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Life Insurance Advisor Jobs in Florida (NOW HIRING)

Senior Life Insurance Case Designer Location: Hybrid remote in Coral Gables, FL 33134 Job Type ... Collaborate with financial advisors to refine client strategies, simplifying complex information to ...

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Life Insurance Advisor information

See Florida salary details

$19.8K

$49K

$75.5K

How much do life insurance advisor jobs pay per year?

As of Jul 26, 2026, the average yearly pay for life insurance advisor in Florida is $49,030.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,900.00 and $59,800.00 per year, depending on experience, location, and employer.

What is the difference between Life Insurance Advisor vs Insurance Agent?

AspectLife Insurance AdvisorInsurance Agent
CredentialsTypically requires licensing and certifications specific to life insuranceRequires licensing, often varies by insurance type and region
Work EnvironmentAdvises clients on life insurance policies, often in a consultative settingSells various insurance products, may work independently or for agencies
Employer & Industry UsageCommonly employed by insurance companies or as independent advisorsEmployed by insurance agencies or companies, selling multiple insurance types

While both roles involve selling insurance products, a Life Insurance Advisor primarily focuses on advising clients on life insurance options and planning, often requiring specialized certifications. An Insurance Agent may sell a broader range of insurance products, including auto, home, and life insurance, and may have a more sales-oriented role. Understanding these differences helps clients choose the right professional for their insurance needs.

What are some common challenges faced by Life Insurance Advisors when building a client base?

One of the main challenges Life Insurance Advisors encounter is establishing trust and rapport with new clients, especially since discussions often involve sensitive topics like health and finances. Advisors must also proactively generate leads and network to expand their client base, which can require persistence and strong interpersonal skills. Additionally, staying up-to-date with changing products, regulations, and compliance requirements is essential to provide clients with accurate advice and build long-term relationships.

Do insurance advisors make good money?

Life insurance advisors can earn a wide range of income, often based on commissions from policy sales and client retention. Successful advisors with strong sales skills and industry certifications can achieve high earnings, but income varies depending on experience, location, and effort. Many advisors also have the potential for bonuses and ongoing commissions.

What does a Life Insurance Advisor do?

A Life Insurance Advisor helps clients understand, choose, and purchase life insurance policies that best fit their needs and financial goals. They assess clients’ personal and financial situations, explain different types of life insurance products, and provide recommendations based on individual circumstances. Advisors also assist with policy applications, updates, and claims, ensuring clients are properly protected and informed throughout the process.

What jobs pay 4000 a week without a degree?

A Life Insurance Advisor can earn $4,000 or more weekly through commissions and sales bonuses, especially with experience and a strong client base. Success in this role depends on sales skills, industry knowledge, and often self-employment or agency work, with some advisors earning high incomes without formal degrees.

What are the key skills and qualifications needed to thrive as a Life Insurance Advisor, and why are they important?

To thrive as a Life Insurance Advisor, you need a strong understanding of insurance products, financial planning, and regulatory requirements, typically supported by relevant licenses such as a state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is important for managing client information and generating policy proposals. Outstanding interpersonal skills, active listening, and the ability to build trust help advisors connect with clients and address their unique needs. These skills and qualities are vital for providing tailored solutions, maintaining compliance, and building a successful book of business.

Can I get life insurance with lupus?

Life insurance advisors understand that individuals with lupus can qualify for coverage, but approval depends on disease severity, stability, and overall health. Applicants may need to provide medical records and undergo underwriting assessments; some policies may have exclusions or higher premiums based on health conditions.

What is the work of a life insurance advisor?

A life insurance advisor helps clients select appropriate life insurance policies based on their needs and financial goals. They assess risk, explain policy options, and assist with applications, often requiring strong communication skills and industry certifications. Their work involves meeting clients, analyzing financial situations, and ensuring proper coverage.
What job categories do people searching Life Insurance Advisor jobs in Florida look for? The top searched job categories for Life Insurance Advisor jobs in Florida are:
Infographic showing various Life Insurance Advisor job openings in Florida as of July 2026, with employment types broken down into 88% Full Time, 10% Part Time, and 2% Contract. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $49,030 per year, or $23.6 per hour.
Licensed Life Insurance Advisor - Commission Based

Licensed Life Insurance Advisor - Commission Based

CEO Life

Miami, FL • Remote

Full-time

Posted 2 days ago


Job description

Are you a credentialed life insurance producer who feels constrained by corporate caps, captive carrier limitations, or opaque lead structures?

We are expanding our network of established financial protection specialists. This 1099 entrepreneurial partnership is tailored for self-starting professionals who want to maximize their earning potential by utilizing a diverse portfolio of over 50 premier insurance carriers alongside a fully automated backend infrastructure.

Core Objectives
  • Strategic Client Advisory: Analyze diverse client portfolios to structure and implement high-level wealth preservation and protection strategies.
  • Open Architecture Distribution: Dynamically quote, underwrite, and secure coverage utilizing our multi-carrier platform to deliver optimal client solutions.
  • Workflow Optimization: Harness our proprietary CRM and marketing automation to efficiently oversee high-density prospect pipelines and contract renewals.
  • Organizational Growth (Optional): Develop, scale, and mentor a private sub-agency within our framework to cultivate secondary override revenue streams.
The Advantages of Our Platform
  • Top-Tier Contract Levels: Access highly competitive, uncapped commission structures featuring performance-driven escalations.
  • Direct Cost Lead Access: Tap into high-conversion prospect streams at direct cost, retaining 100% of your generated commission with zero splits.
  • Immediate Equity Ownership: Enjoy total portability with complete ownership of your book of business starting on day one.
  • Day-One Vested Renewals: Establish long-term passive wealth via immediate vesting rights on all policy renewals.
  • Advanced Digital Ecosystem: Leverage full access to enterprise-grade CRM software, automated nurturing campaigns, and instant multi-carrier quoting engines.
  • Comprehensive Carrier Roster: Gain immediate appointments with highly rated providers spanning Term, IUL, Whole Life, and Final Expense products.
The Ideal Candidate Profile
  • Credentialed Specialist: Possess a valid, active Life and Health (or Life-only) lines authority in your home state.
  • Demonstrated Performance: Hold a documented background of stable production and a sophisticated grasp of the advanced sales cycle.
  • Autonomous Operator: Exhibit the self-discipline required to thrive in a remote setting while appreciating a high-caliber peer mastermind community.
  • Digitally Proficient: Adept at managing virtual communication platforms and modern client management software.
Onboarding Requirements
  • Valid resident state Life Insurance license.
  • Active Errors and Omissions (E&O) coverage.
  • Unrestricted authorization to contract within the United States.
  • Functional remote office environment equipped with stable, high-speed connectivity.
Financial Structure & Remuneration
  • Classification: 1099 Independent Broker (complete operational autonomy).
  • Front-End Revenue: Highly competitive advance commission schedules.
  • Residual Streams: Monthly recurring renewal income supplemented by production milestones.
  • Leadership Incentives: Management overrides for advisors focused on agency building and talent acquisition.
PandoLogic. Keywords: Insurance Consultant, Location: Miami, FL - 33170 , PL: 603921404

CEO Life logo

About CEO Life

Sourced by ZipRecruiter

Industry

Social networking services

Company size

11 - 50 Employees

Headquarters location

San Diego, CA, US

Year founded

2022