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Life Insurance License Jobs in California (NOW HIRING)

Life Insurance Agent

Corona, CA · On-site

$102 - $138/hr

Life Insurance Agent - No Experience Required, Full Training and Licensing Guidance Provided Build a Career That Pays You What Your Effort Is Actually Worth. We are growing our team and looking for ...

New

Life Insurance Sales Agent

Modesto, CA · On-site +1

$30K - $160K/yr

Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic * High character and integrity * A familiarity with CRM platforms is helpful * An ability to build and ...

Showing results 21-40

Life Insurance License information

See California salary details

$17.8K

$87.8K

$143.1K

How much do life insurance license jobs pay per year?

As of Sep 3, 2026, the average yearly pay for life insurance license in California is $87,803.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,700.00 and $120,400.00 per year, depending on experience, location, and employer.

What is a life insurance license?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

Is being a licensed life insurance agent worth it?

A licensed life insurance agent can earn commissions by selling policies and helping clients plan for their financial future. The role often requires obtaining a license, strong sales skills, and ongoing education, with income potential varying based on experience and sales performance.

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations, policy sales, and financial planning services. The license is also required for roles involving policy underwriting, claims processing, and client account management in the insurance industry.

What cities in California are hiring for Life Insurance License jobs?

Cities in California with the most Life Insurance License job openings:

Infographic showing various Life Insurance License job openings in California as of August 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 81% In-person, and 19% Remote job distribution, with an average salary of $87,803 per year, or $42.2 per hour.

Life Insurance Agent

TransGlobal Holdings Co.

Irvine, CA

Full-time, Contractor

Re-posted 12 days ago


Job description

Position Overview

TransGlobal is seeking motivated and client-focused professionals to join our growing Life Insurance team.

In this role, you will help individuals and families protect their financial future through customized life insurance solutions. You will educate clients about their options, assess financial protection needs, and recommend appropriate coverage strategies based on each client's goals and circumstances.

This is a fully remote, commission-only Independent Contractor (1099) opportunity offering flexible scheduling and unlimited earning potential.

We proudly serve a diverse community. Candidates fluent in Mandarin 中文, Korean 한국어, Indonesian Bahasa Indonesia, Vietnamese Tiếng Việt, or Japanese 日本語 are strongly encouraged to apply.

欢迎会说中文、한국어、Bahasa Indonesia、Tiếng Việt 或 日本語 的候选人加入我们!

(Speakers of Mandarin, Korean, Indonesian, Vietnamese, or Japanese are warmly encouraged to apply.)


Responsibilities
  • Assess clients' financial protection needs and recommend appropriate life insurance solutions
  • Educate clients on term life, permanent life, final expense, indexed universal life (IUL), and other insurance products
  • Conduct needs-based consultations and present personalized recommendations
  • Guide clients through the application and underwriting process
  • Maintain ongoing relationships with clients through regular policy reviews
  • Respond to client questions and provide exceptional customer service
  • Maintain accurate records and documentation in company systems
  • Generate referrals and develop long-term client relationships
  • Stay informed on product offerings and industry trends

Qualifications
  • Active Life Insurance License preferred but not required
  • Previous insurance, sales, customer service, banking, real estate, or financial services experience preferred
  • Strong communication and relationship-building skills
  • Self-motivated and goal-oriented
  • Ability to work independently in a remote environment
  • Professional, ethical, and client-focused mindset
  • Legally authorized to work in the United States

Why Join TransGlobal?

At TransGlobal, we provide the training, support, and resources needed to help agents build a successful insurance career.

We offer:

  • Competitive commission structure (75%-100% payout)
  • No upfront fees or hidden costs
  • No sales quotas or recruitment requirements
  • Flexible work schedule
  • Remote work opportunities
  • Comprehensive product training
  • Zoom-based and in-person training programs
  • Local office and technical support
  • Mentorship and professional development opportunities

What We're Looking For

We're seeking individuals who are:

  • Entrepreneurial and self-motivated
  • Passionate about helping families achieve financial security
  • Strong communicators who enjoy working with people
  • Coachable and eager to learn
  • Committed to personal and professional growth
  • Looking for a long-term career opportunity in the insurance industry

Preferred Backgrounds

We welcome candidates from a variety of professional backgrounds, including:

  • Life Insurance Agents
  • Health Insurance Agents
  • Medicare Agents
  • Financial Services Professionals
  • Real Estate Agents
  • Mortgage Loan Officers
  • Bankers
  • CPAs and Tax Professionals
  • Account Managers
  • Sales Professionals

Not Yet Licensed?

We provide:

  • Free pre-licensing training
  • Licensing guidance and support
  • Exam preparation resources
  • Licensing reimbursement opportunities
  • Ongoing mentorship and coaching

Compensation1099 Independent Contractor Position
  • Commission-only compensation
  • No base salary or hourly wage
  • Unlimited earning potential
  • Performance-based bonuses and incentives may be available

Learn More About Us

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