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Life Insurance Advisor Jobs in Florida (NOW HIRING)

Life Insurance Sales Agent

Estero, FL · On-site

$50 - $80/hr

Quote, prepare, and bind life insurance policies. * Achieve or exceed an annual production quota of ... Gym membership reimbursement. * 401(k) and financial advisor access. * Career development - we ...

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A day in the life. As our Client Advisor on the Business Insurance team, you'll * Manage Renewal Process * Provide insurance advice pertaining to technical aspects and service support of new and ...

Work-From-Home Advisor

Hialeah, FL · On-site +1

$90K - $119K/yr

Position Overview AO Globe Life is looking for a Work-From-Home Insurance Advisor to help clients understand their options for life, accident, and supplemental health insurance. You will work with ...

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Personal Lines Insurance CSR

Hudson, FL · On-site

$52K - $68K/yr (+ commission)

... Advisor / Customer Service Representative. In this role, you will assist clients with policy ... We believe in giving you more life and more opportunity through your career with us!

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Personal Lines Insurance CSR

Tampa, FL · On-site

$56K - $68K/yr (+ commission)

... Advisor / Customer Service Representative. In this role, you will assist clients with policy ... We believe in giving you more life and more opportunity through your career with us!

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Showing results 1-20

Life Insurance Advisor information

See Florida salary details

$19.8K

$49K

$75.5K

How much do life insurance advisor jobs pay per year?

As of Sep 4, 2026, the average yearly pay for life insurance advisor in Florida is $49,030.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,900.00 and $59,800.00 per year, depending on experience, location, and employer.

What does a life insurance advisor do?

A Life Insurance Advisor helps clients understand, choose, and purchase life insurance policies that best fit their needs and financial goals. They assess clients’ personal and financial situations, explain different types of life insurance products, and provide recommendations based on individual circumstances. Advisors also assist with policy applications, updates, and claims, ensuring clients are properly protected and informed throughout the process.

What are the key skills and qualifications needed to thrive as a life insurance advisor, and why are they important?

To thrive as a Life Insurance Advisor, you need a strong understanding of insurance products, financial planning, and regulatory requirements, typically supported by relevant licenses such as a state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is important for managing client information and generating policy proposals. Outstanding interpersonal skills, active listening, and the ability to build trust help advisors connect with clients and address their unique needs. These skills and qualities are vital for providing tailored solutions, maintaining compliance, and building a successful book of business.

What are some common challenges faced by life insurance advisors when building a client base?

One of the main challenges Life Insurance Advisors encounter is establishing trust and rapport with new clients, especially since discussions often involve sensitive topics like health and finances. Advisors must also proactively generate leads and network to expand their client base, which can require persistence and strong interpersonal skills. Additionally, staying up-to-date with changing products, regulations, and compliance requirements is essential to provide clients with accurate advice and build long-term relationships.

What is the difference between Life Insurance Advisor vs Insurance Agent?

AspectLife Insurance AdvisorInsurance Agent
CredentialsTypically requires licensing and certifications specific to life insuranceRequires licensing, often varies by insurance type and region
Work EnvironmentAdvises clients on life insurance policies, often in a consultative settingSells various insurance products, may work independently or for agencies
Employer & Industry UsageCommonly employed by insurance companies or as independent advisorsEmployed by insurance agencies or companies, selling multiple insurance types

While both roles involve selling insurance products, a Life Insurance Advisor primarily focuses on advising clients on life insurance options and planning, often requiring specialized certifications. An Insurance Agent may sell a broader range of insurance products, including auto, home, and life insurance, and may have a more sales-oriented role. Understanding these differences helps clients choose the right professional for their insurance needs.

What job categories do people searching Life Insurance Advisor jobs in Florida look for?

The top searched job categories for Life Insurance Advisor jobs in Florida are:

Infographic showing various Life Insurance Advisor job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $49,030 per year, or $23.6 per hour.

Estate Planning & Annuity Advisor

Affinex Financial

Tampa, FL • On-site

$150 - $500/hr

Other

Posted 15 days ago


Job description

Location: On the road

Job Type: Full-time, Contract

Salary: $150,000.00 - $500,000.00 per year

Company Overview

Affinex Capital, a two-time Inc. 5000 Fastest Growing Companies honoree, is rapidly expanding its footprint across Florida. We operate an advisor-first platform designed to take 100% of the marketing and prospecting burden off your shoulders by providing high-intent, pre-scheduled client appointments directly on your calendar. In this role, you will meet with local clients who have already established a living trust to review their estate plans and deliver "safe money" income protection solutions.

Estate Planning & Insurance Advisor Responsibilities:

  • Attend pre-scheduled, in-person appointments with local clients who have recently established living trusts.
  • Conduct structured, educational reviews of client financial situations to identify gaps in retirement income.
  • Educate clients on risk-managed, "safe money" options—primarily Fixed Indexed Annuities to ensure wealth preservation.
  • Follow our proven, structured educational sales model to maintain high client satisfaction and close rates.
  • Maintain an active schedule to consistently match the steady flow of pre-set company appointments.

Estate Planning & Insurance Advisor Requirements:

  • Active Life Insurance Producer’s License (Required).
  • 1–3+ years of experience in insurance sales, financial services, or related relationship-driven closing roles (Preferred).
  • Comfortable working in a 1099 contract, commission-only structure with uncapped earning potential.
  • High coachability and willingness to master a strict, proven educational presentation system.
  • Strong communication skills with the ability to explain complex financial concepts in simple, empathetic terms.

Estate Planning & Insurance Advisor Benefits:

  • Pre-Scheduled Appointments:Zero cold-calling, prospecting, or paying for leads; your calendar is fully managed for you.
  • World-Class Training:Comprehensive, company-paid training covering our proprietary estate preservation process and compliance.
  • Full Back-Office Support:A dedicated internal team handles operations and administrative paperwork so you can focus entirely on clients.
  • Uncapped Earning Potential:High-performing commission splits supplemented by quarterly activity bonuses and incentive trips.

$150,000 - $500,000 a year

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