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Entry Level Insurance Underwriter Jobs in Arizona

IAT Insurance Group

Underwriter

Scottsdale, AZ · On-site

IAT Insurance Group has an immediate opening for Underwriter from our Scottsdale, Arizonia location ... We offer comprehensive benefits like: * 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid ...

Auto-Owners Insurance

Claims Representative

Mesa, AZ · On-site

This job handles entry-level insurance claims under close supervision through the life-cycle of a ... Company's underwriting guidelines for coverage * Continually develop product knowledge through ...

Auto-Owners Insurance

Field Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry level Underwriting professional to join our team. The position requires the person to: * Comprehend knowledge of our ...

Iatinsurancegroup

Underwriter

Scottsdale, AZ · Hybrid

IAT Insurance Group has an immediate opening for Underwriter from our Scottsdale, Arizonia location ... We offer comprehensive benefits like: * 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid ...

OdysseyRe

Underwriting Assistant

Scottsdale, AZ · On-site

$50K - $55K/yr

Hudson is a market-leading specialty insurer that offers a wide range of property and casualty ... All majors welcome. * 0-2 years of experience required, entry-level preferred. In Scottsdale, AZ ...

Odyssey

Underwriting Assistant

Scottsdale, AZ

$50K - $55K/yr

Hudson is a market-leading specialty insurer that offers a wide range of property and casualty ... All majors welcome. * 0-2 years of experience required, entry-level preferred. In Scottsdale, AZ ...

Symmetry

Entry Level Remote Sales

Tolleson, AZ · Remote

$100K/yr

Following up with insurance carriers to facilitate client applications through underwriting. Requirements: -Self Motivated and Goal Oriented -Disciplined and Driven to Improve -Humble and Willing to ...

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All JobsInsurance Underwriter JobsEntry Level Insurance Underwriter JobsEntry Level Insurance Underwriter Jobs in Arizona

Entry Level Insurance Underwriter information

See Arizona salary details

$26.1K

$58K

$97.8K

How much do entry level insurance underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for entry level insurance underwriter in Arizona is $58,041.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

What is the starting salary for an insurance underwriter?

The starting salary for an entry-level insurance underwriter typically ranges from $45,000 to $60,000 annually, depending on location, company, and individual qualifications. Gaining relevant certifications and skills in underwriting software can improve salary prospects.

What Does an Entry-Level Insurance Underwriter Do?

An entry-level insurance underwriter works as a trainee or assistant while learning how to assess an insurance application, define risk, determine eligibility, calculate policy premiums, and accept or deny each request for coverage. You perform your duties under the supervision of a senior underwriter. At the start of your career, your responsibilities focus on data collection and basic application processing. As you gain experience, you handle more-complex applications and can work independently. An insurance underwriter can specialize in life, property, casualty, commercial, or specialty insurance.

How to be an underwriter with no experience?

Entry-level insurance underwriters can start by obtaining relevant education such as a bachelor's degree in finance, business, or a related field. Gaining knowledge of insurance policies, risk assessment, and using underwriting software through online courses or certifications can also improve prospects; some employers offer on-the-job training for candidates with strong analytical skills and attention to detail.

What is the difference between Entry Level Insurance Underwriter vs Insurance Claims Adjuster?

AspectEntry Level Insurance UnderwriterInsurance Claims Adjuster
Required CredentialsHigh school diploma or bachelor’s; some certifications (e.g., CPCU) beneficialHigh school diploma or bachelor’s; licensing may be required
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office work, investigating claims
Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments
Common Search/ComparisonEntry Level Insurance Underwriter vs Insurance Claims Adjuster

While both roles are vital in the insurance industry, an Entry Level Insurance Underwriter primarily assesses risk and approves policies, whereas an Insurance Claims Adjuster investigates and settles claims. Both positions require strong analytical skills and industry knowledge, but they focus on different stages of the insurance process.

Is insurance underwriting hard to get into?

Entry level insurance underwriting can be competitive, but it is accessible to those with a relevant degree such as in finance, risk management, or related fields. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry, and some employers offer training programs for new underwriters.

What are the key skills and qualifications needed to thrive as an Entry Level Insurance Underwriter, and why are they important?

To thrive as an Entry Level Insurance Underwriter, you need a solid understanding of risk assessment, analytical thinking, and attention to detail, typically backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like Associate in Commercial Underwriting (AU) are valuable. Strong communication, organizational skills, and the ability to make sound judgments help you stand out in this position. These skills and qualifications ensure accurate risk evaluations, effective decision-making, and smooth collaboration with clients and colleagues.

What are some typical challenges faced by entry level insurance underwriters, and how can they be overcome?

Entry level insurance underwriters often encounter challenges such as learning to assess risk accurately with limited experience, keeping up with ever-changing regulations, and managing a high volume of applications within tight deadlines. Overcoming these challenges involves actively seeking mentorship from senior underwriters, participating in ongoing training programs offered by employers, and developing strong organizational skills. Collaborating closely with colleagues in claims, sales, and actuarial departments also helps new underwriters gain a broader perspective and make more informed decisions.

How to start a career in insurance underwriting?

To start a career as an entry-level insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or business. Gaining knowledge of insurance policies, risk assessment, and using underwriting software is important, and internships or entry-level positions can provide practical experience to develop relevant skills.

What does an entry level insurance underwriter do?

An entry level insurance underwriter reviews applications for insurance coverage and evaluates the risks involved in insuring people or assets. They analyze information such as financial data, health records, and other relevant documents to determine if the applicant meets the company's guidelines. Their responsibilities also include making recommendations on coverage amounts, premiums, and policy terms under the supervision of more experienced underwriters. This role is essential for making sure insurance companies issue policies that are both fair to the customer and profitable for the business.
More about Entry Level Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Arizona? The most popular types of Insurance Underwriter jobs in Arizona are:
What are popular job titles related to Entry Level Insurance Underwriter jobs in Arizona? For Entry Level Insurance Underwriter jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Entry Level Insurance Underwriter jobs in Arizona look for? The top searched job categories for Entry Level Insurance Underwriter jobs in Arizona are:
What cities in Arizona are hiring for Entry Level Insurance Underwriter jobs? Cities in Arizona with the most Entry Level Insurance Underwriter job openings:
Entry Level Insurance Underwriter jobs near you
Infographic showing various Entry Level Insurance Underwriter job openings in Arizona as of July 2026, with employment types broken down into 88% Full Time, 9% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $58,041 per year, or $27.9 per hour.
Underwriter

Underwriter

IAT Insurance Group

Scottsdale, AZ • On-site

Full-time

Medical, Retirement, PTO

Posted 10 days ago

IAT Insurance Group rating

8.7

Company rating: 8.7 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

68th of 298 rated insurance

Job description

IAT Insurance Group has an immediate opening for Underwriter from our Scottsdale, Arizonia location.
This role will be tasked with underwriting the company's risk profile to achieve objectives for profitable growth and maintain an acceptable loss ratio.
This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.
Responsibilities:
  • You will underwrite and drive profitable growth within assigned authority while aligning to broader organizational objectives and risk appetite.
  • Collaborate to cultivate, strengthen, and strategically manage agency relationships, identifying opportunities for growth and addressing performance gaps with a solutions-oriented approach.
  • Ensure adherence to corporate underwriting guidelines, governance standards, and regulatory requirements to support consistent and compliant decision-making.
  • Leverage data, tools, and analytics to evaluate risk, generate insights, and support balanced underwriting decisions.
  • Analyze applications, financials, loss history, and third-party data to produce comprehensive risk assessments.
  • Communicate clearly and effectively across verbal, written, and digital channels to maintain alignment with internal and external stakeholders.
  • Demonstrate product knowledge and articulate value propositions to support business development and partner engagement.
  • Deliver responsive, customer-focused service to internal teams and external partners, reinforcing a high-performance service culture.
  • Partner with distribution channels to enhance market presence, promote capabilities, and identify new business opportunities.
  • Utilize metrics and performance data to continuously optimize territory outcomes and support strategic objectives.
  • Maintain awareness of market dynamics, industry trends, and competitive landscape to inform decision-making and drive results.
  • Perform other duties as needed

Qualifications:
Must-Have:
  • Bachelor's Degree or at least 2 years of relevant commercial Property and Casualty underwriting experience.
  • Must have the ability to react and respond quickly and professionally.
  • Must provide creative, analytical, and innovative thinking to inure to productive problem-solving.
  • Must have excellent written and verbal communication skills
  • To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.
To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits
IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.
At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits like:
  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

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