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Lending Solutions Jobs (NOW HIRING)

The VP Lending Solutions Architect plays a key role in designing and delivering lending products and partner programs, translating business objectives into thoughtful, well-structured solutions that ...

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Lending Solutions information

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$25K

$42.1K

$63K

How much do lending solutions jobs pay per year?

As of Jul 16, 2026, the average yearly pay for lending solutions in the United States is $42,087.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $45,000.00 per year, depending on experience, location, and employer.

What is the difference between Lending Solutions vs Loan Officer?

AspectLending Solutions
Primary RoleProvides financial products and solutions, including advising clients on loan options and structuring financing packages.
CertificationsTypically requires mortgage or financial advisor licenses, such as NMLS or CFP.
Work EnvironmentWorks in banks, financial institutions, or mortgage companies, often in client-facing roles.
FocusFocuses on offering a range of lending products and financial planning.

While Lending Solutions professionals focus on providing comprehensive lending options and financial advice, Loan Officers primarily originate and process individual loan applications. Both roles require similar certifications and often work within the same industry environments, but Lending Solutions offers a broader scope of financial services beyond just loan origination.

What are some common challenges faced by professionals in Lending Solutions, and how can they be addressed?

Professionals in Lending Solutions often encounter challenges such as balancing risk assessment with customer satisfaction, staying updated with regulatory changes, and efficiently managing a high volume of loan applications. To address these issues, it's important to maintain open communication with underwriting and compliance teams, invest in ongoing training, and utilize the latest lending technologies to streamline processes. Building strong relationships with both internal teams and clients can also help navigate complex situations and ensure successful loan outcomes.

What are Lending Solutions?

Lending solutions refer to a range of financial products and services designed to help individuals and businesses obtain loans or lines of credit. These solutions can include personal loans, business loans, mortgages, auto loans, and credit lines, as well as the technology and software platforms that facilitate the lending process. Lending solutions are offered by banks, credit unions, online lenders, and fintech companies, and are tailored to meet the diverse needs of borrowers. They also often involve risk assessment, credit evaluation, and loan servicing to ensure responsible lending and repayment.

What are the key skills and qualifications needed to thrive in Lending Solutions, and why are they important?

Success in Lending Solutions requires a solid understanding of financial products, credit analysis, and regulatory compliance, often supported by a degree in finance or business. Familiarity with loan origination systems (LOS), risk assessment tools, and relevant certifications such as Certified Lending Professional are highly beneficial. Strong interpersonal skills, attention to detail, and problem-solving abilities help professionals build client trust and navigate complex transactions. These skills ensure accurate loan processing, regulatory adherence, and positive client experiences in a competitive financial environment.
More about Lending Solutions jobs
What states have the most Lending Solutions jobs? States with the most job openings for Lending Solutions jobs include:
Infographic showing various Lending Solutions job openings in the United States as of July 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $42,087 per year, or $20.2 per hour.
Merrill Lending Solutions Advisor II

Merrill Lending Solutions Advisor II

Bank of America

Dallas, TX • On-site

$175K - $247K/yr

Full-time

PTO

Re-posted 4 days ago


Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 520 frontline employees who took The Breakroom Quiz

44th of 149 rated banks


Job description

Job Description:
The Merrill Lending Solutions Advisor is a client- and advisor-facing role focused on driving adoption of lending solutions across Merrill Wealth Management. Lending Solutions Advisor are embedded within the business to lead targeted business development efforts, primarily with Private Wealth Advisors and Merrill Financial Advisors with a concentrated focus on Ultra High Net Worth (UHNW) clients. They serve as the first point of contact for early-stage lending conversations and partner closely with GWIM Credit Advisors to deliver a seamless advisor and client experience, from opportunity identification through deal structuring and execution.
Job Description:
Responsible for directing and managing credit activities for a group of Private Wealth Management geographic markets including underwriting, risk analysis, approval, and monitoring credit quality for their area. Covers a credit and derivative portfolio that will generally be greater than $5Bn.; responsible for evaluating all credit exposure within the assigned region or territory; talent nurture and development is a key responsibility. Exercises significant joinder credit approval authority, approving and providing expertise on highly complex transactions within markets supported. Balancing risk management goals with the growth and profitability objectives of the groups supported.
Responsibilities:
  • Drive growth by increasing advisor engagement and UHNW household penetration through education, opportunity identification, and early-stage client engagement
  • Conduct book reviews and one-on-one advisor education sessions to uncover lending opportunities
  • Lead initial client/prospect calls to discuss lending capabilities and gather financial information
  • Pre-screen custom lending opportunities for alignment with GWIM lending guidelines and risk policy
  • Prepare high-level deal memos and coordinate on potential opportunities with Credit Advisors
  • Serve as advisor contact for key moments and escalations, as needed
  • Present and participate in Division, Market, and office-level meetings, lending panels, roadshows, and client events
  • Partner on deal structure, terms, and pricing with Credit Advisors (Credit Advisors retain pricing and approval authority)
  • Stay current on lending solutions, risk policy, regulatory changes, and industry standards
  • Identify incremental lending opportunities through renewals and loan modifications
  • Contribute to Merrill Lending Solutions Group strategy, including product innovation and lending practice improvements

Required Qualifications:
  • 12+ years of experience in wealth management, commercial lending, or credit advisory roles
  • Strong interpersonal and communication skills, with ability to build trust and credibility with advisors and leadership
  • Proven ability to educate and influence financial advisors on complex lending solutions
  • Strong understanding of UHNW client needs and custom credit structuring
  • Ability to manage multiple opportunities and deliver a high-quality advisor and client experience
  • Familiarity with credit policy, risk management, and regulatory frameworks
  • FINRA licenses: SIE, 7, 63 & 65 or 66 or ability obtain.

Desired Qualifications:
  • Bachelor's degree preferred
  • Experience structuring loans secured by commercial real estate, marketable securities, hedge funds, artwork, or other non-traditional collateral
  • Skills in business development, relationship management, client engagement, and strategic thinking Skills Required: Skills:
  • Business Development
  • Client Management
  • Loan Structuring
  • Relationship Building
  • Active Listening
  • Credit Analysis
  • Presentation Skills
  • Collaboration
  • Strategic Thinking
  • Pipeline Management
  • Problem Solving
  • Sales Strategy

Shift:
1st shift (United States of America)
Hours Per Week:
40
Pay Transparency details
US - IL - Chicago - 110 N Wacker Dr - Bank Of America Tower Chicago (IL4110)
Pay and benefits information
Pay range
$175,000.00 - $247,500.00 annualized salary, offers to be determined based on experience, education and skill set.
Discretionary incentive eligible
This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.
Benefits
This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

1998

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