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Insurance Underwriter Trainee Jobs in Ohio (NOW HIRING)

GEICO

Auto Damage Trainee (Field)

Cleveland, OH · On-site +1

$56K/yr

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

GEICO

Auto Damage Trainee (Field)

Cleveland, OH · On-site +1

$56K/yr

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

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Insurance Underwriter Trainee information

See Ohio salary details

$30.9K

$75K

$132.6K

How much do insurance underwriter trainee jobs pay per year?

As of Aug 31, 2026, the average yearly pay for insurance underwriter trainee in Ohio is $74,989.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,700.00 per year, depending on experience, location, and employer.

What is an insurance underwriter trainee?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What does the typical career path look like for an insurance underwriter trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What are the key skills and qualifications needed to thrive in the insurance underwriter trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

Can you get a job as an insurance underwriter trainee with no experience?

Insurance underwriter trainee positions often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and strong communication. Employers may provide on-the-job training and may require a related degree or certification, such as an insurance license or coursework in risk management. Entry-level roles typically emphasize a willingness to learn and basic computer skills over extensive experience.

Is insurance underwriting hard to get into?

Insurance underwriting can be competitive, especially for entry-level trainee positions, as they often require strong analytical skills, attention to detail, and sometimes a relevant degree or certification. Gaining experience through internships or related coursework can improve chances, but the job typically involves learning industry-specific tools and regulations. Overall, it requires dedication and a willingness to develop specialized knowledge.

What are the most commonly searched types of Insurance Underwriter jobs in Ohio?

The most popular types of Insurance Underwriter jobs in Ohio are:

What are popular job titles related to Insurance Underwriter Trainee jobs in Ohio?

For Insurance Underwriter Trainee jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Insurance Underwriter Trainee jobs in Ohio look for?

The top searched job categories for Insurance Underwriter Trainee jobs in Ohio are:

What cities in Ohio are hiring for Insurance Underwriter Trainee jobs?

Cities in Ohio with the most Insurance Underwriter Trainee job openings:

Insurance Underwriter Trainee jobs near you
Infographic showing various Insurance Underwriter Trainee job openings in Ohio as of August 2026, with employment types broken down into 90% Full Time, 5% Part Time, and 5% Temporary. Highlights an 63% In-person, 26% Hybrid, and 11% Remote job distribution, with an average salary of $74,989 per year, or $36.1 per hour.

Commercial Lines - Underwriter Trainee - January 2027

The Cincinnati Insurance Companies

Fairfield, OH • On-site

$60K/yr

Full-time

Posted 3 days ago

New

Cincinnati Insurance Company rating

9.0

Company rating: 9.0 out of 10

Based on 26 frontline employees who took The Breakroom Quiz

38th of 315 rated insurance

Job description

Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our Commercial Lines department is seeking candidates for an underwriter trainee class beginning January 19th, 2027. As a Commercial underwriter trainee, you'll participate in a structured training program designed to develop future underwriting professionals. You'll learn how to evaluate risk, build business relationships, make impactful decisions, and contribute to the success of independent insurance agencies and their clients.
This position is based at our headquarters in Fairfield, Ohio. Candidates outside the local area must be willing to relocate. The team currently follows a hybrid schedule of four in-office days and one remote day per week.
The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
  • build a strong foundation in Commercial insurance, underwriting principles, and risk assessment
  • learn Cincinnati's products, coverages, underwriting philosophy, and appetite for risk
  • partner with experienced underwriters and business leaders while developing your underwriting expertise
  • manage a defined portfolio of new and renewal business in collaboration with independent insurance agents
  • analyze business information, identify risk exposures, and make data-driven underwriting recommendations
  • evaluate pricing, coverage terms, and policy conditions to support profitable business decisions
  • develop strong relationships with agency partners through exceptional communication and customer service
  • collaborate with Sales, Claims, and other business areas to support agency and customer needs
  • participate in ongoing training, development opportunities, and special projects that broaden your industry knowledge
  • contribute to team goals while building the skills needed for long-term career success
  • travel to visit agencies to further strengthen relationships and communicate company vision

Be equipped with:
  • excellent communication skills and ability to build strong relationships
  • strong time management and decision-making skills
  • ability to learn and understand new technology
  • ability to analyze risks at individual strategic level
  • work efficiently while following limits of authority and complying with audit criteria
  • ability to seek out creative solutions
  • collaborate with team members and management to identify and solve issues
  • being adaptable to new ideas and processes
  • actively pursues continuing education

Bring education and experience from:
  • a bachelor's degree or have four or more years of insurance-related work experience and have earned an associate in insurance (AINS) designation
    • candidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application

Qualified candidates will be hired into the Commercial underwriter trainee program. Assignment to either the Small Business or Middle Market business unit will be finalized and communicated approximately one month prior to the start date. Assignments are determined based on business needs and an assessment of each candidate's qualifications, strengths, and alignment with the respective role.
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.

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