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Life Insurance Telesales Jobs in Indiana (NOW HIRING)

Associate Director-Sales

Evansville, IN · On-site

$69K - $104K/yr

To lead, direct, and optimize a team of telesales representatives in a consumer call center ... Disability Benefits (short term and long term) * Life and Accidental Death Insurance * Supplemental ...

Life Insurance Telesales information

See Indiana salary details

$10.5K

$43.6K

$55.2K

How much do life insurance telesales jobs pay per year?

As of Jul 27, 2026, the average yearly pay for life insurance telesales in Indiana is $43,613.00, according to ZipRecruiter salary data. Most workers in this role earn between $28,500.00 and $51,900.00 per year, depending on experience, location, and employer.

What do life insurance sales agents do?

Life insurance sales agents sell life insurance policies to individuals and businesses by explaining policy options, assessing clients' needs, and providing quotes. They often work on commission, build client relationships, and may use sales tools like CRM software to track leads and sales activities.

How do life insurance sales agents get paid?

Life insurance telesales agents typically earn commissions based on the policies they sell, which can be a percentage of the premium or a flat fee. Some agents also receive bonuses or incentives for meeting sales targets, and others may have a base salary plus commissions depending on the employer's compensation structure.

What is a Life Insurance Telesales job?

A Life Insurance Telesales job involves selling life insurance policies over the phone. Agents contact potential customers, explain policy options, answer questions, and guide them through the purchasing process. This role requires strong communication skills, knowledge of insurance products, and the ability to handle objections. Sales targets and commissions are often part of the job, making performance an important factor.

How much can I sell a $100,000 life insurance policy for?

As a life insurance telesales agent, you typically sell policies at face value, meaning a $100,000 policy is sold for its full amount. The commission you earn depends on the company's payout structure, often ranging from 20% to 100% of the first year's premium, but the policy's face value remains constant regardless of sale price. Your focus should be on understanding policy features and client needs rather than reselling policies at different prices.

What are the key skills and qualifications needed to thrive in the Life Insurance Telesales position, and why are they important?

To thrive as a Life Insurance Telesales professional, you need strong sales acumen, excellent verbal communication abilities, and a good understanding of life insurance products, often requiring a state insurance license. Familiarity with Customer Relationship Management (CRM) software and phone dialing systems is typically necessary, as well as knowledge of compliance procedures. Active listening, resilience, and persuasive interpersonal skills help set top performers apart in this field. These competencies are crucial for building rapport with clients, overcoming objections, and consistently meeting sales targets in a competitive environment.

What are the typical challenges faced in a Life Insurance Telesales role, and how can I overcome them?

One of the main challenges in Life Insurance Telesales is handling frequent rejections and overcoming customer objections during cold calls. This role often requires persistence, adaptability, and the ability to quickly build trust and explain complex insurance products in an understandable way. Success often hinges on maintaining a positive attitude, actively listening to prospects, and continuously refining your sales approach based on feedback and training. Many organizations offer coaching and ongoing support to help telesales agents develop, making it possible to grow your skills and progress into more senior sales or management roles.

Why do so many life insurance agents quit?

Life insurance telesales agents often quit due to high rejection rates, inconsistent income, and the pressure to meet sales targets. The job requires strong communication skills, resilience, and self-motivation, which can be challenging over time, leading to high turnover in the industry.
What job categories do people searching Life Insurance Telesales jobs in Indiana look for? The top searched job categories for Life Insurance Telesales jobs in Indiana are:
Infographic showing various Life Insurance Telesales job openings in Indiana as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 22% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $43,613 per year, or $21 per hour.
Virtual Phone Sales Representative

Virtual Phone Sales Representative

InsuraTec

Indianapolis, IN • Remote

Full-time

Posted 13 days ago


Job description

Virtual Phone Sales Representative

Location: Remote – U.S. Based Only
Job Type: Full-Time | Flexible Schedule


Ready to close more deals from home with a proven sales system?

We’re hiring motivated Virtual Phone Sales Representatives who want to plug into a high-converting, fully scripted sales process—with zero cold calling and 100% remote flexibility.

At InsuraTec, we equip you with warm inbound leads, step-by-step scripts, and a system that converts 1 out of every 3 sat appointments into a sale. No guesswork. No chasing leads. Just consistent sales and unlimited earning potential.


What You’ll Do:
  • Conduct scheduled phone appointments with inbound life insurance leads

  • Follow our 100% scripted presentation from intro to close

  • Educate clients on financial protection products (life, mortgage protection, final expense, etc.)

  • Submit applications electronically and maintain client records in CRM

  • Attend weekly training calls and team development sessions


Why Join InsuraTec?
  • Proven System: Scripted process with a 33% conversion rate

  • No Cold Calls: Inbound, pre-qualified leads

  • Remote Freedom: Work from anywhere with Wi-Fi

  • High Commissions: Uncapped earning potential + monthly bonuses

  • Support & Mentorship: Ongoing coaching and team culture

  • Top Carriers: Access to A-rated insurance providers


What You Need:
  • Active life insurance license (required)

  • Phone sales or telesales experience preferred

  • Confidence using scripts and handling objections

  • Coachable mindset and strong follow-up habits

  • Comfortable working independently in a remote setting


Compensation:
  • Commission-only role with top earners making $75,000–$120,000+ annually

  • Monthly bonus programs and incentive trips

  • Promotions based on performance, not seniority


Keywords: Virtual Sales, Remote Phone Sales, Licensed Insurance Agent, Remote Closer, Inbound Sales, Work From Home Jobs, Telesales Agent, Final Expense, Life Insurance Sales, High-Ticket Closing, Commission Sales, Insurance Telesales, Appointment Closer


Apply Now
If you're ready to close more deals with less stress—and finally earn what you’re worth—apply today to become a Virtual Phone Sales Representative at InsuraTec.

#ZR

Company Description

InsuraTec is a relentless group of innovative business professionals with a desire to see others thrive. We have an innovative approach to insurance and a drive to inspire & celebrate change in ourselves & others. Designed as a technology company, we stand out from the crowd with innovative tools, resources, and proprietary automation technology to create a seamless working environment for our customers and teammates.
We approach our days with honesty, integrity, and respect. We are a systems-driven company that prefers to share growth and opportunities with everyone. The success of InsuraTec is based directly on the success of its agents. With a supportive attitude, our leadership team educates and trains each diverse agent individually.
We are family focused, with a dream to make InsuraTec feel like a thriving home for our agents, managers, and support staff. InsuraTec was created as a space for independent agents and builders to have a home where they could not just succeed, but thrive.
You will know that our team is 100% dedicated to our customers as well as our field force all across the USA. We have a belief that if we take good care of our agents, they will take good care of their clients. Every day, we put our best foot forward with a dedication to innovation, integrity, and ownership.