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Licensed Insurance Agent Final Expense Jobs (NOW HIRING)

Pope Insurance Group LLC

$8K - $20K/mo

... licensed No experience required - we train you step-by-step. Our Carrier Lineup Our agents ... Final Expense High face-amount Term Mortgage Protection IULs (Indexed Universal Life) Juvenile ...

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Licensed Insurance Agent Final Expense information

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$18K

$89K

$145K

How much do licensed insurance agent final expense jobs pay per year?

As of May 28, 2026, the average yearly pay for licensed insurance agent final expense in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Licensed Insurance Agent specializing in Final Expense, and why are they important?

To thrive as a Licensed Insurance Agent in Final Expense, you need strong sales acumen, thorough knowledge of insurance products, and an active state insurance license. Familiarity with CRM software, quoting tools, and policy management systems is typically required. Exceptional interpersonal skills, empathy, and the ability to build trust with clients are crucial soft skills for this role. These abilities ensure agents can effectively guide clients through sensitive end-of-life planning, resulting in higher client satisfaction and successful policy placements.

What are some common challenges faced by Licensed Insurance Agents specializing in Final Expense policies, and how can they be overcome?

Licensed Insurance Agents focusing on Final Expense policies often encounter challenges such as overcoming client misconceptions about insurance costs and navigating sensitive conversations about end-of-life planning. Building trust and demonstrating empathy are crucial, as clients may be hesitant to discuss or commit to coverage. Agents who invest time in education, transparent communication, and relationship-building generally see higher success rates. Additionally, staying organized and following up consistently with leads helps manage a large client base and ensures timely policy placements.

What is a Licensed Insurance Agent for Final Expense?

A Licensed Insurance Agent for Final Expense is a professional authorized to sell life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients choose suitable policies to ensure their loved ones are not burdened with financial obligations after their passing. They are knowledgeable about different types of final expense insurance products and guide clients through the application and claims process. To operate, these agents must hold a valid state insurance license and often undergo continuing education to stay updated on industry regulations.

What is the difference between Licensed Insurance Agent Final Expense vs Licensed Insurance Agent Life Insurance?

AspectLicensed Insurance Agent Final ExpenseLicensed Insurance Agent Life Insurance
Required CredentialsState licensing, possibly some certificationsState licensing, possibly some certifications
Work EnvironmentIndependent, client meetings, insurance salesIndependent, client meetings, insurance sales
Employer & Industry UsageInsurance agencies, brokers, direct salesInsurance agencies, brokers, direct sales

Both roles require similar licensing and work environments, focusing on selling insurance products. The main difference is the product specialization: Final Expense agents focus on burial and end-of-life policies, while Life Insurance agents may handle a broader range of life insurance products.

More about Licensed Insurance Agent Final Expense jobs
What cities are hiring for Licensed Insurance Agent Final Expense jobs? Cities with the most Licensed Insurance Agent Final Expense job openings:
What states have the most Licensed Insurance Agent Final Expense jobs? States with the most job openings for Licensed Insurance Agent Final Expense jobs include:
What job categories do people searching Licensed Insurance Agent Final Expense jobs look for? The top searched job categories for Licensed Insurance Agent Final Expense jobs are:
Licensed Insurance Agent Final Expense jobs near you
Infographic showing various Licensed Insurance Agent Final Expense job openings in the United States as of May 2026, with employment types broken down into 84% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 85% Physical, and 15% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Licensed Agent - Final Expense Solutions for Serious Conditions

Team Nexa Insurance Solutions

Cheyenne, WY • Remote

$50K - $275K/yr

Contractor

Posted 12 days ago

Job description

Licensed Life Insurance Agent – CICA Life
(Day-1 Coverage)

Team Nexa Final Expense Division

Must have an active Life Insurance Producer License

CICA Life Insurance Company offers one of the strongest final expense products in the industry — especially for clients with serious medical conditions who still qualify for Level Day-1 coverage. If you’re a licensed agent looking for a carrier that approves more of your clients, this opportunity is for you.

Why Sell CICA Life

Day-1 Coverage for many serious conditions

Approvals where other carriers offer only graded or GI

Fast e-app and simple underwriting

Competitive commissions + renewals

Daily pay options (agency-dependent)

Remote or in-person selling

Real-time, low-cost lead options

Live online training and product support

Health Conditions CICA May Approve Day-1

(Underwriting rules apply)

Insulin-dependent diabetes

Prior heart attack or stroke (post stability window)

COPD/emphysema (non-oxygen)

CHF history (with stability)

Cancer history after clearance period

Mental health conditions

Hepatitis (controlled)

Agents choose CICA because more clients get approved, premiums stay competitive, and policies start immediately instead of after a waiting period.

What We’re Looking For

Active life insurance license

Coachable and reliable

Good communication skills

Comfortable discussing medical history

Motivated to help clients and grow a book of business

If you want a final expense carrier that delivers Day-1 coverage on tough cases, strong commissions, and real support, join our Live Webinar

Preregister Here for our Live Hiring Webinar


*Individual Results May Vary*

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