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Insurance Underwriter Jobs in San Ramon, CA (NOW HIRING)

Diedre Moire Corp.

Insurance Underwriter

San Jose, CA · On-site

$100K - $300K/yr

Commercial Multi Lines Insurance Underwriter - San Jose, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Shall: • ...

Burns & Wilcox

Associate Underwriter

San Jose, CA · On-site

$60K - $80K/yr

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the ...

Burns & Wilcox

Associate Underwriter

San Mateo, CA · On-site

$60K - $80K/yr

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the ...

Burns & Wilcox

Associate Underwriter

Hayward, CA · On-site

$60K - $80K/yr

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the ...

Burns & Wilcox

Associate Underwriter

San Francisco, CA · On-site

$60K - $80K/yr

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the ...

Burns & Wilcox

Associate Underwriter

Fremont, CA · On-site

$60K - $80K/yr

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the ...

Burns & Wilcox

Associate Underwriter

Alameda, CA · On-site

$60K - $80K/yr

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the ...

Burns & Wilcox

Associate Underwriter

San Francisco, CA · On-site

$60K - $80K/yr

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the ...

The Hartford

Captives Underwriter

San Francisco, CA · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

The Hartford

Captives Underwriter

Walnut Creek, CA · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

CapSpecialty, Inc

Underwriter - Surety

Concord, CA · On-site

$80K - $115K/yr

... insurance and short- & long-term disability plans, professional and educational growth ... CapSpecialty is seeking an Underwriter for our West Coast Surety Team who will generate profitable ...

CapSpecialty

Underwriter - Surety

Concord, CA · Hybrid

$82K - $118K/yr

... insurance and short- & long-term disability plans, professional and educational growth ... CapSpecialty is seeking an Underwriter for our West Coast Surety Team who will generate profitable ...

CapSpecialty

Underwriter - Surety

Concord, CA · Hybrid

$82K - $118K/yr

... insurance and short- & long-term disability plans, professional and educational growth ... CapSpecialty is seeking an Underwriter for our West Coast Surety Team who will generate profitable ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in San Ramon, CA

Insurance Underwriter information

See San Ramon, CA salary details

$31.3K

$69.6K

$117.3K

How much do insurance underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for insurance underwriter in San Ramon, CA is $69,602.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,200.00 and $93,300.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in San Ramon, CA? The most popular types of Insurance Underwriter jobs in San Ramon, CA are:
What job categories do people searching Insurance Underwriter jobs in San Ramon, CA look for? The top searched job categories for Insurance Underwriter jobs in San Ramon, CA are:
What cities near San Ramon, CA are hiring for Insurance Underwriter jobs? Cities near San Ramon, CA with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in San Ramon, CA as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 25% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $69,602 per year, or $33.5 per hour.

Insurance Underwriter

Diedre Moire Corp.

San Jose, CA • On-site

$100K - $300K/yr

Other

Medical, Dental, Vision, Retirement, PTO

Re-posted 21 days ago

Job description

Commercial Multi Lines Insurance Underwriter - San Jose, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Shall: • Accept, modify, or reject risk based on review. • Review new and renewal business submissions and provide rate quotes for applications. • Produce new businesses through sales and marketing. 5+ years multi-line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full company paid benefits including health dental and vision with growth potential, bonuses, dollar-for-dollar company matched 401(k), paid vacations, holidays and sick time. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071037_10006796@najbcareers302.com Please reference #39412CA514 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: San Jose Job State Location: CA Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499

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