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Insurance Underwriter Trainee Jobs in Ohio (NOW HIRING)

Business Development Associate

Westerville, OH · On-site

$43K - $59K/yr

Bachelor's degree in marketing, insurance, underwriting, loss prevention, and/or auditing. * One ... trainee program. QUALIFICATIONS To perform this job successfully, an individual must be able to ...

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Insurance Underwriter Trainee information

See Ohio salary details

$30.9K

$75K

$132.6K

How much do insurance underwriter trainee jobs pay per year?

As of Aug 7, 2026, the average yearly pay for insurance underwriter trainee in Ohio is $74,989.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,700.00 per year, depending on experience, location, and employer.

Can you get a job as an insurance underwriter trainee with no experience?

Insurance underwriter trainee positions often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and strong communication. Employers may provide on-the-job training and may require a related degree or certification, such as an insurance license or coursework in risk management. Entry-level roles typically involve learning underwriting processes and industry standards through training programs.

What are the key skills and qualifications needed to thrive in the insurance underwriter trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

What does the typical career path look like for an insurance underwriter trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What is an insurance underwriter trainee?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What are the most commonly searched types of Insurance Underwriter jobs in Ohio? The most popular types of Insurance Underwriter jobs in Ohio are:
What job categories do people searching Insurance Underwriter Trainee jobs in Ohio look for? The top searched job categories for Insurance Underwriter Trainee jobs in Ohio are:
What cities in Ohio are hiring for Insurance Underwriter Trainee jobs? Cities in Ohio with the most Insurance Underwriter Trainee job openings:
Infographic showing various Insurance Underwriter Trainee job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $74,989 per year, or $36.1 per hour.

Full-time, Part-time

Medical, Dental, Vision, Retirement, PTO

Re-posted yesterday


Job description

National Interstate is a member of Great American Insurance Group. As one of the leading commercial transportation insurers in the nation, we offer risk financing solutions in all 50 states tailored to meet the needs of a wide variety of transportation classes. Our offerings include traditional insurance and innovative alternative risk transfer (ART) programs, including more than a dozen group captive programs catering to niche wheels markets. We are proud to be a multiple Northcoast 99 winner and Cleveland Plain Dealer Top Workplace in Northeast Ohio. It is because of our talented and dedicated team that we are able to live out our company values of integrity, transparency, fairness, accountability, empowerment and collaboration with each transaction we make. If you are ready to join an engaging and driven team such as ours, we would love to hear from you!
At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.
Since 1989, National Interstate has specialized in serving the insurance needs of the wheels-based transportation industry. Our steadfast focus on developing niche expertise in product design, loss control and claim services has made National Interstate one of the most respected names in commercial transportation insurance today. (https://natl.com/)
National Interstate is looking for an Underwriting Trainee to join their team. This individual will work a hybrid schedule out of the Richfield, Ohio office.
National Interstate's culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in-office days are Tuesday-Thursday, with the fourth day determined by business needs.
Essential Job Functions and Responsibilities
  • Learns to evaluate and underwrite new and renewal business in accordance with Company underwriting guidelines and risk appetite.
  • Learns to analyze risk information to make informed decisions on coverage, pricing, and terms.
  • Participates in collaborating with actuaries, agents, brokers, and clients to obtain necessary information and clarify details.
  • Assists with ordering additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions.
  • Learns how to document underwriting decisions in compliance with state and federal insurance regulations.
  • Assists with evaluating existing policies for potential renewal or modification.
  • Participates in communicating underwriting decisions clearly and effectively to internal teams, agents, and brokers.
  • Develops knowledge of industry trends, regulatory changes, and market conditions.
  • Develops effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
  • Learns to interpret, explain, and market products and services.
  • Performs other duties as assigned.

Job Requirements
Education: Bachelor's Degree in Business, Finance, Economics, Risk Management and Insurance, or a related field or equivalent experience.
Scope of Job/Qualifications: Typically participates in a formal training program for 6 months to a year. Performs work under close supervision and technical direction. Works on assignments of low to moderate technical and logistical complexity. Demonstrates basic analytical, risk assessment, and problem-solving abilities. Develops and maintains knowledge of company policies and industry laws and regulations. Strong interpersonal, communication, and negotiation skills. Develops strong analytical skills and the ability to use data to analyze situations, identify problems, and develop effective solutions.
Company:
NIIC National Interstate Insurance Company
Benefits:
We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.
Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.
*Excludes seasonal employees and interns.