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Insurance Risk Services Jobs in Tennessee (NOW HIRING)

Ethos Risk Services

Investigator

Chattanooga, TN · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Ashland City, TN · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Memphis, TN

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Memphis, TN · On-site

$30 - $40/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

York Risk Services

OSS Coordinator

Memphis, TN

$19.25 - $24.25/hr

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance OSS Coordinator ...

HUB

Insurance Accounting Associate

Brentwood, TN

HUB is one of the largest global insurance and employee benefits broker, providing a boundaryless array of business insurance, employee benefits, risk services, personal insurance, retirement, and ...

York Risk Services

Care Team Lead

Memphis, TN · On-site

$57.06K - $60K/yr

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Care Team Lead Our ...

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Insurance Risk Services information

See Tennessee salary details

$74.9K

$110.3K

$168.8K

How much do insurance risk services jobs pay per year?

As of May 29, 2026, the average yearly pay for insurance risk services in Tennessee is $110,281.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,700.00 and $125,300.00 per year, depending on experience, location, and employer.

What is an Insurance Risk Services job?

An Insurance Risk Services job involves assessing, analyzing, and mitigating risks for insurance companies or clients. Professionals in this role evaluate potential financial losses, review policies, conduct risk assessments, and recommend strategies to minimize exposure. They may work in underwriting, claims, or risk consulting, ensuring that businesses and individuals are adequately protected. Strong analytical skills, industry knowledge, and regulatory compliance awareness are essential for success in this field.

What are the key skills and qualifications needed to thrive in the Insurance Risk Services position, and why are they important?

To excel in Insurance Risk Services, you need analytical skills, a solid understanding of risk assessment principles, and often a degree in finance, business, or a related field. Familiarity with risk management software, underwriting platforms, and professional certifications like ARM (Associate in Risk Management) are typically beneficial. Strong communication, attention to detail, and problem-solving abilities enable effective collaboration and decision-making. These skills are vital for accurately identifying, evaluating, and mitigating potential risks, which directly impact the stability and profitability of insurance organizations.

What types of teams or departments will I work closely with in an Insurance Risk Services role?

In an Insurance Risk Services position, you will regularly collaborate with underwriting, claims, actuarial, and sales teams to evaluate client portfolios and develop risk mitigation strategies. You may also interact with clients directly to assess their operations and recommend ways to reduce potential exposures. This cross-departmental teamwork ensures a comprehensive approach to risk management and helps provide clients with tailored insurance solutions. Being comfortable working with diverse teams is crucial for success, as it fosters information sharing and aligned decision-making.

Is insurance risk management a good career?

Insurance risk management is a stable career that involves analyzing and mitigating risks for insurance companies or clients. It requires strong analytical skills, knowledge of insurance policies, and often certifications such as the Chartered Property Casualty Underwriter (CPCU). The field offers opportunities for advancement and typically involves a standard work schedule in office or remote environments.

What jobs make $3,000 a month without a degree?

In insurance risk services, roles such as claims adjusters, underwriters, or customer service representatives can earn around $3,000 monthly without a college degree, especially with experience or certifications. These jobs often require strong communication skills, attention to detail, and knowledge of insurance policies, with some positions offering on-the-job training or industry-specific certifications.
More about Insurance Risk Services jobs
What are popular job titles related to Insurance Risk Services jobs in Tennessee? For Insurance Risk Services jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Services jobs in Tennessee look for? The top searched job categories for Insurance Risk Services jobs in Tennessee are:
What cities in Tennessee are hiring for Insurance Risk Services jobs? Cities in Tennessee with the most Insurance Risk Services job openings:
Insurance Risk Services jobs near you
Infographic showing various Insurance Risk Services job openings in Tennessee as of May 2026, with employment types broken down into 1% As Needed, 75% Full Time, 21% Part Time, 1% Contract, and 2% Nights. Highlights an 96% Physical, 3% Hybrid, and 1% Remote job distribution, with an average salary of $110,281 per year, or $53 per hour.
Investigator

Investigator

Ethos Risk Services

Chattanooga, TN • On-site

$30 - $35/hr

Part-time

Posted 10 days ago

Job description

ABOUT US: Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and actionable insights that translate into better decision-making for our clients.
JOB SUMMARY:
Our dynamic Ethos team is seeking an Experienced Field Investigator to conduct surveillance and investigative activities to identify potential fraudulent insurance claims. This role involves performing both stationary and mobile surveillance, obtaining video and photographic evidence, and preparing thorough, detailed reports for clients.
KEY RESPONSIBILITIES:
  • Case Preparation: Prepare for surveillance assignment by reviewing Ethos' preliminary reports and case information.
  • Field Surveillance: Perform covert surveillance from your vehicle by tracking and capturing high-quality video evidence of surveillance targets.
  • Report Writing: Draft detailed and court-ready investigative reports summarizing activity and key findings.
  • Documentation: Finalize case file by submitting case reports and uploading video footage via personal laptop at the end of the day.
  • Communication: Work closely with the field supervisor and operations teams, receiving regular guidance and mentorship.

REQUIREMENTS:
  • Previous Experience: Demonstrated proficiency in covert surveillance techniques, capturing high-quality video footage, and preparing thorough, well-organized investigative reports.
  • Driver's License: Valid driver's license and proof of automobile insurance.
  • Personal Vehicle: A well-maintained vehicle that is always reliable (preferably with tinted windows).
  • Surveillance Equipment: A handheld camcorder with high-quality zoom and a covert camera device. Use of stabilization equipment (gimbals, tripods, etc.) is strongly encouraged.
  • Technology: A reliable laptop, cell phone, and internet service are needed for communication and administrative tasks.
  • Private Investigator License: Active Private Investigator license or willingness to obtain one (where required by state).

WORKING CONDITIONS:
  • While we aim to keep assignments within a 2-hour drive of your residence, occasional further travel and overnight stays (covered by the company) may be required
  • Most surveillance cases start at 6:00AM. End time can vary depending on activity and a typical workday can vary from 3-12 hours.
  • Weekends/holidays are common workdays as claimants are more likely to be active.
  • This is an independent role often requiring long hours alone in your vehicle, regardless of weather conditions.
  • Must remain alert with no external distractions, ready to use videography equipment to document subjects.

Ethos Risk Services is an equal opportunity employer that does not discriminate on the basis of religious creed, sex, national origin, race, veteran status, disability, age, marital status, color or sexual orientation or any other characteristic.
A background check will be conducted, in accordance to the local state law and regulations.

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