Underwriting Trainee Opportunities: Gain Real World Experience As a participant in the Small ... Bachelor's Degree; prior Insurance experience preferred, Excellent written and interpersonal ...
Underwriting Trainee Opportunities: Gain Real World Experience As a participant in the Small ... Bachelor's Degree; prior Insurance experience preferred, Excellent written and interpersonal ...
Underwriter
Mesa, AZ · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Mesa, AZ · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Personal Lines Underwriter
Mesa, AZ · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Personal Lines Underwriter
Mesa, AZ · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Personal Lines Underwriter
Mesa, AZ · Hybrid
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Personal Lines Underwriter
Mesa, AZ · Hybrid
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Nautilus Insurance is seeking an Underwriting Manager to lead our early career trainee program (EDGE) and our underwriting support team. This role is located in our Scottsdale AZ office. Int this ...
Nautilus Insurance is seeking an Underwriting Manager to lead our early career trainee program (EDGE) and our underwriting support team. This role is located in our Scottsdale AZ office. Int this ...
Responsibilities Nautilus Insurance is seeking an Underwriting Manager to lead our early career trainee program (EDGE) and our underwriting support team. This role is located in our Scottsdale AZ ...
Responsibilities Nautilus Insurance is seeking an Underwriting Manager to lead our early career trainee program (EDGE) and our underwriting support team. This role is located in our Scottsdale AZ ...
Responsibilities Nautilus Insurance is seeking an Underwriting Manager to lead our early career trainee program (EDGE) and our underwriting support team. This role is located in our Scottsdale AZ ...
Responsibilities Nautilus Insurance is seeking an Underwriting Manager to lead our early career trainee program (EDGE) and our underwriting support team. This role is located in our Scottsdale AZ ...
Personal Lines - Underwriting Trainee June 2026
Gilbert, AZ · On-site
$70K/yr
Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people ... underwriting trainee. The pay rate for this position is $33.65 hourly. The hourly pay rate will ...
Personal Lines - Underwriting Trainee June 2026
Gilbert, AZ · On-site
$70K/yr
Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people ... underwriting trainee. The pay rate for this position is $33.65 hourly. The hourly pay rate will ...
Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people ... underwriting trainee. The pay rate for this position is $33.65 hourly. The hourly pay rate will ...
Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people ... underwriting trainee. The pay rate for this position is $33.65 hourly. The hourly pay rate will ...
Company Details Vela Insurance Services provides specialized Excess and Surplus Lines Casualty and ... and Trainee Program, to build a pipeline of talent and promote career laddering. * Build a ...
Company Details Vela Insurance Services provides specialized Excess and Surplus Lines Casualty and ... and Trainee Program, to build a pipeline of talent and promote career laddering. * Build a ...
Company Details Vela Insurance Services provides specialized Excess and Surplus Lines Casualty and ... and Trainee Program, to build a pipeline of talent and promote career laddering. * Build a ...
Company Details Vela Insurance Services provides specialized Excess and Surplus Lines Casualty and ... and Trainee Program, to build a pipeline of talent and promote career laddering. * Build a ...
Vela Insurance Services provides specialized Excess and Surplus Lines Casualty and Professional ... and Trainee Program, to build a pipeline of talent and promote career laddering. * Build a ...
Vela Insurance Services provides specialized Excess and Surplus Lines Casualty and Professional ... and Trainee Program, to build a pipeline of talent and promote career laddering. * Build a ...
Sales Trainer
Phoenix, AZ · On-site +1
$85K/yr
... Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites ... Lead live call demonstrations, trainee shadowing, and guided practice sessions to demonstrate ...
Sales Trainer
Phoenix, AZ · On-site +1
$85K/yr
... Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites ... Lead live call demonstrations, trainee shadowing, and guided practice sessions to demonstrate ...
Consumer Lending Credit Analyst Trainee, I, II, III, Senior
Glendale, AZ · On-site
$63K - $99K/yr
Underwrite consumer loan requests. Duties and Responsibilities: * Evaluate credit applications and ... Comprehensive medical, dental and vision insurance plan that has HSA and FSA options * 401(k) plan ...
Consumer Lending Credit Analyst Trainee, I, II, III, Senior
Glendale, AZ · On-site
$63K - $99K/yr
Underwrite consumer loan requests. Duties and Responsibilities: * Evaluate credit applications and ... Comprehensive medical, dental and vision insurance plan that has HSA and FSA options * 401(k) plan ...
Sales Management Trainee
Phoenix, AZ · Hybrid
Introduce and clearly explain all available insurance policy options to the clients. * Conduct field underwriting with utmost integrity. * Ensure that all medical and other necessary forms are filled ...
Quick apply
Sales Management Trainee
Phoenix, AZ · Hybrid
Introduce and clearly explain all available insurance policy options to the clients. * Conduct field underwriting with utmost integrity. * Ensure that all medical and other necessary forms are filled ...
Sales Management Trainee
Gilbert, AZ · Hybrid
Introduce and clearly explain all available insurance policy options to the clients. * Conduct field underwriting with utmost integrity. * Ensure that all medical and other necessary forms are filled ...
Quick apply
Sales Management Trainee
Gilbert, AZ · Hybrid
Introduce and clearly explain all available insurance policy options to the clients. * Conduct field underwriting with utmost integrity. * Ensure that all medical and other necessary forms are filled ...
Sales Management Trainee
Gilbert, AZ · Hybrid
Introduce and clearly explain all available insurance policy options to the clients. * Conduct field underwriting with utmost integrity. * Ensure that all medical and other necessary forms are filled ...
Quick apply
Sales Management Trainee
Gilbert, AZ · Hybrid
Introduce and clearly explain all available insurance policy options to the clients. * Conduct field underwriting with utmost integrity. * Ensure that all medical and other necessary forms are filled ...
Sales Management Trainee
Phoenix, AZ · Hybrid
Introduce and clearly explain all available insurance policy options to the clients. * Conduct field underwriting with utmost integrity. * Ensure that all medical and other necessary forms are filled ...
Quick apply
Sales Management Trainee
Phoenix, AZ · Hybrid
Introduce and clearly explain all available insurance policy options to the clients. * Conduct field underwriting with utmost integrity. * Ensure that all medical and other necessary forms are filled ...
Universal Service Representative I Trainee
Phoenix, AZ · On-site
$38K - $53K/yr
Provides general typing and clerical support for underwriting, including credit investigations and document preparation. Tracks and obtains proof of insurance as required on member loans. Maintains ...
New
Universal Service Representative I Trainee
Phoenix, AZ · On-site
$38K - $53K/yr
Provides general typing and clerical support for underwriting, including credit investigations and document preparation. Tracks and obtains proof of insurance as required on member loans. Maintains ...
New
Insurance Underwriter Trainee information
See Arizona salary details
$30.3K - $39.4K
5% of jobs
$39.4K - $48.4K
9% of jobs
$56.4K is the 25th percentile. Wages below this are outliers.
$48.4K - $57.5K
12% of jobs
$57.5K - $66.5K
20% of jobs
The median wage is $69.4K / yr.
$66.5K - $75.6K
12% of jobs
$81.7K is the 75th percentile. Wages above this are outliers.
$75.6K - $84.7K
25% of jobs
$84.7K - $93.7K
7% of jobs
$93.7K - $102.8K
3% of jobs
$102.8K - $111.9K
2% of jobs
$111.9K - $120.9K
2% of jobs
$120.9K - $130K
2% of jobs
$30.3K
$73.5K
$130K
How much do insurance underwriter trainee jobs pay per year?
What are the key skills and qualifications needed to thrive in the Insurance Underwriter Trainee position, and why are they important?
To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.
Is insurance underwriting hard to get into?
How to get into underwriting with no experience?
What does the typical career path look like for an Insurance Underwriter Trainee?
As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.
What is an underwriting trainee?
How to start a career in insurance underwriting?
What is an Insurance Underwriter Trainee job?
An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

Full-time
Posted 27 days ago
The Hartford rating
8.8
Based on 120 frontline employees who took The Breakroom Quiz
55th of 298 rated insurance
Job description
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
Underwriting Trainee Opportunities: Gain Real World Experience
As a participant in the Small Business Underwriter On-boarding and Risk Education training program, you will gain critical experience to prepare you for a successful underwriting career at The Hartford.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, we value entrepreneurial spirits, self-starters and are customer focused. We welcome all ideas and encourage authenticity. It's where opportunities exist to hone your underwriting skills by working with our sales teams, experienced underwriters, and other leaders - and your career path can take any direction you might choose.
Our 14-week hybrid training program starting October 2026 includes self-directed and virtual classroom learning sessions. You will receive on-the-job work experience as well as ongoing coaching and support from your mentor and manager to round out your Small Business Underwriting experience. After the formal program concludes, you will have the knowledge to begin a formal career with full support every step of the way.
AS AN ASSOCIATE UNDERWRITER YOU WILL:
Work on our underwriting team supporting small business owners. The underwriter will handle all commercial lines, including Business Owner's Policy (BOP), Commercial Automobile, Workers' Compensation and Umbrella.
Learn to accurately develop and price individual risks, analyze loss and risk information, and recognize "red flags" and file inconsistencies to write profitable commercial business.
Partner with aligned territory sales rep to achieve profit and growth objectives.
Learn to build and leverage relationships with key agents that allow The Hartford to obtain new accounts and drive optimal business results in a highly competitive marketplace.
You Will Be a Good Match if You Have:
A customer-first mindset, putting our customers at the center of everything you do.
A passion for making decisions by analyzing data and employing critical thinking skills.
A team spirit and desire to work collaboratively.
A financial mindset to help make the best decisions.
Ability to own your work and following through on commitments.
Ability to decipher and execute within a fluid and changing business environment.
An understanding of how to build relationships and trust among diverse groups.
The ability to advance your career into technical OR leadership positions.
Qualifications:
Bachelor's Degree; prior Insurance experience preferred,
Excellent written and interpersonal communication and presentation skills
Ability to think analytically about business problems, make recommendations, and propose solutions.
Possession of resilience and an entrepreneurial spirit
Demonstration of solid time, organizational, and desk management skills.
Goal oriented with a strong desire to deliver outcomes in timely manner.
Acts with a sense of urgency and is responsive to internal and external customer needs.
Strong sales skills with the ability to negotiate and sell all messages including with those that may be difficult.
Challenge the status quo to implement improvement and compete to win.
Demonstrates satisfactory progress during the Training Program and achieve passing scores on all tests, case studies, and foundational underwriting assessments.
Flexibility to travel approximately 10% of the time.
The Small Business Underwriting team supports customers and agents countrywide so candidates must be available to work the below schedules:
Charlotte, NC: 8:00AM - 5:00PM EST.
Clinton, NY: 8:00AM - 5:00 PM EST.
Hartford, CT: 8:00AM - 5:00 PM EST.
San Antonio, TX: 10:00AM - 7:00 PM CST.
Scottsdale, AZ: 9:00AM - 6:00PM MST.
- Location: hybrid reporting to Charlotte, NC; Clinton, NY; Hartford CT; San Antonio, TX or Scottsdale, AZ
Sustaining The Hartford's unique workplace culture is vital to delivering on our purpose - underwriting human achievement - and continuously producing outstanding results. Our enterprise work model, which reflects a mix of in-office, hybrid and fully remote roles, helps us attract, retain and develop the talent we need to achieve the company's strategic goals. This role will have a Hybrid work arrangement.
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$53,600 - $80,400Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us|Our Culture|What It's Like to Work Here|Perks & Benefits
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About Hartford
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Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Hartford, CT, US
Year founded
1810