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Insurance Underwriter Jobs in San Ramon, CA (NOW HIRING)

Chubb

Executive Underwriter

San Francisco, CA

$122K - $177K/yr

We are currently looking for a Executive Underwriter to join our San Francisco team. This role ... Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial ...

Chubb

Executive Underwriter

San Francisco, CA · On-site

$122K - $177K/yr

Bachelor's degree in insurance, business, or a related field, or equivalent experience. * A minimum of 6 years of experience in commercial casualty underwriting, preferably with Fortune 1000 ...

Liberty Mutual

Executive Underwriter

San Francisco, CA · On-site

$83K - $278K/yr

CPCU or professional insurance designation preferred * Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility * Demonstrated ability to communicate complex ...

Allianz

Senior Underwriter - Property

San Francisco, CA · On-site

$99K - $150K/yr

When it comes to underwriting insurance products for well-known famous sports venues, sports/entertainment facilities, major airlines, retail/wholesale companies, banks and manufacturers, we do it ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in San Ramon, CA

Insurance Underwriter information

See San Ramon, CA salary details

$31.3K

$69.6K

$117.3K

How much do insurance underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for insurance underwriter in San Ramon, CA is $69,602.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,200.00 and $93,300.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in San Ramon, CA? The most popular types of Insurance Underwriter jobs in San Ramon, CA are:
What job categories do people searching Insurance Underwriter jobs in San Ramon, CA look for? The top searched job categories for Insurance Underwriter jobs in San Ramon, CA are:
What cities near San Ramon, CA are hiring for Insurance Underwriter jobs? Cities near San Ramon, CA with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in San Ramon, CA as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 25% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $69,602 per year, or $33.5 per hour.

Executive Underwriter

Chubb

San Francisco, CA

$122K - $177K/yr

Full-time

Posted 16 days ago

Chubb rating

8.2

Company rating: 8.2 out of 10

Based on 66 frontline employees who took The Breakroom Quiz

141st of 301 rated insurance

Job description

Chubb Global Casualty (CGC) Domestic is looking for an applicant to fill the position of AVP Underwriting, Team Leader, in our San Francisco Branch. Chubb Global Casualty is the largest operating division in Chubb Major Accounts; our focus is Fortune 1,000 companies with risk taking appetites. We offer customized & complex primary loss sensitive programs tailored to our client's business needs and operations.  The core lines of business include: Workers Compensation, General Liability and Auto Liability.

We are currently looking for a Executive Underwriter to join our San Francisco team. This role presents an exciting opportunity to work within a dynamic, collaborative team environment. 

Key Responsibilities Include: 

  • Evaluate, select, underwrite, price, quote, and maintain new and renewal business in alignment with Chubb's strategic goals.
  • Lead retention efforts for accounts through active participation in the Chubb Stewardship process.
  • Ensure adherence to Chubb's rigorous standards regarding pricing and servicing.
  • Participate in product line projects as needed to enhance operational efficiency and client satisfaction.
  • Oversee and execute a variety of operational tasks, maintaining strict compliance with File Construction, Documentation, and Self-Audit requirements.
  • Cultivate and utilize strategically based relationships and expertise to navigate client needs effectively, both internally and externally. 
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
  • Bachelor's degree in insurance, business, or a related field, or equivalent experience.
  • A minimum of 6 years of experience in commercial casualty underwriting, preferably with Fortune 1000 companies.
  • Superior communication, interpersonal, and negotiation skills.
  • Strong analytical abilities necessary for evaluating risks and developing comprehensive underwriting solutions.
  • Proven sales and marketing skills with a track record of successful business development.
  • Advanced computer skills and familiarity with underwriting software tools are preferred.

The pay range for the role is $122,400 to $177,600. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.  The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

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About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US

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