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Insurance Subrogation Jobs in Florida (NOW HIRING)

... Insurance Tow and Storage Negotiation Specialist PRIMARY PURPOSE : To analyze mid- and higher-level ... Manages subrogation of claims and negotiates settlements. * Communicates claim action with claimant ...

New

Medical Only Adjuster - TPA

Stuart, FL · On-site

$58K - $75K/yr

Assesses claims for potential subrogation opportunities and places appropriate parties on notice ... Relation Insurance Inc. provides equal employment opportunities to all employees and applicants for ...

Showing results 41-60

Insurance Subrogation information

How does an insurance subrogation specialist typically collaborate with other departments or external parties during the recovery process?

Insurance Subrogation Specialists frequently work closely with adjusters, claims examiners, legal teams, and sometimes external parties such as attorneys and representatives from other insurance companies. Their primary responsibility involves gathering documentation, analyzing claims, and negotiating settlements, which requires strong communication and coordination skills. Effective collaboration ensures the accurate exchange of information and expedites the recovery process, ultimately maximizing recoveries for their organization. Building strong professional relationships is key to overcoming common challenges such as delayed responses or disputed claims.

What is insurance subrogation?

Insurance subrogation is the process by which an insurance company seeks reimbursement from the at-fault party or their insurer after paying out a claim to its own policyholder. This typically occurs when an insurer has compensated its policyholder for damages or losses, and then pursues recovery from the responsible third party. Subrogation helps keep insurance costs down by ensuring that the party responsible for the loss ultimately pays for it. The policyholder may be required to cooperate with the insurer during the subrogation process, but usually does not need to take direct action themselves.

What is the difference between Insurance Subrogation vs Insurance Claims Adjuster?

AspectInsurance SubrogationInsurance Claims Adjuster
Primary RoleRecover funds from third parties after a claimAssess and settle insurance claims with policyholders
CredentialsKnowledge of insurance laws, negotiation skillsLicensing, claims handling certifications
Work EnvironmentLegal and insurance settings, often involving negotiationsInsurance companies, field and office work
Industry UsageInsurance, legal, recoveryInsurance, customer service

Insurance Subrogation focuses on recovering costs from third parties after a claim, while Insurance Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and certifications but serve different functions within the insurance industry.

What are the key skills and qualifications needed to thrive as an insurance subrogation specialist, and why are they important?

To excel as an Insurance Subrogation Specialist, you need a solid understanding of insurance policies, claims processing, and legal procedures, often supported by experience in insurance, claims, or related certifications. Familiarity with claims management software, case management systems, and basic legal research tools is commonly required. Strong negotiation, analytical thinking, and attention to detail are essential soft skills for resolving claims efficiently and professionally. These abilities are critical for maximizing recoveries, minimizing losses, and ensuring compliance with legal and policy requirements.
Infographic showing various Insurance Subrogation job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Field Adjuster - Southeast Florida Territory

Frontline Insurance Managers Inc.

Lake Mary, FL • On-site

$56K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago


Job description

At Frontline Insurance, we are on a mission to Make Things Better, and our Field Adjuster plays a pivotal role in achieving this vision. We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.


What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as a Territory Personal Lines Underwriter, where you can make a meaningful impact and grow your career, your next adventure starts here!



Our Field Adjuster enjoys robust benefits:

  • Remote work schedule!
  • Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
  • Financial Security: 401k Retirement Plan with a generous 9% match
  • Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members.


What you can expect as a Field Adjuster:

  • Provide professional and responsive customer service to insureds.
  • Review and adjust first-party claims within assigned authority limits.
  • Research policy coverage forms for claim settlement or denial.
  • Conduct basic claim investigations at both the desk and field levels, including coverage, cause, and damages.
  • Contact insured(s) to schedule inspection of damaged property, travel to affected property, and conduct such inspections in a timely manner.
  • Fully inspect, photograph, sketch and scope all damaged and undamaged areas of the insured property.
  • Determine the total value of the claim.
  • Utilize several software programs throughout the day to determine the parameters of the loss.
  • Establish claim reserves according to guidelines.
  • Provide verbal and written customer service.
  • Document claim activity and potential subrogation.
  • Participate in training and claim roundtables.
  • Prepare basic claim correspondence (reservation of rights, denial letters).
  • Assist with catastrophe operations as required, including, but not limited to working extra hours or deploying to affected areas to help policyholders.
  • Assist with special projects or tasks as required.


What we are looking for as a Field Adjuster:

    • High school diploma or equivalent; some college preferred.
      • Minimum 2 years field experience with an insurance carrier.
      • Proficient in Xactimate.
      • Strong communication and organizational skills.
      • Basic computer proficiency.
      • Ability to read and comprehend instructions and correspondence.
      • Must maintain required licenses.


Why work for Frontline Insurance?

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values: Integrity, Patriotism, Family, and Creativity.
We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive.


Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.