Intern Stop Loss Rn Jobs (NOW HIRING)

Position Summary

Ryan Specialty Benefits is seeking an experienced and clinically driven Clinical Risk Manager to join our dynamic Clinical Advisory Team. This is a unique opportunity to play a critical role within a rapidly growing organization that is redefining clinical risk management and stop loss cost containment.
As a Clinical Risk Manager, you will serve as a strategic clinical consultant, partnering closely with our brokers, carrier partners, TPAs, captive programs, specialty vendors, and employer-sponsored health plans to identify risk, evaluate high-cost claims, and develop innovative cost mitigation strategies. Your expertise will directly influence underwriting decisions, risk management initiatives, and financial outcomes for our clients.
This role is ideal for a clinically experienced Registered Nurse who enjoys combining clinical expertise with financial analysis, strategic problem-solving, and collaborative relationship management. You will become part of a highly engaged team focused on delivering meaningful results through clinical insights, proactive risk identification, and innovative mitigation solutions.

What will your job entail?

What You'll Do

Clinical Risk Assessment & Analysis

• Analyze medical and pharmacy claims, clinical records, treatment plans, and emerging therapies to identify high-cost claim exposure and stop loss risk.
• Evaluate current and future claim liabilities, including complex cases involving oncology, transplants, specialty pharmacy, gene and cell therapy, catastrophic claims, and chronic conditions.
• Assess clinical severity, treatment patterns, and emerging risks to support stop loss underwriting and risk management decisions.

Cost Projection & Financial Modeling

• Develop accurate clinical cost projections for high-dollar claimants and complex cases.
• Monitor significant ongoing claims and identify potential changes in risk exposure.
• Provide detailed financial analyses and forecasting that support underwriting, renewal, captive, and carrier decision-making.

Risk Mitigation Strategy Development

• Partner with brokers, carriers, TPAs, case management teams, specialty vendors, and employer groups to identify opportunities for cost containment and risk reduction.
• Evaluate and recommend clinical and financial mitigation solutions, including:
  • Specialty pharmacy optimization
  • Biosimilar conversion opportunities
  • Site-of-care management
  • Centers of Excellence utilization
  • Case management intervention
  • Transplant management programs
  • Gene and cell therapy solutions
  • Alternative funding and assistance programs
• Collaborate with internal and external stakeholders to implement effective cost-management strategies that improve outcomes while controlling plan spend.

Captive and Client Support

• Support captive risk management initiatives through ongoing clinical reviews and risk assessments.
• Present complex clinical information in a concise, actionable manner for clients, brokers, captives, carrier partners, and executive leadership.
• Serve as a trusted clinical resource during renewal discussions, prospect evaluations, and risk management consultations.

Collaboration & Relationship Management

• Work closely with Ryan Specialty Benefits consultants, producers, underwriting partners, TPAs, brokers, carriers, and specialty vendors.
• Foster strong strategic relationships that support innovative client solutions and exceptional service delivery.
• Participate in multidisciplinary discussions to identify trends, share best practices, and improve overall risk management outcomes.

Reporting & Documentation

• Maintain accurate documentation of clinical analyses, cost projections, and mitigation recommendations.
• Prepare reports, presentations, and executive summaries that communicate clinical risk and financial impact to diverse audiences.
• Monitor outcomes and effectiveness of implemented mitigation strategies.

Qualifications

Education

• Associate's or Bachelor's Degree in Nursing or a related healthcare field preferred.

Experience

• Minimum of 3 years of clinical nursing experience.
• Minimum of 2 years of stop loss captive risk management required.
• Experience evaluating complex and catastrophic claims strongly preferred.

Licensure

• Active and unrestricted Registered Nurse (RN) license.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $103,565.00 - $120,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.