:

American Pacific Mortgage

PROCESSOR

Peachtree Corners, GA · On-site

$50K - $60K/yr

Point of contact for Loan Officer and/or Borrower * Obtain and review needed documentation for ... USDA, DU/LP. * At least 5 years mortgage experience Additional Preferences: * Hybrid/Remote Pay ...

All JobsUsda Mortgage Officer JobsUsda Mortgage Officer Jobs in Decatur, GA

Usda Mortgage Officer information

See Decatur, GA salary details

$22.5K

$77.9K

$132.3K

How much do usda mortgage officer jobs pay per year?

As of Aug 10, 2026, the average yearly pay for usda mortgage officer in Decatur, GA is $77,936.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,800.00 and $97,600.00 per year, depending on experience, location, and employer.

What is a USDA Mortgage Officer?

USDA Mortgage Officers are professionals who help homebuyers secure USDA loans, which are mortgages backed by the U.S. Department of Agriculture. They guide applicants through the process of qualifying for and obtaining a USDA loan, which is designed to assist buyers in rural and some suburban areas. Their responsibilities include evaluating financial documents, explaining loan options, and ensuring compliance with USDA guidelines. By working with a USDA Mortgage Officer, buyers can better understand their eligibility and navigate the complexities of the loan process.

What is the difference between Usda Mortgage Officer vs FHA Mortgage Specialist?

AspectUsda Mortgage OfficerFHA Mortgage Specialist
CredentialsLoan originator license, USDA-specific trainingLoan originator license, FHA-specific training
Work EnvironmentPrimarily rural or agricultural areas, government-backed loansUrban/suburban areas, FHA loan programs
Employer & IndustryGovernment agencies, rural banks, credit unionsPrivate lenders, banks, mortgage companies
Search & Comparison IntentUnderstanding USDA loan options vs FHA loansComparing FHA loan requirements with USDA loans

Both roles involve guiding clients through mortgage applications, but USDA Mortgage Officers focus on rural, government-backed USDA loans, while FHA Mortgage Specialists handle FHA loans often used in urban areas. The key differences lie in the loan programs, target areas, and employer types.

What are the key skills and qualifications needed to thrive as a USDA Mortgage Officer?

To thrive as a USDA Mortgage Officer, you need a solid understanding of mortgage lending processes, federal loan guidelines, and strong analytical abilities, typically supported by experience in finance or banking. Familiarity with loan origination systems, underwriting software, and USDA-specific mortgage platforms is essential. Excellent customer service, attention to detail, and strong communication skills help build trust with clients and facilitate smooth transactions. These skills ensure compliance with regulations, accurate loan processing, and positive client experiences in a regulated lending environment.

What are some common challenges USDA Mortgage Officers face when helping clients secure a USDA loan?

USDA Mortgage Officers often encounter challenges such as educating clients about property and income eligibility requirements, as USDA loans have specific guidelines that can be confusing for first-time buyers. Additionally, navigating the documentation process and ensuring timely communication with underwriters and rural development offices can be complex due to the stringent verification steps involved. Officers also frequently work closely with real estate agents and clients to address concerns about closing timelines, as USDA loans can sometimes take longer to process than conventional loans.
What are popular job titles related to Usda Mortgage Officer jobs in Decatur, GA? For Usda Mortgage Officer jobs in Decatur, GA, the most frequently searched job titles are:
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What cities near Decatur, GA are hiring for Usda Mortgage Officer jobs? Cities near Decatur, GA with the most Usda Mortgage Officer job openings:
Usda Mortgage Officer jobs near you

Mortgage Loan Officer - GA Licensed

MODERN HOME MORTGAGE LLC

Roswell, GA • On-site

Full-time

Re-posted 6 days ago

Job description

Job Summary

We are seeking an experienced Mortgage Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations. Come see how Modern Home Mortgage can help increase your production.
Qualifications

  • At least 1-3 years of experience as a Loan Officer and licensed in the State of Georgia.
  • Bachelor’s degree in finance, economics, or a related field preferred, but not required.
  • Familiarity with Microsoft Excel, databases, and loan processing and banking software.
  • Knowledge of lending products and practices in the State of Georgia.
  • Strong customer service and communication skills.
  • Ability to perform in a goal-oriented environment.
  • Spanish speaking is preferred, but not required.
Responsibilities 

  • Interview applicants to gather financial information.
  • Evaluate creditworthiness.
  • Process loan applications.
  • Set up debt payment plans.
  • Report on financing decisions
  • Complete loan contracts.
  • Assist clients in understanding the terms and conditions of their contracts.
  • Maintain up-to-date knowledge of current financial services and types of loans.
  • Keep detailed records for all accounts.
 Benefits/Perks

  • Careers Advancement Opportunities 
  • Flexible Scheduling.
  • We offer competitive compensation up to 150 BPS and no caps on broker commission.
  • A Loan Officer Assistant can be provided.
  • Loan processing is completed in-house.
  • We offer a variety of Loan Programs- FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, P&L – and lender to make sure you have a variety options to meet your clients’ needs.