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Life Insurance Broker Jobs in Ohio (NOW HIRING)

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Life Insurance Sales Agent

Cincinnati, OH ยท On-site

$98K - $127K/yr

We are an industry-leading Life Insurance Brokerage with TOP ROOKIES earning $200,000+ in 2025. We have a QUALIFIED LEAD SYSTEM for you to MAXIMIZE your time. * ๏ปฟ๏ปฟNO cold calling, canvassing ...

Life Insurance Sales Agent

Columbus, OH ยท On-site +1

$50K - $175K/yr

As a broker, we work with 30+ insurance companies so agents can help clients find coverage that ... Must be willing to obtain a life and health insurance license in your state. Licensing costs are ...

Comprehensive Benefits package including medical, dental, vision and life insurance * Retirement ... brokers in the United States and has been ranked the #1 Personal Lines Leader by the Insurance ...

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Life Insurance Broker information

See Ohio salary details

$37.1K

$82.9K

$113.1K

How much do life insurance broker jobs pay per year?

As of Aug 6, 2026, the average yearly pay for life insurance broker in Ohio is $82,923.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,300.00 and $95,100.00 per year, depending on experience, location, and employer.

Do life insurance brokers make money?

Life insurance brokers earn income primarily through commissions on the policies they sell, which can vary based on the policy's size and type. Some brokers also receive ongoing commissions or fees for service, and their earnings depend on sales performance and experience. Many brokers work on a commission-only basis, while others may have a combination of salary and commissions.

Why do most life insurance brokers quit?

Many life insurance brokers quit due to the challenging nature of building a client base, high competition, and inconsistent income, especially during the initial stages. The job often requires strong sales skills, persistence, and ongoing licensing requirements, which can lead to burnout or frustration if targets are not met.

What are some common challenges faced by life insurance brokers when building a client base, and how can they be addressed?

One common challenge for Life Insurance Brokers is establishing trust and credibility with potential clients, as many people may be wary of insurance products or hesitant to discuss personal finances. Brokers often overcome this by providing clear, personalized advice and cultivating long-term relationships through consistent follow-up and excellent service. Leveraging referrals and networking within communities can also help expand a client base over time. Additionally, staying up-to-date with industry products and regulations ensures brokers can confidently address clients' concerns and offer the best solutions.

What are the key skills and qualifications needed to thrive as a life insurance broker, and why are they important?

To thrive as a Life Insurance Broker, you need a solid understanding of insurance products, sales techniques, and state licensing requirements. Familiarity with CRM software, insurance quoting platforms, and relevant certifications like a state-issued insurance license are typically required. Outstanding interpersonal skills, active listening, and ethical judgment help brokers build trust and effectively serve clients. These skills ensure that brokers can match clients with appropriate policies, maintain compliance, and succeed in a competitive, client-focused industry.

What does a life insurance broker do?

A life insurance broker is a licensed professional who helps clients find and secure the best life insurance policies for their needs by comparing options from multiple insurance companies. Unlike agents who represent one insurer, brokers work independently and act in the best interest of their clients. They assess your financial situation, recommend suitable policy types and coverage amounts, and guide you through the application process. Brokers also help with policy servicing and claims if needed.

What is the difference between Life Insurance Broker vs Insurance Agent?

AspectLife Insurance BrokerInsurance Agent
CredentialsLicensing required; may hold multiple licensesLicensing required; typically represents one company
Work EnvironmentIndependent or affiliated with multiple insurersEmployed by a single insurance company or agency
Employer & Industry UsageWorks with various insurers to find best policies for clientsPromotes and sells policies for one insurer
Search & Comparison IntentCompare policies across multiple insurersFocus on policies from a specific insurer

In summary, a Life Insurance Broker offers clients a variety of policies from multiple insurers, providing more options and personalized advice. An Insurance Agent typically works for one insurer, focusing on selling that company's products. Both roles require licensing, but brokers often have broader access to different plans, making them ideal for clients seeking comprehensive options.

Infographic showing various Life Insurance Broker job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $82,923 per year, or $39.9 per hour.

Life Insurance Broker- Commission Based

Alchemy Financial Group

Columbus, OH โ€ข On-site

$87K - $117K/yr

Full-time

Re-posted 21 days ago


Job description

We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community. The organization has proven continuous growth and has proven to be a very lucrative industry throughout the years.
2019: 42.7 million in production
2020: 53.1 million in production
2021: 77.3 million in production
2022: 87.6 million in production
2023: 104 million in production
2024: 125 million in production
Insurance Sales Representative responsibilities are:
โ€ข Following strategies to educate and sell insurance to others
โ€ข Building sincere rapport and relationships with customers during every interaction
โ€ข Collecting details from clients in order to fully assist them
โ€ข Being fully aware of the company's services and policies
* Follow ALL legal and ethical procedures/practices
Representative requirements are:
*MUST be able to pass a background check
*MUST have a valid drivers license and own form of reliable transportation
*MUST be coachable and ready to learn
โ€ข MUST be computer savvy
*Minimum of one year customer service skills
โ€ข High school diploma or Bachelors degree in Finance/Business (recommended not required)