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Life Insurance Medical Examiner Jobs (NOW HIRING)

Talon & Family Inc

Mobile Examiner

San Diego, CA · On-site

$17.75/hr

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

Modern Life

Life Insurance Brokerage Manager

$150K - $200K/yr

Employer-Sponsored medical, dental, and vision insurance for employees and dependents * STD and life insurance ($100,000) included * 401K and supplemental insurance available * The opportunity to ...

Modern Life

Life Insurance Brokerage Manager

OR · Remote

$65K - $100K/yr

Employer-Sponsored medical, dental, and vision insurance for employees and dependents * STD and life insurance ($100,000) included * 401K and supplemental insurance available * The opportunity to ...

Modern Life

Life Insurance Brokerage Manager

$150K - $200K/yr

Employer-Sponsored medical, dental, and vision insurance for employees and dependents * STD and life insurance ($100,000) included * 401K and supplemental insurance available * The opportunity to ...

HSS Careers

Remote Life Insurance Agent

Mckinney, TX · Remote

$69K - $150K/yr

Life insurance license or willingness to obtain one * Basic computer proficiency and comfort ... Comprehensive medical, dental, and prescription benefits * Unionized position with stock options

HSS Careers

Remote Life Insurance Agent

Killeen, TX · Remote

$69K - $150K/yr

Life insurance license or willingness to obtain one * Basic computer proficiency and comfort ... Comprehensive medical, dental, and prescription benefits * Unionized position with stock options

HSS Careers

Remote Life Insurance Agent

Kissimmee, FL · Remote

$69K - $150K/yr

Life insurance license or willingness to obtain one * Basic computer proficiency and comfort ... Comprehensive medical, dental, and prescription benefits * Unionized position with stock options

HSS Careers

Remote Life Insurance Agent

Gainesville, FL · Remote

$69K - $150K/yr

Life insurance license or willingness to obtain one * Basic computer proficiency and comfort ... Comprehensive medical, dental, and prescription benefits * Unionized position with stock options

HSS Careers

Remote Life Insurance Agent

Mesquite, TX · Remote

$69K - $150K/yr

Life insurance license or willingness to obtain one * Basic computer proficiency and comfort ... Comprehensive medical, dental, and prescription benefits * Unionized position with stock options

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Life Insurance Medical Examiner information

See salary details

$36.5K

$164.7K

$337K

How much do life insurance medical examiner jobs pay per year?

As of Aug 23, 2026, the average yearly pay for life insurance medical examiner in the United States is $164,731.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,000.00 and $268,500.00 per year, depending on experience, location, and employer.

What is a life insurance medical examiner?

Life Insurance Medical Examiners are healthcare professionals, often nurses or paramedics, who conduct medical exams on individuals applying for life insurance. Their role includes collecting medical histories, taking vital signs, drawing blood, and obtaining urine samples to assess the applicant's overall health. The information gathered is used by insurance companies to evaluate risk and determine policy eligibility and premiums. Examiners typically visit clients at their homes or workplaces to perform these examinations. Their work ensures that insurers have accurate health data to make informed coverage decisions.

What are the key skills and qualifications needed to thrive as a life insurance medical examiner?

A Life Insurance Medical Examiner needs a background in nursing, phlebotomy, or a related healthcare field, along with relevant certifications or licenses (such as RN, LPN, or certified phlebotomist). Familiarity with electronic medical record (EMR) systems, laboratory equipment, and specimen handling protocols is typically required. Strong interpersonal skills, attention to detail, and professionalism are crucial for building rapport with clients and ensuring accurate data collection. These skills and qualities are essential for maintaining the integrity of medical examinations, supporting underwriting decisions, and upholding client trust in the insurance process.

What are some common challenges faced by life insurance medical examiners during client examinations?

Life Insurance Medical Examiners often encounter challenges such as managing tight appointment schedules, ensuring accurate and thorough documentation, and making clients feel comfortable during the examination process. They must also adhere to strict confidentiality and compliance standards while collecting samples like blood and urine, sometimes in unfamiliar or non-clinical environments. Additionally, clear communication with both clients and insurance companies is essential to avoid errors and ensure timely processing of applications.

What is the difference between Life Insurance Medical Examiner vs Underwriter?

AspectLife Insurance Medical ExaminerUnderwriter
Required CredentialsMedical degree or relevant healthcare certificationBackground in finance, insurance, or risk assessment; often requires licensing or certification
Work EnvironmentMedical clinics, mobile units, or insurance officesOffice setting, analyzing applications and data
Industry UsageConducts medical exams for insurance applicantsEvaluates risk and determines policy eligibility and premiums
Common Search IntentUnderstanding medical exam roles in insuranceComparing risk assessment and policy underwriting

The main difference is that a Life Insurance Medical Examiner performs medical examinations to assess applicants' health, while an Underwriter evaluates the collected data to determine policy terms and premiums. Both roles are essential in the insurance industry but focus on different stages of the underwriting process.

More about Life Insurance Medical Examiner jobs

What cities are hiring for Life Insurance Medical Examiner jobs?

Cities with the most Life Insurance Medical Examiner job openings:

What states have the most Life Insurance Medical Examiner jobs?

States with the most job openings for Life Insurance Medical Examiner jobs include:

What job categories do people searching Life Insurance Medical Examiner jobs look for?

The top searched job categories for Life Insurance Medical Examiner jobs are:

Life Insurance Medical Examiner jobs near you
Infographic showing various Life Insurance Medical Examiner job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 15% Part Time, and 7% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $164,731 per year, or $79.2 per hour.

Life Insurance Agent

AAA Northern California, Nevada & Utah

Goodyear, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago

Job description

Why Work For Us?
  • Great Pay - opportunity to participate in AAA discretionary annual incentive plan or other incentive plans depending upon position
  • 401k Matching - $1 for $1 company match up to 6% of eligible earnings per pay period
  • Benefits - Medical, Dental, Vision, wellness program and more!
  • Paid Holidays
  • Paid Time Off - Team Members accrue paid time off monthly. Depending on position, an additional 24 hours per year are earmarked for volunteer activities.
  • Collaborative Environment - AAA will value your contribution to providing exceptional service to our members
  • Free AAA Classic Membership
  • AAA Product Discounts
  • Tuition Reimbursement Program

At AAA, our Team Members strive to deliver amazing service and help our Members outsmart life's roadblocks. We believe everything you do outside of work adds to who you are at work. We're working to transform AAA for the next century with a mission to create Members for life by unleashing the innovative spirit of our Team Members.
Essential Functions
  • Maximizes life insurance market penetration with current members and property/casualty insureds and stays vigilant for new sales opportunities. Maintains high quality production and persistency standards to assure profitable growth. Identifies and develops sales opportunities within the community. Follows company approved sales process in the completion of required financial, activity and sales reporting.
  • Provides life sales support and training on lead development and identification for the frontline employees, Insurance Sales Agents (P/C) and other staff who come in contact with members/ insureds. Establishes and maintains strong working relationships with front line employees, Sales Agents and the branch management team. Notifies Agents in a timely manner of result with referred lead. Provides leads from life insureds and other calls to Sales Agents for other products/services, i.e., membership, auto/homeowners and travel insurance.
  • Stays well-informed of changes and developments in policy and/or external practices. Attends meetings to obtain information, provide input, keep lines of communication open, stay updated and offer sales ideas when appropriate. Keeps current in industry; maintains continuing education for licensure.
  • Develops annual business plan with input and involvement from the Life Sales Manager to meet goals and determine responsibilities, including new business life sales, quality standards, as well as building outstanding customer relationships. Reviews plan objectives and reassesses strategies to align performance relative to annual sales goals.
  • Ensures compliance with NCNU and AAA Life and regulations, as well as external regulations

Knowledge/Skills/Abilities
  • Strong interpersonal, presentation and communication skills needed to interact with staff, members and insureds effectively
  • Ability to cultivate relationships with peers and staff; educates staff to make referrals to Life Insurance
  • Agents
  • Computer skills in basic software applications, and navigating business applications specific to life insurance
  • Demonstrated skills in selling life insurance and annuities; Skills to develop, track and effectively follow up on leads (preferred)
  • Strong knowledge in sales techniques, life product line illustrations, features and benefits (preferred)
  • Demonstrated skills in prospecting and lead generation abilities (preferred)
  • Bilingual communication skills (preferred)

Education & Experience/Licenses & Certification
  • High School Diploma or GED
  • Valid Automobile Operator's License
  • Active State Resident Life Insurance License
  • Bachelor's degree in related area or an equivalent combination of education and experience
  • (preferred)
  • 1+ years experience in Life Insurance and/or Annuity Sales (preferred)
  • CLU, ChFC and/or LUTCF Designations (preferred)

Work Environment/Physical Requirements
Works in an office environment sitting at a desk, table or computer workstation for extended periods of time. May travel by car, plane or other form of transportation to attend business meetings or conferences. Approximately 50-80 percent of the time spent on the job involves the use of a personal computer.
#LIFE
AAA Northern California, Nevada & Utah logo

About AAA Northern California, Nevada & Utah

Sourced by ZipRecruiter

AAA (the American Automobile Association, Inc.) is a federation of affiliated automobile clubs. Each AAA club is an independent, not-for-profit organization, chartered and incorporated in its own state and controlled by its own Board of Directors. In order to be affiliated with AAA, each club agrees to provide certain standard services to its own members, as well as members of other AAA clubs. The individual club owns the territory in which it resides, and membership is based on residence. Exact dues and services will vary slightly between clubs.

Industry

Insurance carriers

Company size

1,001 - 5,000 Employees

Headquarters location

Walnut Creek, CA, US

Year founded

1900

Social media

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