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Insurance Startup Jobs in Florida (NOW HIRING)

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Estimator - Water/Wastewater Construction

High Springs, FL · On-site

$52K - $95K/yr

  • Medical

  • Retirement

  • PTO

Price all general conditions line items individually: supervision, temp facilities, mobilization, dewatering, traffic control, testing, bonds, insurance, startup, commissioning, and warranty

Tooling Technician

Plant City, FL · On-site

$21 - $22/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Evaluate die sets and production lines before installation and startup. * Perform tooling ... Life Insurance. * Paid Time Off and Paid Holidays. * 401(k) Retirement Plan. * Opportunities for ...

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Insurance Startup information

See Florida salary details

$18.3K

$81.8K

$141K

How much do insurance startup jobs pay per year?

As of Aug 16, 2026, the average yearly pay for insurance startup in Florida is $81,826.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,829.00 and $118,692.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in an insurance startup, and why are they important?

To thrive in an Insurance Startup, you need a blend of entrepreneurial drive, industry knowledge, and strong business development skills, often supported by experience in insurance, finance, or related fields. Familiarity with insurtech platforms, CRM systems, and compliance regulations is highly valued. Exceptional problem-solving, adaptability, and networking abilities set top performers apart in dynamic startup environments. These skills are essential for navigating regulatory complexity, identifying growth opportunities, and building a successful insurance business from the ground up.

What is an insurance startup?

An Insurance Startup job typically involves working for a newly established company in the insurance industry, focusing on innovation and disruptive solutions. Roles can range from product development and underwriting to sales, marketing, and technology-driven initiatives like insurtech. Employees in these roles often work in a fast-paced environment, helping to build new products, automate processes, or improve customer experiences. Since startups are growth-oriented, employees may take on diverse responsibilities and have opportunities for rapid career progression.

What does a typical workday look like at an insurance startup?

Working at an insurance startup involves a mix of tasks, from developing and refining insurance products to liaising with partners, clients, and regulators. Your day may include market research, pitching new solutions to prospective clients, managing tech integrations, and collaborating closely with a small, agile team. Expect a fast-paced environment where you'll juggle multiple responsibilities and contribute directly to the company's direction and success. You'll also have opportunities to learn from industry experts and take on increasing responsibility as the business grows.

Infographic showing various Insurance Startup job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $81,826 per year, or $39.3 per hour.

Estimator - Water/Wastewater Construction

SGS Contracting Services, INC

High Springs, FL • On-site

$52K - $95K/yr

Full-time

Medical, Retirement, PTO

Posted 11 days ago

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Job description

SGS Contracting Services is seeking an experienced Heavy Civil Estimator specializing in water and wastewater treatment facilities. This is a senior-level role responsible for preparing competitive estimates on municipal infrastructure projects ranging from lift stations to complex treatment plants. If you have experience estimating public water infrastructure and are looking to join a growing contractor with a strong backlog of work, we'd like to hear from you.


Why SGS?

  • Stable backlog of public infrastructure work
  • Challenging, technically complex projects
  • Small team where your work has direct impact
  • Opportunity to grow with an expanding contractor
  • Collaborative environment with experienced leadership


Minimum Qualifications (Please Read Before Applying)

Applicants must meet ALL of the following:

  • 3+ years estimating heavy civil construction projects
  • Experience estimating water treatment plants (WTP), wastewater treatment plants (WWTP), or municipal utility infrastructure
  • Ability to read civil, mechanical, structural, and electrical construction drawings
  • Experience preparing competitive public bid estimates
  • Authorized to work in the United States without sponsorship
  • Willing to relocate to High Springs, FL

Applicants who do not meet these minimum requirements will not be considered.


This position is not intended for residential, commercial building, or entry-level estimators. Candidates should have estimating experience in heavy civil construction, underground utility construction, or municipal water and wastewater infrastructure projects.


Primary Responsibilities

  • Evaluate bid/no-bid opportunities against project type, contract risk, competition, schedule, and profitability; present go/no-go recommendations to the Executive Leadership
  • Perform thorough review of bid documents, build scope matrices; draft and track RFIs
  • Attend pre-bid meetings and site walks; complete formal site visit reports and distribute relevant observations to subcontractors
  • Execute detailed quantity takeoffs across all trades — civil, concrete, structural, metals, process equipment, piping, electrical, I&C/SCADA, coatings, and building trades — with documented assumptions and waste factors
  • Solicit, qualify, receive, and level subcontractor quotes across all trades; manage follow-up and confirm intent to quote before bid day
  • Develop self-perform costs for labor (with full burden), materials (current vendor pricing), and equipment
  • Price all general conditions line items individually: supervision, temp facilities, mobilization, dewatering, traffic control, testing, bonds, insurance, startup, commissioning, and warranty
  • Assemble and review final bid packages for compliance; coordinate bid bond procurement; obtain approvals; submit on time and retain complete file documentation
  • Lead post-award estimate handoff to the Project Manager; assist with subcontractor buyout and Schedule of Values; maintain SGS historical cost database
  • Assist Project Managers with project execution and administrative responsibilities as workload permits, performing project management duties as assigned.


Core Competencies


Technical Skills:

  • Quantity takeoff accuracy across all trades
  • Labor, material, and equipment cost development
  • Subcontractor solicitation and scope leveling
  • General conditions and indirect cost analysis
  • Risk identification, contingency sizing, and bid exclusion drafting
  • Bid form compliance and submission management


Professional Skills:

  • Organized, detail-oriented performance under deadline pressure
  • Proactive communication with owners, engineers, and subs
  • Collaborative work style with PMs, field staff, and leadership
  • High ethical standards; knowledge of anti-collusion law
  • Thorough documentation and file management discipline
  • Commitment to continuous improvement and cost database accuracy


Compensation & Benefits

  • Competitive base salary commensurate with experience and qualifications
  • Performance-based incentive opportunity
  • Comprehensive health, dental, and vision insurance
  • 401(k) retirement plan with company match
  • Paid time off and paid holidays
  • Professional development support
  • Stable, growing company with a strong and expanding portfolio of public water infrastructure projects


Ability to Relocate:


  • High Springs, FL 32643: Relocate before starting work (Required)


Willingness to travel:


  • 25% (Required)