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Junior Credit Risk Analyst Jobs in Bothell, WA (NOW HIRING)

Banner Bank

Quantitative Analyst

Seattle, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand time‑series models, including ARCH/GARCH, and have experience with time‑series and panel data analysis.

WaFd Bank

Senior SBA Analyst

Everett, WA · On-site

$43.27 - $52.88/hr

... to junior Analysts; promotes business for the Bank by maintaining good client relations and ... risk of financing requests within the framework of the Bank's SBA credit culture and current ...

Banner Bank

Quantitative Analyst

Bellevue, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand timeseries models, including ARCH/GARCH, and have experience with timeseries and panel data analysis.

Banner Bank

Quantitative Analyst

Seattle, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand timeseries models, including ARCH/GARCH, and have experience with timeseries and panel data analysis.

Banner Bank

Quantitative Analyst

Bellevue, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand time‑series models, including ARCH/GARCH, and have experience with time‑series and panel data analysis.

First Fed

Sr Commercial Credit Underwriter

Seattle, WA · On-site

A proven ability to interpret and discuss analytical data and make credit recommendations to Senior Management and/or Risk Management on strategic issues or initiatives. * High level of accuracy ...

Keybank

Commercial Analyst

Seattle, WA

Bachelor's Degree in Business, Finance or a related field (required) Experience Qualifications * 2 years of commercial banking experience (e.g., credit structuring & analysis, sales functions, risk ...

KeyBank

Commercial Analyst

Seattle, WA · On-site

Bachelor's Degree in Business, Finance or a related field (required) Experience Qualifications * 2 years of commercial banking experience (e.g., credit structuring & analysis, sales functions, risk ...

IMIA, LLC

Senior Structural Estimator

Bremerton, WA

... junior estimators to ensure accuracy, compliance, and competitiveness. This role involves critical analysis, risk assessment, and continuous improvement of estimating processes. ESSENTIAL DUTIES ...

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Junior Credit Risk Analyst information

See Bothell, WA salary details

$17

$35

$59

How much do junior credit risk analyst jobs pay per hour?

As of Jun 14, 2026, the average hourly pay for junior credit risk analyst in Bothell, WA is $35.90, according to ZipRecruiter salary data. Most workers in this role earn between $25.82 and $39.52 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What job categories do people searching Junior Credit Risk Analyst jobs in Bothell, WA look for? The top searched job categories for Junior Credit Risk Analyst jobs in Bothell, WA are:
What cities near Bothell, WA are hiring for Junior Credit Risk Analyst jobs? Cities near Bothell, WA with the most Junior Credit Risk Analyst job openings:
Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Bothell, WA as of June 2026, with employment types broken down into 77% Full Time, and 23% Contract. Highlights an 80% In-person, and 20% Remote job distribution, with an average salary of $74,677 per year, or $35.9 per hour.
GMF Sr Credit Analyst I - Zone C

GMF Sr Credit Analyst I - Zone C

GM Financial

Lynnwood, WA • On-site

Full-time

Retirement

Posted 4 days ago

GM Financial rating

7.7

Company rating: 7.7 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

74th of 142 rated vehicle equipment hire

Job description

Job Description
Why GM Financial?
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Our Purpose: We pioneer the innovations that move and connect people to what matters.
This position will be posted until filled.
Responsibilities
About the role
The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers. This team member has contact with other company departments, as well as automobile dealers, and other finance and credit sources. In addition, the Senior Credit Analyst will manage relationships and negotiate with automobile dealers, administer inbound applications and phone calls, and adhere to State and Federal regulations and compliance standards.
In this role you will:
  • Analyze credit data to determine the degree of risk involved in extending credit.
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws.
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality.
  • Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance.
  • Ensure compliance with applicable policies and procedures.
  • Ensure branch office cooperation with other departments to maximize efficiency within the company.
  • Ensure all queues are worked to acceptable service levels.
  • Perform outbound telemarketing calls to the dealer customer
  • Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis.
  • Ensure proper documentation is received on all deals.
  • Negotiate loan terms.
  • Communicate clearly and effectively with a wide variety of internal and external people, both in formal and informal circumstances, and where necessary to gain their agreement and acceptance.

Qualifications
What makes You an ideal candidate?
  • Knowledge of sales, credit and funding processes in consumer finance.
  • Knowledge of motor vehicle retail installment documentation.
  • Knowledge of the Company's credit policies.
  • Working knowledge of consumer credit, credit laws and regulations.
  • Knowledge of the retail automobile finance industry.
  • Knowledge of indirect retail auto financing.
  • Knowledge of State and Federal regulatory requirements.
  • Knowledge consumer finance and banking environment.
  • Strong work ethic.
  • Strong analytical and problem solving skills.
  • Superior customer relations skills.
  • Effective communication skills including verbal, written, and presentation.
  • Sales skills necessary to develop and maintain productive dealer relationships.
  • Negotiation skills.
  • Ability to work under pressure and make decisions in a fast-paced environment.
  • Ability to professionally represent GM Financial.
  • Ability to multi-task.
  • Strong focus on providing quality service to internal and external customers.
  • Work a flexible schedule including extended business hours, weekends, and holidays.
  • Subject to daily service level requirements.
  • Limited travel may be required to support business needs.
  • Must be able to deal with stressful office conditions while troubleshooting problems.

Education & Work Experience
  • High School Diploma or equivalent required
  • Bachelor's Degree preferred
  • 2-3 years of relevant experience preferred

Additional Knowledge and Skills
Working effectively within an AI enabled environment:
  • Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
  • Skills in evaluating AI outputs for accuracy, compliance, and bias
  • Experience integrating AI into workflows to improve efficiency or insights
  • Familiarity with AI assisted research, summarization, and content generation
  • Understanding of responsible AI use, including ethics and data protection

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2-days a week in office.
NOTE: We are unable to consider candidates who require visa sponsorship for this position
This position is not open to agency submissions
#GMFJobs #LI-Hybrid #LI-AV1
The base range for this role is: $61.000 - $116.000
At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.
This role is eligible to participate in a performance-based incentive plan. Full time employees are eligible to participate in health benefits on day one of employment.

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