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Iul Insurance Jobs (NOW HIRING)

J3 Owens Group

Insurance Manager

Ann Arbor, MI · On-site

Independent Insurance Agents -- Sales & Management Opportunity Life Insurance | Mortgage Protection | Final Expense | IUL Candidates Must Reside in the US If you're an experienced independent ...

LEWAUJ FINANCIAL SERVICES LLC

Insurance Broker

Ontario, CA · Remote

$30K - $200K/yr

Working with 15 different insurance companies to protect families with mortgage protection, annuities, IUL's, retirement and life insurance plans. Our job is to call interested families and either go ...

LEWAUJ FINANCIAL SERVICES LLC

Insurance Broker

Ontario, CA · Remote

$30K - $200K/yr

Working with 15 different insurance companies to protect families with mortgage protection, annuities, IUL's, retirement and life insurance plans. Our job is to call interested families and either go ...

The Cormier Group

Life Insurance Sales Agent

$104K - $136K/yr

Description Join The Cormier Group as a Life Insurance Sales Agent and empower individuals with affordable final expense, whole life, term, and IUL policies. We're committed to your success, offering ...

Selfless Financial

Insurance Sales Agent Apprentice

$20K/mo

Description Insurance Agent Apprentice - Remote, No Experience Required Work Hard. Work Honest. Get ... Exclusive access to high-intent IUL leads from tested vendors * Hands-on mentorship to help you ...

the cormier group

Insurance Sales Agent

Baker, LA · On-site

$120K/yr (+ commission)

... and IUL policies. Our mission is to help individuals secure their futures while supporting our ... As an Insurance Sales Agent with us, you'll play a pivotal role in this mission, using our ...

Ethos Life

Insurance Case Manager

$90K - $120K/yr

Own and actively manage a portfolio of pending or stalled life insurance applications, with an initial focus on Indexed Universal Life (IUL) * Develop a working understanding of the full application ...

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How much do iul insurance jobs pay per year?

As of Sep 10, 2026, the average yearly pay for iul insurance in the United States is $70,833.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,500.00 and $75,500.00 per year, depending on experience, location, and employer.
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Infographic showing various Iul Insurance job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $70,833 per year, or $34.1 per hour.

Product Development Associate Actuary - IUL | Fully Onsite

Minneapolis, MN • On-site

Allianz
Finance and Insurance • 10K+ employees
Learn more about Allianzexternal

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago

Key responsibilities

  • Help lead the development, pricing, and strategic direction of Indexed Universal Life (IUL) products.

  • Design and refine IUL products, including index crediting strategies, cap/participation structures, multipliers, fixed account design, riders, and survivorship variations.

  • Build, enhance, and validate pricing models using advanced actuarial techniques, and set assumptions for mortality, persistency, expenses, funding patterns, rider use, and index crediting performance.

Allianz rating

9.3

Company rating: 9.3 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

Job description

At Allianz Life, we are driven by our mission - we secure your future - and by our common goal of caring for tomorrow. We care for our employees by promoting an inclusive culture where everyone has the opportunity to grow and be rewarded for their success. We care for our customers by creating new products that help them protect their families and pursue their retirement goals. We care for our community by giving time, resources, and donations. And we care for the future by supporting sustainability, protecting the local environment, and promoting equality in our communities.
You will help lead the development, pricing, and strategic direction of Indexed Universal Life (IUL) products. Acts as one of our experts on IUL mechanics, index crediting structures, and actuarial modeling, ensuring products are competitive, sustainable, and aligned with business strategy. You will report to a credentialed senior leader on the Product Development team.
What you do:
  • Design and refine IUL products, including index crediting strategies, cap/participation structures, multipliers, fixed account design, riders, and survivorship variations.
  • Build, enhance, and validate pricing models using advanced actuarial techniques, ensuring accurate representation of product behavior.
  • Set and maintain assumptions for mortality, persistency, expenses, funding patterns, rider use, and index crediting performance.
  • You will develop pricing strategies that balance regulatory expectations, risk management considerations, and competitive market needs.
  • Incorporate requirements related to Standard Nonforfeiture Law (SNFL), Sections 7702 and AG 49 into product and pricing models, ensuring compliant and sustainable design parameters.
  • Conduct sensitivity testing, scenario modeling, and profitability analysis to evaluate product levers and support product positioning.
  • Collaborate with Investments to assess the feasibility and sustainability of index strategies, including option-budget and hedging considerations.
  • Collaborate with Underwriting and Reinsurers to assess effectiveness and impacts of our underwriting practices
  • Monitor IUL market trends to guide product mix strategy, identify innovation opportunities, and ensure products stay competitive.
  • Partner with Product, Distribution, and Marketing to align product designs with customer needs and sales strategies.
  • Mentor actuarial staff on modeling, pricing frameworks, and IUL concepts..
  • Utilization of artificial intelligence tools and resources (e.g. generative AI)

What you bring:
  • 8+ years actuarial experience with background in life product development, including IUL.
  • Four-year degree required in Actuarial Science, Mathematics, Physics, Economics, Engineering, or related field
  • Fellowship in the Society of Actuaries (FSA).
  • Expertise with actuarial modeling platforms and pricing methodologies.
  • Ability to translate technical modeling insights into clear product strategy recommendations.
  • Experience applying SNFL, 7702, and AG 49 requirements within product design, modeling, and pricing frameworks.
  • Experience with underwriting program analysis and assessing impacts to mortality trends
  • Ability to work both independently and collaboratively, ensuring long-term project success across cross-functional teams.
  • You must be legally authorized to work in the U.S. without requiring immigration sponsorship now or in the future. This includes holders of H-1B, H4, L-1, L-2, TN, OPT, CPT, and other nonimmigrant visas.

Job posting range: $100,000 - $200,000
Note the job posting range is exclusive of company benefits or other compensation. This role is also eligible for an annual incentive program. If you are hired, your final base salary will be determined based on factors such as geographic location, experience, skills, competencies, and/or education. In addition to those factors, we will also consider internal equity of our current employees. Please keep in mind that the range provided is the full base salary range for the role. Hiring at or near the maximum of the range would not be typical to allow for future and continued salary growth.
This position is eligible for domestic relocation assistance.
What we offer:
At Allianz Life, we're proud to provide a benefits package that supports the True Balance of our employees and their families. We offer: a choice of comprehensive medical, dental and vision plan options, flexible spending and health savings accounts, tuition reimbursement, student loan retirement program, generous annual paid leave, an outstanding 401(k) company match, and life insurance. Plus, our employees enjoy an award-winning campus with an array of discounted amenities, including an onsite health center, child development center, fitness facility, convenience store and two cafeterias. Our employees and leaders take an active role in shaping our culture through our Employee Resource Groups, whose activities and advocacy contribute to an environment that is fair, caring, and inclusive. Our generous benefits, campus amenities and inclusive, engaged culture are among the many reasons we're routinely recognized as a top workplace employer. For additional information regarding What It's Like To Work Here | Allianz Life
Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.
Join us. Let's care for tomorrow. #LI-NL1

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