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Life Insurance Sales Jobs in Rio Rancho, NM (NOW HIRING)

Insurance Aides

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Insurance Sales Professional-Hybrid

Albuquerque, NM · On-site

$24K - $100K/yr

As part of our licensing training program, you are required to obtain a health and life license for New Mexico, and pass background check. As an Insurance Sales Professional, you'll work within ...

Urgent

Insurance Aides

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Insurance Sales Professional-Hybrid

Albuquerque, NM · On-site

$24K - $100K/yr

As part of our licensing training program, you are required to obtain a health and life license for New Mexico, and pass background check. As an Insurance Sales Professional, you'll work within ...

Urgent

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Showing results 1-20

All JobsLife Insurance Sales JobsLife Insurance Sales Jobs in Rio Rancho, NM

Life Insurance Sales information

See Rio Rancho, NM salary details

$27.7K

$86.6K

$132.2K

How much do life insurance sales jobs pay per year?

As of Jul 14, 2026, the average yearly pay for life insurance sales in Rio Rancho, NM is $86,645.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,400.00 and $109,100.00 per year, depending on experience, location, and employer.

How much can you sell a $100,000 life insurance policy for?

As a life insurance sales professional, the commission on a $100,000 policy typically ranges from 20% to 100% of the first year's premium, depending on the insurer and policy type. The actual sale price is set by the insurer, but agents earn commissions based on the premium paid by the client, not a separate selling price.

What are Life Insurance Sales?

Life Insurance Sales involves helping individuals and families find and purchase life insurance policies that meet their financial and coverage needs. Professionals in this field educate clients about different types of life insurance, such as term life or whole life, and assist them in selecting the best options. They also handle paperwork, answer questions about policy details, and may provide ongoing customer service. Life Insurance Sales agents often work for insurance companies or as independent brokers, and typically earn commissions based on the policies they sell.

What are the key skills and qualifications needed to thrive as a Life Insurance Sales Agent, and why are they important?

To excel in Life Insurance Sales, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with CRM software, digital quoting tools, and e-signature platforms is important for managing leads and processing applications efficiently. Exceptional interpersonal skills, active listening, and resilience help agents build trust and maintain long-term client relationships. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and delivering tailored solutions to clients' financial needs.

Is Life Insurance Sales a Good Career?

A career in life insurance sales can be challenging and rewarding. You are responsible for customer acquisition, and your income is commission-based. The job affords immense room for growth, as the market is large and commissions are high. Additionally, life insurance sales agents get the opportunity to act as financial investment advisors to individuals who find it difficult to navigate life insurance policy documents on their own.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. The job often involves commission-based income, requiring strong interpersonal skills and resilience, which can lead to burnout and turnover.

Is selling life insurance a good career?

Life insurance sales is a sales-oriented career that involves building client relationships, understanding insurance products, and meeting sales targets. Success often depends on communication skills, industry knowledge, and the ability to generate leads, with many agents working on commission and requiring licensing. It can offer flexible schedules and earning potential but also involves competition and ongoing client management.

How much does a life insurance agent make per sale?

A life insurance agent typically earns a commission that ranges from 20% to 40% of the policy's premium, with the exact amount depending on the insurer and policy type. Commissions are often higher for initial sales and may decrease for renewals or follow-up policies. Successful agents also develop skills in client consultation and sales techniques to increase their earnings per sale.

What is the difference between Life Insurance Sales vs Insurance Agent?

AspectLife Insurance SalesInsurance Agent
CertificationsTypically requires state licensing and life insurance certificationRequires state licensing for various insurance types, including life, health, and property
Work EnvironmentPrimarily office-based or client meetings, often commission-basedCan include agency offices, client meetings, and fieldwork
Industry UsageSpecialized in selling life insurance policiesBroader role covering multiple insurance products
Search & Comparison IntentFocused on life insurance sales techniques and certificationsBroader insurance sales roles, including multiple product types

Life Insurance Sales professionals focus specifically on selling life insurance policies and require specialized certifications. Insurance Agents may sell various insurance products, including life, health, and property, and often hold multiple licenses. While both roles involve client consultations and commission-based income, Life Insurance Sales roles are more specialized, whereas Insurance Agents have a broader scope in the insurance industry.

What are some common challenges faced by life insurance sales professionals, and how can they be overcome?

One of the most common challenges in life insurance sales is building trust with potential clients, as discussing financial planning and mortality can be sensitive topics. Overcoming this requires strong interpersonal skills, active listening, and a consultative approach to understand each client's unique needs. Additionally, meeting sales targets in a competitive market can be demanding, so successful agents focus on continuous learning, networking, and leveraging technology to manage leads effectively. Collaborating with experienced team members and seeking mentorship can also provide valuable support and guidance.
More about Life Insurance Sales jobs
What are the most commonly searched types of Life Insurance Sales jobs in Rio Rancho, NM? The most popular types of Life Insurance Sales jobs in Rio Rancho, NM are:
What are popular job titles related to Life Insurance Sales jobs in Rio Rancho, NM? For Life Insurance Sales jobs in Rio Rancho, NM, the most frequently searched job titles are:
What job categories do people searching Life Insurance Sales jobs in Rio Rancho, NM look for? The top searched job categories for Life Insurance Sales jobs in Rio Rancho, NM are:
Life Insurance Sales jobs near you
Infographic showing various Life Insurance Sales job openings in Rio Rancho, NM as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $86,645 per year, or $41.7 per hour.
Life Sales Agent

Life Sales Agent

American Automobile Association (AAA)

Rio Rancho, NM

$86K - $105K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 11 days ago

AAA The Auto Club Group rating

7.4

Company rating: 7.4 out of 10

Based on 281 frontline employees who took The Breakroom Quiz

210th of 281 rated insurance

Job description

Life Sales Agent

If you are a career-minded, service-driven individual looking to join a fast-paced organization that is nationally known, then you have arrived. With our strong AAA products, legendary service and company resources to help your success, you'll enjoy the benefits of selling our great products while growing financially and professionally.

What We Can Offer You:

  • 100K+ Earning Potential

  • Uncapped Commissions

  • Paid Vacation

  • All Warm Leads Provided

  • No Overhead Cost Expenses

  • Paid Training and Licensing

  • Top Agent Performance Incentives Programs

  • Stability of a 120-year-old organization that thrives on Member Satisfaction and Legendary Service.

Responsibilities include:

  • Making daily warm sales calls from our large membership database

  • Engaging with members walking into the branches to discuss AAA Life Insurance products

  • Identifying the financial needs of our members and translating the importance and benefits of Life insurance products

  • Provide excellent customer service and maintain retention

Qualifications:

  • Be an effective communicator both written and verbal

  • Have computer experience and good organizational skills

  • Self-motivated and fully committed to building a profitable business

  • Sales experience highly preferred

  • High School Diploma required, College Degree a plus

  • Ability to qualify for a Life Insurance License

  • Possess a competitive sales drive to meet and exceed monthly goals

  • Prior insurance industry experience is not required, but a plus.

  • Successful completion of background, credit check, and drug screen

#LI-JD3

Our Sales Agents start at an hourly rate of $28.85. After completion of the training program, our full-time Sales Agents successfully meeting sales goals earn on average between $86,200 - $105,300 annually. Commissioned opportunities are uncapped when exceeding sales goals.

Remarkable benefits:

Health coverage for medical, dental, vision

401(K) saving plans with company match AND Pension

Tuition assistance

Floating holidays and PTO for community volunteer programs

Paid parental leave

Wellness programs

Employee discounts (membership, insurance,

travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity - we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value."

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify

What AAA The Auto Club Group employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

American Automobile Association logo

About American Automobile Association

Sourced by ZipRecruiter

The American Automobile Association (AAA), headquartered in Heathrow, Florida, USA, is a reputable force in the automotive and insurance industry. Originating in 1902, it began as a coalition of motor clubs with the common goal of providing better roads and travel conditions for motorists. Today, AAA is a comprehensive, multifaceted organization that offers a range of services, including roadside assistance, auto repair services, travel agency services, and diverse insurance products - Auto, Home, Life and more. A significant principle for AAA is to continuously deliver value to their 61 million members through safety, security and peace of mind. The company's mission and core values focus on championing its members' rights and interests, advocating innovation, integrity, teamwork and respect.

Industry

Non-profits

Company size

10,000+ Employees

Headquarters location

Heathrow, FL, US

Year founded

1902

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