ZipRecruiter

Log In

1

Life Insurance Commission Jobs in Detroit, MI (NOW HIRING)

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Farmington Hills, MI · On-site

$25K - $249K/yr

Life Insurance Sales Representative -- Remote / In Office Pinnacle Financial Partners 1099 Independent Contractor | Commission-Based Full-Time Preferred | Remote +Troy, MI Office Pinnacle Financial ...

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Farmington Hills, MI · On-site

$25K - $249K/yr

Life Insurance Sales Representative -- Remote / In Office Pinnacle Financial Partners 1099 Independent Contractor | Commission-Based Full-Time Preferred | Remote +Troy, MI Office Pinnacle Financial ...

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Sterling Heights, MI · On-site

$25K - $249K/yr

Life Insurance Sales Representative -- Remote / In Office Pinnacle Financial Partners 1099 Independent Contractor | Commission-Based Full-Time Preferred | Remote or Troy, MI Pinnacle Financial ...

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Sterling Heights, MI · On-site

$25K - $249K/yr

Life Insurance Sales Representative -- Remote / In Office Pinnacle Financial Partners 1099 Independent Contractor | Commission-Based Full-Time Preferred | Remote or Troy, MI Pinnacle Financial ...

Duchin Agency

Be Seen First

Life Insurance Agent

Farmington Hills, MI · Remote

$50K - $120K/yr (+ commission)

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... life insurance position. No experience required. Training provided. We provide: * Licensing ...

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Detroit, MI · On-site

$60K - $500K/yr

Commission-based compensation with uncapped earning potential * Access to both free and paid lead opportunities * Training and mentorship will always be provided * Multiple life insurance and ...

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Detroit, MI · On-site

$60K - $500K/yr

Commission-based compensation with uncapped earning potential * Access to both free and paid lead opportunities * Training and mentorship will always be provided * Multiple life insurance and ...

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Troy, MI · On-site

$60K - $500K/yr

Commission-based compensation with uncapped earning potential * Access to both free and paid lead opportunities * Training and mentorship will always be provided * Multiple life insurance and ...

Pinnacle Financial Partners

Be Seen First

Life Insurance Agent

Troy, MI · On-site

$60K - $500K/yr

Commission-based compensation with uncapped earning potential * Access to both free and paid lead opportunities * Training and mentorship will always be provided * Multiple life insurance and ...

Larsen Life Group

Life Insurance Sales Agent

Detroit, MI · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to ... commissions only * Part-Time Uncapped Potential: estimated $30,000-$60,000+ / first year (15-20 ...

HMG Careers

Remote Life Insurance Agent

Pontiac, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Inkster, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

AMG Financial Services

Be Seen First

Life Insurance Sales Agent

Detroit, MI · Remote

$45K - $100K/yr

Commissions are uncapped. On-target earners land between $50,000 - $150,000 per year, with no ... life insurance industry with a proven system, training, and real leads. If you're the type who ...

Lone Star Careers

Remote Life Insurance Agent

Ann Arbor, MI · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Hamtramck, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Detroit, MI · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

next page

Showing results 1-20

All JobsLife Insurance JobsLife Insurance Commission JobsLife Insurance Commission Jobs in Detroit, MI

Life Insurance Commission information

See Detroit, MI salary details

$17.8K

$88.1K

$143.5K

How much do life insurance commission jobs pay per year?

As of Sep 7, 2026, the average yearly pay for life insurance commission in Detroit, MI is $88,075.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,900.00 and $120,800.00 per year, depending on experience, location, and employer.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.

What are the most commonly searched types of Life Insurance jobs in Detroit, MI?

The most popular types of Life Insurance jobs in Detroit, MI are:

What are popular job titles related to Life Insurance Commission jobs in Detroit, MI?

For Life Insurance Commission jobs in Detroit, MI, the most frequently searched job titles are:

What job categories do people searching Life Insurance Commission jobs in Detroit, MI look for?

The top searched job categories for Life Insurance Commission jobs in Detroit, MI are:

What cities near Detroit, MI are hiring for Life Insurance Commission jobs?

Cities near Detroit, MI with the most Life Insurance Commission job openings:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in Detroit, MI as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,075 per year, or $42.3 per hour.

Life Insurance Agent

Pinnacle Financial Partners

Farmington Hills, MI • On-site

$25K - $249K/yr

Full-time

Posted 12 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Key responsibilities

  • Speak with prospective clients by phone and Zoom to discuss insurance needs and present options.

  • Complete and submit insurance applications and follow up with clients throughout the process.

  • Maintain consistent sales activity and participate in team training and coaching.

Job description

Life Insurance Sales Representative — Remote / In Office

Pinnacle Financial Partners
1099 Independent Contractor | Commission-Based
Full-Time Preferred | Remote +Troy, MI Office

Pinnacle Financial Partners is an independent insurance brokerage looking for competitive, coachable, and motivated individuals to join our growing sales team.

As an independent brokerage, our agents have access to multiple insurance carriers and products, allowing them to help clients find coverage based on their individual needs and budget.

What You'll Do

  • Speak with prospective clients by phone and Zoom
  • Identify clients' insurance needs, goals, and budgets
  • Present life insurance options from multiple carriers
  • Complete and submit applications
  • Follow up with clients throughout the application process
  • Maintain consistent sales activity and follow-up
  • Participate in team training and coaching

Products You'll Work With

  • Whole Life
  • Term Life
  • Final Expense
  • Mortgage Protection
  • Accidental Death

What We Provide

  • Company-provided leads for qualified new agents
  • Sales training and ongoing coaching
  • Access to multiple insurance carriers
  • Proven sales systems and resources
  • Licensing guidance for candidates who aren't currently licensed
  • Discounted access to a pre-licensing course
  • Remote and in-office opportunities

Compensation & Growth

  • 1099 independent contractor position
  • 100% commission-based compensation
  • Performance-based contract increases
  • Cash and production incentives
  • Incentives for obtaining additional state licenses
  • Opportunities for leadership and advancement

Who We're Looking For

  • Competitive and motivated
  • Coachable and willing to learn
  • Strong communication skills
  • Self-disciplined and consistent
  • Comfortable working in a performance-based environment
  • Serious about developing sales skills and increasing income
  • Full-time availability preferred
  • No previous insurance experience required

An active life insurance license is required before selling insurance. Not licensed yet? You can still apply. We can help qualified candidates understand the licensing process.

Location: Remote or Troy, Michigan
Job Type: Independent Contractor (1099)
Compensation: Commission-Based
Experience: No insurance experience required

Company Description

Pinnacle Financial Partners is an independent life insurance brokerage focused on helping individuals and families protect what matters most. We are committed to providing our agents with the training, support, resources, and leadership needed to build successful long-term careers in the insurance industry.
Pinnacle Financial Partners is a growing independent insurance brokerage focused on developing high-performing insurance professionals and providing families with competitive life insurance solutions.

Unlike captive agencies that are limited to one insurance company, our agents have access to multiple carriers and products, giving them more flexibility when helping clients find coverage that fits their needs and budget.

We provide our agents with hands-on sales training, ongoing coaching, proven systems, access to leads, and support throughout the licensing and development process. Our culture is competitive, performance-driven, and built around people who want to grow.

At Pinnacle, advancement is based on results. Agents have opportunities to increase their commission levels, expand into additional markets, develop leadership skills, and take on larger roles within the organization as they perform.

We're looking for competitive, coachable, disciplined individuals who want more control over their income and career. Previous insurance experience isn't required—we're more interested in work ethic, communication skills, and the willingness to learn and execute.

If you're looking for a traditional hourly job where everyone gets rewarded the same regardless of performance, this probably isn't the right fit. If you want an environment where production, consistency, and growth are rewarded, Pinnacle Financial Partners offers the platform to build something substantial.