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Life Insurance Medical Examiner Jobs (NOW HIRING)

Whatcom County

Medical Examiner

Bellingham, WA · Hybrid

$29K/mo

The Medical Examiner will lead a team of Investigators, Autopsy Technicians, an Operations Manager ... of life for Whatcom County residents. Supplemental Information Please upload cover letter and ...

Talon & Family Inc

Mobile Medical Examiner

San Diego, CA · On-site +1

$16.85 - $35/hr

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

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New York Life Insurance

Be Seen First

Life Insurance Agent

Melville, NY · On-site

$60K - $100K/yr

Full-time agents and their dependents are immediately eligible for medical, dental, vision, long-term disability, and group term life insurance. Our blended training and development program is ...

Talon & Family Inc

Mobile Examiner

San Diego, CA · On-site

$17.75/hr

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

Apply Early

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of ... All duties require identification of medical terminology, identification of prescription ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of ... All duties require identification of medical terminology, identification of prescription ...

New York Life

Life Insurance Agent

Wilmington, NC · On-site

$69K - $130K/yr

Benefits include medical, dental, vision, life, and disability insurance, as well as a 401(k) and pension.² New York Life has been helping generations of Americans attaining their financial goals ...

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Primerica, Inc.

Life Claims Examiner

Duluth, GA · On-site

$45K - $55K/yr

About this Position The Life Insurance Examiner adjudicates individual life claims. The Examiner ... claim proofs, medical records, and criminal records • Determines benefit eligibility and ...

Primerica

Life Claims Examiner

Duluth, GA · On-site

$45K - $55K/yr

About this Position The Life Insurance Examiner adjudicates individual life claims. The Examiner ... Minimum 4 years' experience adjudicating Life, Health, Medical or Disability Claims Adjudicating ...

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All JobsLife Insurance Medical Examiner Jobs

Life Insurance Medical Examiner information

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$36.5K

$164.7K

$337K

How much do life insurance medical examiner jobs pay per year?

As of Jul 2, 2026, the average yearly pay for life insurance medical examiner in the United States is $164,731.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,000.00 and $268,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Life Insurance Medical Examiners during client examinations?

Life Insurance Medical Examiners often encounter challenges such as managing tight appointment schedules, ensuring accurate and thorough documentation, and making clients feel comfortable during the examination process. They must also adhere to strict confidentiality and compliance standards while collecting samples like blood and urine, sometimes in unfamiliar or non-clinical environments. Additionally, clear communication with both clients and insurance companies is essential to avoid errors and ensure timely processing of applications.

What is the difference between Life Insurance Medical Examiner vs Underwriter?

AspectLife Insurance Medical ExaminerUnderwriter
Required CredentialsMedical degree or relevant healthcare certificationBackground in finance, insurance, or risk assessment; often requires licensing or certification
Work EnvironmentMedical clinics, mobile units, or insurance officesOffice setting, analyzing applications and data
Industry UsageConducts medical exams for insurance applicantsEvaluates risk and determines policy eligibility and premiums
Common Search IntentUnderstanding medical exam roles in insuranceComparing risk assessment and policy underwriting

The main difference is that a Life Insurance Medical Examiner performs medical examinations to assess applicants' health, while an Underwriter evaluates the collected data to determine policy terms and premiums. Both roles are essential in the insurance industry but focus on different stages of the underwriting process.

What are the key skills and qualifications needed to thrive as a Life Insurance Medical Examiner, and why are they important?

A Life Insurance Medical Examiner needs a background in nursing, phlebotomy, or a related healthcare field, along with relevant certifications or licenses (such as RN, LPN, or certified phlebotomist). Familiarity with electronic medical record (EMR) systems, laboratory equipment, and specimen handling protocols is typically required. Strong interpersonal skills, attention to detail, and professionalism are crucial for building rapport with clients and ensuring accurate data collection. These skills and qualities are essential for maintaining the integrity of medical examinations, supporting underwriting decisions, and upholding client trust in the insurance process.

What are Life Insurance Medical Examiners?

Life Insurance Medical Examiners are healthcare professionals, often nurses or paramedics, who conduct medical exams on individuals applying for life insurance. Their role includes collecting medical histories, taking vital signs, drawing blood, and obtaining urine samples to assess the applicant's overall health. The information gathered is used by insurance companies to evaluate risk and determine policy eligibility and premiums. Examiners typically visit clients at their homes or workplaces to perform these examinations. Their work ensures that insurers have accurate health data to make informed coverage decisions.
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Life Insurance Medical Examiner jobs near you
Medical Examiner

Medical Examiner

Whatcom County

Bellingham, WA • Hybrid

$29K/mo

Full-time

Posted 17 days ago

Job description

Summary Whatcom County seeks an experienced and proven leader to serve as Medical Examiner, providing forensic pathology services, determining causes of death, and providing expert testimony in legal cases. Currently, the office performs an average of 20 autopsies per month. The Medical Examiner will lead a team of Investigators, Autopsy Technicians, an Operations Manager, and temporary extra-help staff.

They will effectively collaborate with law enforcement, legal, and public health agencies to meet the work, mission, goals and vision of the County. The Whatcom County Medical Examiner's Office investigates deaths to determine jurisdiction and establish cause and manner of death for persons dying of unnatural circumstances in Whatcom County. The Medical Examiner's Office team is composed of skilled, multi-disciplinary staff with a Medical Examiner, Operations Manager, Autopsy technician, three Medicolegal Death Investigators, and additional part-time staff.

Medical Examiner services are provided 24 hours a day, seven days a week and include death scene investigation, removal, locating and notifying next of kin, performing autopsies, interpreting toxicology results, identification of decedents, consulting with partners to determine opinions for archeologically significant remains and assisting the Washington State Archeologist to coordinate repatriation and reinternment, determination of nonhuman remains, necropsies, and providing consultative services to law enforcement agencies and to the Whatcom County Prosecuting Attorney's Office. The Office is responsible for signing death certificates for jurisdictional deaths, reviewing disposition authorizations, maintaining appropriate records, evidence collection, chain of custody, and safeguarding the personal property found with decedents. The Office also maintains responsibility for the disposition of the remains of unclaimed indigent persons who have died in Whatcom County.

If you are interested in working in our beautiful corner of the country, we'd love to hear from you. This position is open until filled but first priority review will be given to applications received by February 27, 2026. For additional job details please see: Whatcom County Medical Examiner Recruitment Brochure Salary: $29,104 per month Qualifications Doctor of Medicine (MD) or Doctor of Osteopathic Medicine (DO) degree and be eligible for or currently hold WA State license.

Current WA state licensure preferred. 3 years of forensic pathology and supervisory/management experience Certification as a forensic pathologist by the American Board of Pathology THE IDEAL CANDIDATE The ideal candidate should possess a dynamic blend of effective leadership skills and a record of providing medically and scientifically accurate, well-organized documentation and testimony. Effective communication and the ability to establish relationships with and across a broad network of stakeholders and partners while navigating a political landscape.

A creative problem solver, ability to advocate for and implement improvements in a resource-constrained environment. Must have an overarching dedication and commitment to public service and desire to improve the quality of life for Whatcom County residents. Supplemental Information Please upload cover letter and resume with your application.

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