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Iul Jobs (NOW HIRING)

Ethos Life

IUL Consumer Sales Agent

About the Role The role of an Index Universal Life (IUL) Sales Specialist is to confidently guide customers through the IUL insurance buying process by educating customers on how IULs works, which ...

Ethos Life

Sales Manager, IUL

$83K - $147K/yr

About the role Ethos is looking for an experienced Sales Manager, IUL to join and lead a team in our growing Consumer Sales organization. The individual will be responsible for managing Life ...

LEWAUJ FINANCIAL SERVICES LLC

Insurance Broker

Ontario, CA · Remote

$30K - $200K/yr

Working with 15 different insurance companies to protect families with mortgage protection, annuities, IUL's, retirement and life insurance plans. Our job is to call interested families and either go ...

LEWAUJ FINANCIAL SERVICES LLC

Insurance Broker

Ontario, CA · Remote

$30K - $200K/yr

Working with 15 different insurance companies to protect families with mortgage protection, annuities, IUL's, retirement and life insurance plans. Our job is to call interested families and either go ...

Integritymarketing

Sales Manager

Blue Springs, MO

Sales Manager - Will build out infrastructure on increasing IUL Sales. The sales consultant will be required to hire direct agents to HFG and increase revenue on our IUL platform with focus to ...

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Iul information

See salary details

$34K

$98.8K

$117.5K

How much do iul jobs pay per year?

As of Jun 23, 2026, the average yearly pay for iul in the United States is $98,786.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $111,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Iul, and why are they important?

I'm sorry, but 'Iul' does not appear to be a recognized real-world professional occupation, so I cannot provide an answer based on your request.

What jobs pay 10,000 a month without a degree?

Jobs such as sales representatives, real estate agents, and skilled trades like electricians or plumbers can earn $10,000 or more monthly without a degree, often through commissions, tips, or project-based pay. Success in these roles typically depends on experience, skills, and performance rather than formal education.

How do IUL agents make money?

IUL agents earn commissions on the sale of indexed universal life insurance policies, typically receiving a percentage of the premium paid by clients. They may also earn renewal commissions for ongoing policy maintenance and may receive bonuses or incentives based on sales performance.

What jobs pay 2000 a day?

High-paying jobs that can pay around $2,000 a day typically include roles such as specialized surgeons, anesthesiologists, corporate lawyers, and experienced consultants. These positions often require advanced degrees, certifications, and significant expertise, and may involve long hours or high-pressure environments.

How much does an IUL agent make?

An IUL (Indexed Universal Life) insurance agent's earnings typically consist of commissions from policy sales, which can range from a few thousand to over $100,000 annually depending on experience, sales volume, and the company. Many agents work on a commission-based structure and may also earn bonuses or residual income from ongoing policy management.

What are IULs?

IUL stands for Indexed Universal Life insurance, which is a type of permanent life insurance policy that offers a death benefit and also accumulates cash value over time. The cash value growth is tied to the performance of a specific stock market index, such as the S&P 500, but typically comes with a cap and floor to limit gains and losses. IULs offer flexible premiums and death benefits, allowing policyholders to adjust coverage and payments as their financial needs change. They are popular for those seeking both life insurance protection and the potential for cash value growth without direct investment in the stock market.

What is the difference between IUL vs Life Insurance Agent?

AspectIULLife Insurance Agent
CredentialsFinancial licenses, insurance licensesInsurance licenses, sales certifications
Work EnvironmentFinancial institutions, insurance companiesIndependent or agency-based sales
Industry UsageFinancial planning, insurance productsInsurance sales and client consultation

While IUL (Indexed Universal Life) is a type of life insurance product, a Life Insurance Agent is a professional who sells various insurance policies, including IULs. The agent helps clients choose suitable coverage, whereas IUL refers to a specific policy type that offers flexible premiums and cash value growth linked to market indices.

More about Iul jobs
What cities are hiring for Iul jobs? Cities with the most Iul job openings:
What states have the most Iul jobs? States with the most job openings for Iul jobs include:
What job categories do people searching Iul jobs look for? The top searched job categories for Iul jobs are:
Iul jobs near you
Product Development Associate Actuary - IUL | Fully Onsite

Product Development Associate Actuary - IUL | Fully Onsite

Allianz

Minneapolis, MN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

Allianz rating

9.3

Company rating: 9.3 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

14th of 261 rated insurance

Job description

At Allianz Life, we are driven by our mission - we secure your future - and by our common goal of caring for tomorrow. We care for our employees by promoting an inclusive culture where everyone has the opportunity to grow and be rewarded for their success. We care for our customers by creating new products that help them protect their families and pursue their retirement goals. We care for our community by giving time, resources, and donations. And we care for the future by supporting sustainability, protecting the local environment, and promoting equality in our communities.
You will help lead the development, pricing, and strategic direction of Indexed Universal Life (IUL) products. Acts as one of our experts on IUL mechanics, index crediting structures, and actuarial modeling, ensuring products are competitive, sustainable, and aligned with business strategy. You will report to a credentialed senior leader on the Product Development team.
What you do:
  • Design and refine IUL products, including index crediting strategies, cap/participation structures, multipliers, fixed account design, riders, and survivorship variations.
  • Build, enhance, and validate pricing models using advanced actuarial techniques, ensuring accurate representation of product behavior.
  • Set and maintain assumptions for mortality, persistency, expenses, funding patterns, rider use, and index crediting performance.
  • You will develop pricing strategies that balance regulatory expectations, risk management considerations, and competitive market needs.
  • Incorporate requirements related to Standard Nonforfeiture Law (SNFL), Sections 7702 and AG 49 into product and pricing models, ensuring compliant and sustainable design parameters.
  • Conduct sensitivity testing, scenario modeling, and profitability analysis to evaluate product levers and support product positioning.
  • Collaborate with Investments to assess the feasibility and sustainability of index strategies, including option-budget and hedging considerations.
  • Collaborate with Underwriting and Reinsurers to assess effectiveness and impacts of our underwriting practices
  • Monitor IUL market trends to guide product mix strategy, identify innovation opportunities, and ensure products stay competitive.
  • Partner with Product, Distribution, and Marketing to align product designs with customer needs and sales strategies.
  • Mentor actuarial staff on modeling, pricing frameworks, and IUL concepts..
  • Utilization of artificial intelligence tools and resources (e.g. generative AI)

What you bring:
  • 8+ years actuarial experience with background in life product development, including IUL.
  • Four-year degree required in Actuarial Science, Mathematics, Physics, Economics, Engineering, or related field
  • Fellowship in the Society of Actuaries (FSA).
  • Expertise with actuarial modeling platforms and pricing methodologies.
  • Ability to translate technical modeling insights into clear product strategy recommendations.
  • Experience applying SNFL, 7702, and AG 49 requirements within product design, modeling, and pricing frameworks.
  • Experience with underwriting program analysis and assessing impacts to mortality trends
  • Ability to work both independently and collaboratively, ensuring long-term project success across cross-functional teams.
  • You must be legally authorized to work in the U.S. without requiring immigration sponsorship now or in the future. This includes holders of H-1B, H4, L-1, L-2, TN, OPT, CPT, and other nonimmigrant visas.

Job posting range: $100,000 - $200,000
Note the job posting range is exclusive of company benefits or other compensation. This role is also eligible for an annual incentive program. If you are hired, your final base salary will be determined based on factors such as geographic location, experience, skills, competencies, and/or education. In addition to those factors, we will also consider internal equity of our current employees. Please keep in mind that the range provided is the full base salary range for the role. Hiring at or near the maximum of the range would not be typical to allow for future and continued salary growth.
This position is eligible for domestic relocation assistance.
What we offer:
At Allianz Life, we're proud to provide a benefits package that supports the True Balance of our employees and their families. We offer: a choice of comprehensive medical, dental and vision plan options, flexible spending and health savings accounts, tuition reimbursement, student loan retirement program, generous annual paid leave, an outstanding 401(k) company match, and life insurance. Plus, our employees enjoy an award-winning campus with an array of discounted amenities, including an onsite health center, child development center, fitness facility, convenience store and two cafeterias. Our employees and leaders take an active role in shaping our culture through our Employee Resource Groups, whose activities and advocacy contribute to an environment that is fair, caring, and inclusive. Our generous benefits, campus amenities and inclusive, engaged culture are among the many reasons we're routinely recognized as a top workplace employer. For additional information regarding What It's Like To Work Here | Allianz Life
Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.
Join us. Let's care for tomorrow. #LI-NL1

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