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Life Insurance Medical Examiner Jobs (NOW HIRING)

Whatcom County, WA

Medical Examiner

Bellingham, WA · On-site

$29K/mo

Medical Examiner's Office Opening Date: 01/16/2026 Summary Whatcom County seeks an experienced and ... Voluntary Term Life Insurance and Personal Accident Insurance * Flexible Spending Account (FSA ...

Maricopa County, AZ

Medical Examiner

Phoenix, AZ · On-site

$240K - $306K/yr

Job Type Unclassified Department Medical Examiner About the Position Medical Examiners in Maricopa ... Exceptional work-life balance, with hybrid and alternative work schedule options * Opportunities ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of ... All duties require identification of medical terminology, identification of prescription ...

New York Life

Life Insurance Agent

Raleigh, NC

$69K - $130K/yr

Benefits include medical, dental, vision, life, and disability insurance, as well as a 401(k) and pension.² New York Life has been helping generations of Americans attaining their financial goals ...

Government of the Virgin Islands

$12.50/hr

... insurers and other entities having information pertinent to the professional performance of ... Minimum Qualifications The Board of Medical Examiners Four physicians licensed to practice in the ...

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Life Insurance Medical Examiner information

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$36.5K

$164.7K

$337K

How much do life insurance medical examiner jobs pay per year?

As of Jul 30, 2026, the average yearly pay for life insurance medical examiner in the United States is $164,731.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,000.00 and $268,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Life Insurance Medical Examiners during client examinations?

Life Insurance Medical Examiners often encounter challenges such as managing tight appointment schedules, ensuring accurate and thorough documentation, and making clients feel comfortable during the examination process. They must also adhere to strict confidentiality and compliance standards while collecting samples like blood and urine, sometimes in unfamiliar or non-clinical environments. Additionally, clear communication with both clients and insurance companies is essential to avoid errors and ensure timely processing of applications.

What is the difference between Life Insurance Medical Examiner vs Underwriter?

AspectLife Insurance Medical ExaminerUnderwriter
Required CredentialsMedical degree or relevant healthcare certificationBackground in finance, insurance, or risk assessment; often requires licensing or certification
Work EnvironmentMedical clinics, mobile units, or insurance officesOffice setting, analyzing applications and data
Industry UsageConducts medical exams for insurance applicantsEvaluates risk and determines policy eligibility and premiums
Common Search IntentUnderstanding medical exam roles in insuranceComparing risk assessment and policy underwriting

The main difference is that a Life Insurance Medical Examiner performs medical examinations to assess applicants' health, while an Underwriter evaluates the collected data to determine policy terms and premiums. Both roles are essential in the insurance industry but focus on different stages of the underwriting process.

What are the key skills and qualifications needed to thrive as a Life Insurance Medical Examiner, and why are they important?

A Life Insurance Medical Examiner needs a background in nursing, phlebotomy, or a related healthcare field, along with relevant certifications or licenses (such as RN, LPN, or certified phlebotomist). Familiarity with electronic medical record (EMR) systems, laboratory equipment, and specimen handling protocols is typically required. Strong interpersonal skills, attention to detail, and professionalism are crucial for building rapport with clients and ensuring accurate data collection. These skills and qualities are essential for maintaining the integrity of medical examinations, supporting underwriting decisions, and upholding client trust in the insurance process.

What are Life Insurance Medical Examiners?

Life Insurance Medical Examiners are healthcare professionals, often nurses or paramedics, who conduct medical exams on individuals applying for life insurance. Their role includes collecting medical histories, taking vital signs, drawing blood, and obtaining urine samples to assess the applicant's overall health. The information gathered is used by insurance companies to evaluate risk and determine policy eligibility and premiums. Examiners typically visit clients at their homes or workplaces to perform these examinations. Their work ensures that insurers have accurate health data to make informed coverage decisions.
More about Life Insurance Medical Examiner jobs
What cities are hiring for Life Insurance Medical Examiner jobs? Cities with the most Life Insurance Medical Examiner job openings:
What states have the most Life Insurance Medical Examiner jobs? States with the most job openings for Life Insurance Medical Examiner jobs include:
What job categories do people searching Life Insurance Medical Examiner jobs look for? The top searched job categories for Life Insurance Medical Examiner jobs are:
Life Insurance Medical Examiner jobs near you
Infographic showing various Life Insurance Medical Examiner job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 83% Full Time, 12% Part Time, 1% Temporary, 1% Contract, and 2% Summer. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $164,731 per year, or $79.2 per hour.

Mobile Phlebotomist/Insurance Medical Examiner

APPS Paramedical Services

Cocoa, FL • Remote

$100 - $500/wk

Part-time

Posted 10 days ago

Job description

APPS Paramedical is looking for part-time contractors in BREVARD County to conduct in-home life insurance medical screening exams. APPS is a 50 year old company in this industry with Brevard County being run by the Orlando Regional Office.  Flexible schedule, competitive fees.
Requirements:
  • Bilingual English/Spanish is preferred but not necessary in most areas.
  • Examiners must be verifiably trained in phlebotomy.
  • Computer literate.
  • Have all the necessary tools for the job (BP cuff, stethoscope, home computer with printer, smartphone, and tablet.

Responsibilities:
  • Gathering mandatory information from patients and verifying their identities.
  • Disinfecting extraction sites using alcohol swabs.
  • Accurately labeling blood samples.