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Junior Risk Analyst Jobs in West Virginia (NOW HIRING)

Hancock Whitney Bank

... junior Credit Specialists. The position contributes to a high-quality loan portfolio by applying a ... risk guidelines. ESSENTIAL DUTIES & RESPONSIBILITIES: * Independently analyze and decision ...

CSAA

Conduct scenario analysis, what-if studies, optimization, and risk analysis. * Interpret simulation ... Coach and mentor junior consultants and review modeling work for quality and rigor. * Support ...

Manulife

$93K - $110K/yr

The incumbent will analyze decisions without compromising overall underwriting policies and should ... Provide training and act as an information resource for more junior underwriters. * May process all ...

New Peoples Bank

Commercial Lender / Banker

Princeton, WV · On-site

$100K - $157K/yr

... risk identification and to deal with more complex commercial relationships. -Ability to apply analytical reasoning, problem solving skills, and corrective action resolutions to lending situations ...

New Peoples Bank

Commercial Lender / Banker

Princeton, WV · On-site

$100K - $157K/yr

... risk identification and to deal with more complex commercial relationships. -Ability to apply analytical reasoning, problem solving skills, and corrective action resolutions to lending situations ...

New Peoples Bank

Commercial Lender / Banker

Princeton, WV · On-site

$100K - $157K/yr

... risk identification and to deal with more complex commercial relationships. -Ability to apply analytical reasoning, problem solving skills, and corrective action resolutions to lending situations ...

GDIT

WV · On-site

Lead development of predictive analytics, automation frameworks, and intelligent decisionsupport ... Drive AI security risk management by assessing threats and producing required ATO, configuration ...

CSAA

Provides mentorship and guidance for more junior colleagues * Provide analytical support to other ... standard risk transfer structures * Expert-level problem solving and critical thinking skills

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All JobsRisk Analyst JobsJunior Risk Analyst JobsJunior Risk Analyst Jobs in West Virginia

Junior Risk Analyst information

See West Virginia salary details

$11

$24

$41

How much do junior risk analyst jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for junior risk analyst in West Virginia is $24.86, according to ZipRecruiter salary data. Most workers in this role earn between $17.88 and $27.36 per hour, depending on experience, location, and employer.

What is a junior risk analyst?

A Junior Risk Analyst is an entry-level professional responsible for identifying, assessing, and mitigating potential risks within an organization. They analyze financial data, market trends, and operational processes to help senior risk analysts and management make informed decisions. Key tasks include data collection, risk modeling, report preparation, and ensuring compliance with regulatory guidelines. Strong analytical skills, attention to detail, and knowledge of risk management principles are essential for success in this role.

What are the typical responsibilities of a junior risk analyst on a day-to-day basis?

As a Junior Risk Analyst, your daily tasks often include gathering and analyzing data related to market, credit, or operational risks, preparing risk reports, and assisting with the development of risk models. You may also support more senior analysts with research projects, help monitor compliance with risk policies, and participate in meetings to discuss findings and recommendations. Collaboration with other departments, such as finance, compliance, and operations, is common to ensure all relevant data is considered. This role provides hands-on experience in risk assessment processes and working as part of a broader risk management team, making it a great opportunity to learn and grow in the field.

What are the key skills and qualifications needed to thrive in the junior risk analyst position, and why are they important?

To thrive as a Junior Risk Analyst, you need strong analytical abilities, attention to detail, and a degree in finance, economics, mathematics, or a related field. Familiarity with risk management software, Excel, data analysis tools, and an understanding of regulatory frameworks such as Basel or SOX are beneficial, and certifications like FRM or CFA are advantageous. Effective communication, critical thinking, and a collaborative mindset are key soft skills for excelling in this role. These competencies enable you to accurately assess risks, contribute valuable insights, and work seamlessly within interdisciplinary teams to support organizational decision-making.

How much do risk analysts get paid?

Risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How to become a junior risk analyst with no experience?

To become a junior risk analyst with no experience, focus on gaining relevant skills such as data analysis, Excel, and understanding risk management concepts through online courses or certifications. Internships or entry-level positions in finance or data analysis can provide practical experience, and a bachelor's degree in finance, economics, or a related field is often required.

What are the most commonly searched types of Risk Analyst jobs in West Virginia?

The most popular types of Risk Analyst jobs in West Virginia are:

What are popular job titles related to Junior Risk Analyst jobs in West Virginia?

For Junior Risk Analyst jobs in West Virginia, the most frequently searched job titles are:

What job categories do people searching Junior Risk Analyst jobs in West Virginia look for?

The top searched job categories for Junior Risk Analyst jobs in West Virginia are:

What cities in West Virginia are hiring for Junior Risk Analyst jobs?

Cities in West Virginia with the most Junior Risk Analyst job openings:

Junior Risk Analyst jobs near you
Infographic showing various Junior Risk Analyst job openings in West Virginia as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $51,716 per year, or $24.9 per hour.

Loan Credit Specialist

Hancock Whitney Bank

On-site

Full-time

Posted 28 days ago

Hancock Whitney Bank rating

7.7

Company rating: 7.7 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

92nd of 171 rated banks

Job description

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account.

JOB FUNCTION / SUMMARY:

The Loan Credit Specialist 2 is a mid-level credit professional responsible for underwriting moderate complexity commercial loan requests and supporting the accuracy and completeness of credit decisions. This role exercises independent judgment within assigned loan authority and acts as a mentor to junior Credit Specialists. The position contributes to a high-quality loan portfolio by applying a judgmental credit approach consistent with bank policy and risk guidelines.

ESSENTIAL DUTIES & RESPONSIBILITIES:

  • Independently analyze and decision commercial loan requests within assigned loan authority, including C&I and CRE credits.
  • Prepare financial analyses, including cash flow modeling, ratio analysis, and repayment capacity evaluation.
  • Recommend loan approval terms and structures when requests exceed assigned authority, ensuring alignment with credit standards.
  • Communicate credit decisions and conditions clearly to Relationship Managers and other stakeholders.
  • Mentor and support Credit Specialist 1 team members, contributing to onboarding and skill development.
  • Apply thorough knowledge of credit policy, regulatory standards (e.g., HMDA, ECOA), and market conditions in loan assessments.
  • Proactively identify alternative structures or terms to mitigate risk and enable sound loan approvals
  • Assist DAC and internal partners in interpreting credit-related documentation and due diligence exceptions.
  • Ensure credit decisions are properly summarized and adjudicated within loan systems and in accordance with audit expectations.

MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:

  • Bachelor's degree in accounting, finance, economics, or a related field required.
  • Minimum of 2 years of experience in commercial credit underwriting, loan review, or related banking functions preferred.
  • Strong financial analysis skills with the ability to interpret borrower statements and assess repayment risk.
  • Demonstrated understanding of commercial credit policy, risk grading, and cash flow lending practices.
  • Proficiency with Microsoft Office; basic to intermediate Excel and Word skills required.
  • Familiarity with credit systems and loan documentation platforms preferred.

ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:

  • Ability to travel if required to perform the essential job functions
  • Ability to work under stress and meet deadlines
  • Ability to operate related equipment to perform the essential job functions
  • Ability to read and interpret a document if required to perform the essential job functions
  • Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Equal Opportunity/Affirmative Action Employers.  All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

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