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Junior Credit Risk Analyst Jobs in Bothell, WA (NOW HIRING)

SanMar-Internal

Manager, Credit

Issaquah, WA · On-site

$90K - $125K/yr

The Manager, Credit leads SanMar's credit and collections function, overseeing accounts receivable and credit analyst teams to support sales growth while managing credit risk. This role provides ...

GM Financial

ACF Sr Credit Analyst I

Lynnwood, WA · Hybrid

$61K - $116K/yr

Proven ability to analyze credit risk, identify issues, and develop effective solutions. * Demonstrated skills in customer relations, negotiation, and dealer relationship management. * Ability to ...

GM Financial

ACF Sr Credit Analyst I

Lynnwood, WA · On-site

$61K - $116K/yr

Analyze credit data to determine the degree of risk involved in extending credit. * Make decisions to approve or deny the extension of credit within set credit authority established by senior ...

Salal Credit Union

Senior Portfolio Manager

Seattle, WA · Remote

$120K - $140K/yr

You'll independently analyze financial statements, industry trends, and borrower risk profiles to make informed credit recommendations-and approve loan requests within your designated authority.

Bank of America

Credit UW I-II or Senior

Seattle, WA

$88K - $187K/yr

Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws ... Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications

Banner Bank

Quantitative Analyst

Bellevue, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand timeseries models, including ARCH/GARCH, and have experience with timeseries and panel data analysis.

Banner Bank

Quantitative Analyst

Seattle, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand time‑series models, including ARCH/GARCH, and have experience with time‑series and panel data analysis.

Banner Bank

Quantitative Analyst

Seattle, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand timeseries models, including ARCH/GARCH, and have experience with timeseries and panel data analysis.

Banner Bank

Quantitative Analyst

Bellevue, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand time‑series models, including ARCH/GARCH, and have experience with time‑series and panel data analysis.

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All JobsJunior Credit Risk Analyst JobsJunior Credit Risk Analyst Jobs in Bothell, WA

Junior Credit Risk Analyst information

See Bothell, WA salary details

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How much do junior credit risk analyst jobs pay per hour?

As of Jun 29, 2026, the average hourly pay for junior credit risk analyst in Bothell, WA is $35.90, according to ZipRecruiter salary data. Most workers in this role earn between $25.82 and $39.52 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What cities near Bothell, WA are hiring for Junior Credit Risk Analyst jobs? Cities near Bothell, WA with the most Junior Credit Risk Analyst job openings:
Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Bothell, WA as of June 2026, with employment types broken down into 79% Full Time, 20% Part Time, and 1% Temporary. Highlights an 93% Physical, 5% Hybrid, and 2% Remote job distribution, with an average salary of $74,677 per year, or $35.9 per hour.

Manager, Credit

SanMar-Internal

Issaquah, WA • On-site

$90K - $125K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Key responsibilities

  • Lead the credit analysts and accounts receivable teams by providing direction, support, and accountability to drive performance and teamwork.

  • Ensure consistent execution of credit policies, standards, and metrics across collections, analyst, and supervisory teams to support growth and operational efficiency.

  • Actively participate in customer credit reviews, including financial and credit analysis, engaging directly with customers while advising Analysts and AR team members.

Job description

What's the Short Version?
The Manager, Credit leads SanMar's credit and collections function, overseeing accounts receivable and credit analyst teams to support sales growth while managing credit risk. This role provides clear direction, coaching, and tools to ensure effective operations and achievement of business objectives.
This role partners closely with Sales and customers to strengthen relationships, resolve issues, and support profitable growth while maintaining sound credit and risk management practices. They proactively identify business challenges and improvement opportunities and collaborate with Credit Leadership and cross-functional leaders to implement solutions and initiatives. The Manager, Credit fosters a culture of engagement, accountability, and continuous improvement, supporting employee development and serving as a mentor to supervisors to strengthen leadership capability across the department.
What Will You Be Doing?
  • Lead the credit analysts and accounts receivable teams by providing clear direction, support, and accountability, driving strong performance management, communication, employee engagement, and teamwork.
  • Ensure consistent execution of credit policies, standards, and metrics are consistently executed across collections, analyst, and supervisory teams, driving disciplined DSO performance, effective bad debt management, and operational efficiency in support of SanMar's growth.
  • Hire, mentor, performance manage, and develop supervisors, strengthening leadership capability, engagement, and succession readiness across the Credit team.
  • Actively participate in customer credit reviews, including financial and credit analysis, engaging directly with customers while supporting and advising Analysts and AR team members.
  • Lead collection strategy and execution, coaching teams on effective negotiation techniques, risk assessment, and issue resolution to protect credit exposure while strengthening customer relationships and revenue opportunities.
  • Deliver a high level of service to internal and external customers by modeling responsiveness, consistency, and professionalism aligned with SanMar's guiding principles and family values.
  • Partner with Department Managers to align performance standards, metrics, procedures, and improvement initiatives across functional areas.
  • Identify opportunities to improve team performance, efficiency, and consistency, resolving issues and implementing goals and initiatives in partnership with Credit Department Leadership and the Credit Director.
  • Champion continuous improvement by introducing innovative ideas and supporting planning efforts that drive functional and departmental effectiveness.
  • Attend and participate in industry credit groups, monitor competitor and industry trends, and stay current on best practices within the credit field. Potential for quarterly travel.
  • Perform other duties as assigned.
  • Comply with all policies and standards.

What Are We Looking For?
  • Bachelor's Degree degree in Finance, Accounting, Business Administration, or a related field
  • 4-6 years of progressive experience in credit, accounts receivable, collections, or credit risk management
  • 1-3 years of supervisory experience
  • Demonstrated experience working with mid to large customer portfolios and complex credit decisions.
  • Strong knowledge of credit analysis, including review of financial statements, credit reports, and risk indicators
  • Experience establishing and enforcing credit policies, payment terms, and credit limits
  • Experience developing and leading collection strategies while maintaining positive customer relationships
  • Comfortable managing multiple priorities in a fast paced environment
  • Strong negotiation skills, balancing firmness with relationship building
  • Strong working knowledge of Microsoft Excel, Salesforce, Dynamics 365 and related software applications

What's Our Offer?
Salary Range: You`ll earn between $90,000 - $125,000 (WA, NJ); $82,350 - $114,375 (MN, NV, TX, VA); $79,200 - $110,000 (AZ, ID, FL MT, OH) annually, depending on experience.
Bonus: You`ll be eligible for an annual discretionary bonus up to 15% of base salary.
Paid Time Off: You`ll accrue paid time off on a bi-weekly basis based on hours worked up to 152 hours per year to start. Employees also receive 8 paid holidays and 1 paid family day off.
Additional Benefits:
  • Comprehensive medical, dental, and vision benefits
  • 401k plan and matches $1 for $1 up to 4% of earnings, matched & vested at every pay cycle
  • Life insurance
  • Short/long-term disability coverage
  • Paid maternity/paternity leave
  • Pet insurance

What Should You Expect?
Hybrid: SanMar's Eastpointe office is located in Issaquah, WA in the Seattle metropolitan area. Employees are required to work in our offices Tuesday through Thursday each week and additional days may be added based on business needs. Our standard working hours are 8:00-5:00 PST. While performing the duties of this job, the employee is regularly required to sit; reach with hands and arms and talk or hear. The employee is frequently required to use hands to finger, handle or feel. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Work environment is moderately quiet. Ability to work on computer for multiple hours with frequent interruptions. Quarterly travel may be required.

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